PRDGX vs. PRSIX
PRDGX (T. Rowe Price Dividend Growth Fund, Inc.) and PRSIX (T. Rowe Price Spectrum Conservative Allocation Fund) are both mutual funds - PRDGX is a Large Cap Blend Equities fund actively managed by T. Rowe Price, while PRSIX is a Diversified Portfolio fund managed by T. Rowe Price. Over the past 10 years, PRDGX returned 12.88%/yr vs 6.62%/yr for PRSIX. Their correlation of 0.90 means they have usually moved in the same direction. PRDGX charges 0.64%/yr vs 0.36%/yr for PRSIX.
Performance
PRDGX vs. PRSIX - Performance Comparison
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Returns By Period
In the year-to-date period, PRDGX achieves a 10.76% return, which is significantly higher than PRSIX's 5.50% return. Over the past 10 years, PRDGX has outperformed PRSIX with an annualized return of 12.88%, while PRSIX has yielded a comparatively lower 6.62% annualized return.
PRDGX
- 1D
- -0.43%
- 1M
- 0.31%
- 6M
- 8.04%
- YTD
- 10.76%
- 1Y
- 19.11%
- 3Y*
- 14.42%
- 5Y*
- 9.85%
- 10Y*
- 12.88%
- ALL TIME*
- 10.50%
PRSIX
- 1D
- 0.23%
- 1M
- -0.14%
- 6M
- 3.53%
- YTD
- 5.50%
- 1Y
- 11.89%
- 3Y*
- 10.03%
- 5Y*
- 4.55%
- 10Y*
- 6.62%
- ALL TIME*
- 6.78%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
PRDGX vs. PRSIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PRDGX T. Rowe Price Dividend Growth Fund, Inc. | 10.76% | 14.74% | 13.48% | 13.68% | -10.22% | 26.03% | 13.92% | 31.76% | -1.06% | 18.89% |
PRSIX T. Rowe Price Spectrum Conservative Allocation Fund | 5.50% | 11.91% | 8.53% | 11.97% | -13.65% | 7.07% | 11.70% | 16.78% | -3.01% | 12.28% |
Correlation
The correlation between PRDGX and PRSIX is 0.79, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.79 |
Correlation (3Y) Balances recent behavior with more history. | 0.84 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.86 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.86 |
Correlation (All Time) Calculated using the full available price history since Feb 1, 1996 | 0.90 |
The correlation between PRDGX and PRSIX shifts across timeframes, from 0.79 (1 year) to 0.90 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
PRDGX vs. PRSIX — Risk / Return Rank
PRDGX
PRSIX
PRDGX vs. PRSIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Dividend Growth Fund, Inc. (PRDGX) and T. Rowe Price Spectrum Conservative Allocation Fund (PRSIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PRDGX | PRSIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.01 | ||
| Sortino ratioReturn per unit of downside risk | +0.01 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.35 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.46 | 2.30 | +0.16 |
| Martin ratioReturn relative to average drawdown | 10.26 | 10.02 | +0.24 |
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Drawdowns
PRDGX vs. PRSIX - Drawdown Comparison
The maximum PRDGX drawdown since its inception was -49.79%, which is greater than PRSIX's maximum drawdown of -30.00%. Use the drawdown chart below to compare losses from any high point for PRDGX and PRSIX.
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Drawdown Indicators
| PRDGX | PRSIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -49.79% | -30.00% | -19.79% |
Max Drawdown (1Y)Largest decline over 1 year | -7.34% | -5.02% | -2.32% |
Max Drawdown (3Y)Largest decline over 3 years | -14.15% | -6.80% | -7.35% |
Max Drawdown (5Y)Largest decline over 5 years | -19.31% | -18.69% | -0.62% |
Max Drawdown (10Y)Largest decline over 10 years | -33.18% | -19.28% | -13.90% |
Current DrawdownCurrent decline from peak | -0.96% | -0.56% | -0.40% |
Average DrawdownAverage peak-to-trough decline | -5.39% | -2.81% | -2.58% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.76% | 1.15% | +0.61% |
Volatility
PRDGX vs. PRSIX - Volatility Comparison
T. Rowe Price Dividend Growth Fund, Inc. (PRDGX) has a higher volatility of 2.45% compared to T. Rowe Price Spectrum Conservative Allocation Fund (PRSIX) at 1.67%. This indicates that PRDGX's price experiences larger fluctuations and is considered to be riskier than PRSIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PRDGX | PRSIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.45% | 1.67% | +0.78% |
Volatility (6M)Calculated over the trailing 6-month period | 7.44% | 5.43% | +2.01% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.88% | 6.34% | +3.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.03% | 7.13% | +6.90% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.82% | 7.39% | +8.43% |
PRDGX vs. PRSIX - Expense Ratio Comparison
PRDGX has a 0.64% expense ratio, which is higher than PRSIX's 0.36% expense ratio.
Dividends
PRDGX vs. PRSIX - Dividend Comparison
PRDGX's dividend yield for the trailing twelve months is around 7.31%, more than PRSIX's 6.83% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PRDGX T. Rowe Price Dividend Growth Fund, Inc. | 7.31% | 8.02% | 4.66% | 2.78% | 3.81% | 2.00% | 1.03% | 2.33% | 3.67% | 1.82% | 3.07% | 7.57% |
PRSIX T. Rowe Price Spectrum Conservative Allocation Fund | 6.83% | 7.12% | 3.92% | 3.78% | 5.63% | 7.63% | 3.77% | 5.11% | 5.27% | 3.43% | 2.22% | 4.56% |
Frequently Asked Questions
PRDGX and PRSIX have a correlation of 0.79, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PRDGX has higher volatility (2.45%) compared to PRSIX (1.67%). In terms of maximum drawdown, PRDGX dropped -49.79% vs PRSIX's -30.00%.
PRDGX currently has the higher Sharpe Ratio (1.84 vs 1.82), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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