PPLIX vs. PLHHX

Last updated Apr 2, 2026

Compare and contrast key facts about Principal LifeTime 2050 Fund (PPLIX) and Principal LifeTime Hybrid 2065 Fund (PLHHX).

PPLIX is managed by Principal. It was launched on Feb 28, 2001. PLHHX is managed by Principal. It was launched on Sep 5, 2017.

Performance

PPLIX vs. PLHHX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal LifeTime 2050 Fund (PPLIX) and Principal LifeTime Hybrid 2065 Fund (PLHHX). The values are adjusted to include any dividend payments, if applicable.

PPLIX vs. PLHHX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
PPLIX Principal LifeTime 2050 Fund	-2.38%	17.55%	19.12%	20.36%	-18.78%	17.04%	16.56%	26.67%	-8.74%	7.53%
PLHHX Principal LifeTime Hybrid 2065 Fund	-1.68%	19.91%	17.00%	20.33%	-18.53%	20.30%	16.50%	27.02%	-10.19%	7.77%

Returns By Period

In the year-to-date period, PPLIX achieves a -2.38% return, which is significantly lower than PLHHX's -1.68% return.

PPLIX

• 1D: 2.85%
• 1M: -5.10%
• YTD: -2.38%
• 6M: -0.51%
• 1Y: 15.24%
• 3Y*: 15.78%
• 5Y*: 8.00%
• 10Y*: 10.56%

PLHHX

• 1D: 2.94%
• 1M: -5.04%
• YTD: -1.68%
• 6M: 0.74%
• 1Y: 19.20%
• 3Y*: 15.91%
• 5Y*: 8.61%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PPLIX vs. PLHHX - Expense Ratio Comparison

PPLIX has a 0.01% expense ratio, which is lower than PLHHX's 0.05% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

PLHHX

Principal LifeTime Hybrid 2065 Fund

PPLIX

Principal LifeTime 2050 Fund

Return for Risk

PPLIX vs. PLHHX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PPLIX

PPLIX Risk / Return Rank: 51
PPLIX Sharpe Ratio Rank: 46
PPLIX Sortino Ratio Rank: 50
PPLIX Omega Ratio Rank: 47
PPLIX Calmar Ratio Rank: 48
PPLIX Martin Ratio Rank: 63

PLHHX

PLHHX Risk / Return Rank: 67
PLHHX Sharpe Ratio Rank: 62
PLHHX Sortino Ratio Rank: 66
PLHHX Omega Ratio Rank: 64
PLHHX Calmar Ratio Rank: 64
PLHHX Martin Ratio Rank: 78

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PPLIX vs. PLHHX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2050 Fund (PPLIX) and Principal LifeTime Hybrid 2065 Fund (PLHHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PPLIX	PLHHX	Difference
Sharpe ratio Return per unit of total volatility	1.00	1.21	-0.21
Sortino ratio Return per unit of downside risk	1.52	1.81	-0.28
Omega ratio Gain probability vs. loss probability	1.22	1.26	-0.04
Calmar ratio Return relative to maximum drawdown	1.38	1.67	-0.29
Martin ratio Return relative to average drawdown	6.63	8.29	-1.66
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PPLIX vs. PLHHX - Sharpe Ratio Comparison

The current PPLIX Sharpe Ratio is 1.00, which is comparable to the PLHHX Sharpe Ratio of 1.21. The chart below compares the historical Sharpe Ratios of PPLIX and PLHHX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PPLIX	PLHHX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.00	1.21	-0.21
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.52	0.56	-0.04
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.68	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.43	0.62	-0.19

Correlation

The correlation between PPLIX and PLHHX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

PPLIX vs. PLHHX - Dividend Comparison

PPLIX's dividend yield for the trailing twelve months is around 10.19%, more than PLHHX's 3.95% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
PPLIX Principal LifeTime 2050 Fund	10.19%	9.95%	11.56%	4.41%	9.40%	8.04%	5.23%	7.16%	8.64%	5.12%	4.82%	6.07%
PLHHX Principal LifeTime Hybrid 2065 Fund	3.95%	3.88%	4.03%	2.64%	7.08%	2.27%	2.00%	1.65%	3.49%	1.87%	0.00%	0.00%

Drawdowns

PPLIX vs. PLHHX - Drawdown Comparison

The maximum PPLIX drawdown since its inception was -55.61%, which is greater than PLHHX's maximum drawdown of -33.47%. Use the drawdown chart below to compare losses from any high point for PPLIX and PLHHX.

Drawdown Indicators

	PPLIX	PLHHX	Difference
Max Drawdown Largest peak-to-trough decline	-55.61%	-33.47%	-22.14%
Max Drawdown (1Y) Largest decline over 1 year	-11.42%	-11.90%	+0.48%
Max Drawdown (5Y) Largest decline over 5 years	-26.85%	-25.44%	-1.41%
Max Drawdown (10Y) Largest decline over 10 years	-32.67%	—	—
Current Drawdown Current decline from peak	-5.96%	-5.95%	-0.01%
Average Drawdown Average peak-to-trough decline	-8.35%	-5.49%	-2.86%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.37%	2.39%	-0.02%

Volatility

PPLIX vs. PLHHX - Volatility Comparison

Principal LifeTime 2050 Fund (PPLIX) and Principal LifeTime Hybrid 2065 Fund (PLHHX) have volatilities of 5.80% and 5.97%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PPLIX	PLHHX	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.80%	5.97%	-0.17%
Volatility (6M) Calculated over the trailing 6-month period	9.12%	9.52%	-0.40%
Volatility (1Y) Calculated over the trailing 1-year period	15.76%	16.45%	-0.69%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.44%	15.48%	-0.04%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.56%	16.88%	-1.32%