PNC vs. WMT
PNC (The PNC Financial Services Group, Inc.) and WMT (Walmart Inc.) are both stocks. PNC operates in Banks - Regional (Financial Services), while WMT operates in Discount Stores (Consumer Defensive). Over the past 10 years, PNC returned 14.58%/yr vs 19.77%/yr for WMT. At a 0.30 correlation, their price movements are largely independent.
Performance
PNC vs. WMT - Performance Comparison
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Returns By Period
In the year-to-date period, PNC achieves a 15.62% return, which is significantly higher than WMT's 9.07% return. Over the past 10 years, PNC has underperformed WMT with an annualized return of 14.58%, while WMT has yielded a comparatively higher 19.77% annualized return.
PNC
- 1D
- 1.59%
- 1M
- 11.34%
- YTD
- 15.62%
- 6M
- 14.59%
- 1Y
- 41.69%
- 3Y*
- 27.43%
- 5Y*
- 8.55%
- 10Y*
- 14.58%
WMT
- 1D
- 0.45%
- 1M
- -8.62%
- YTD
- 9.07%
- 6M
- 4.13%
- 1Y
- 29.24%
- 3Y*
- 34.18%
- 5Y*
- 22.42%
- 10Y*
- 19.77%
PNC vs. WMT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PNC The PNC Financial Services Group, Inc. | 15.62% | 12.24% | 29.39% | 2.71% | -18.59% | 38.18% | -2.78% | 40.91% | -16.98% | 25.95% |
WMT Walmart Inc. | 9.07% | 24.49% | 73.99% | 12.88% | -0.46% | 1.97% | 23.32% | 30.16% | -3.43% | 46.56% |
Correlation
The correlation between PNC and WMT is 0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.06 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.13 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.20 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.19 |
Correlation (All Time) Calculated using the full available price history since Sep 7, 1988 | 0.30 |
Over the past year, the correlation between PNC and WMT has dropped to 0.06 - well below their long-term average of 0.30, suggesting their price drivers have been diverging.
Fundamentals
PNC:
$97.71B
WMT:
$968.20B
PNC:
$18.09
WMT:
$2.88
PNC:
13.14
WMT:
42.04
PNC:
1.77
WMT:
2.75
PNC:
2.96
WMT:
1.34
PNC:
1.54
WMT:
10.26
PNC:
$32.06B
WMT:
$725.31B
PNC:
$23.04B
WMT:
$181.16B
PNC:
$8.83B
WMT:
$44.32B
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Return for Risk
PNC vs. WMT — Risk / Return Rank
PNC
WMT
PNC vs. WMT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The PNC Financial Services Group, Inc. (PNC) and Walmart Inc. (WMT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PNC | WMT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.55 | ||
| Sortino ratioReturn per unit of downside risk | +0.61 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.23 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 2.23 | 1.83 | +0.40 |
| Martin ratioReturn relative to average drawdown | 5.07 | 5.82 | -0.76 |
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Drawdowns
PNC vs. WMT - Drawdown Comparison
The maximum PNC drawdown since its inception was -76.65%, roughly equal to the maximum WMT drawdown of -77.14%. Use the drawdown chart below to compare losses from any high point for PNC and WMT.
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Drawdown Indicators
| PNC | WMT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.65% | -77.14% | +0.49% |
Max Drawdown (1Y)Largest decline over 1 year | -17.21% | -15.75% | -1.46% |
Max Drawdown (3Y)Largest decline over 3 years | -29.77% | -21.93% | -7.84% |
Max Drawdown (5Y)Largest decline over 5 years | -47.98% | -25.74% | -22.24% |
Max Drawdown (10Y)Largest decline over 10 years | -49.58% | -25.74% | -23.84% |
Current DrawdownCurrent decline from peak | -1.23% | -9.81% | +8.58% |
Average DrawdownAverage peak-to-trough decline | -15.68% | -14.63% | -1.05% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.57% | 4.94% | +2.63% |
Volatility
PNC vs. WMT - Volatility Comparison
The current volatility for The PNC Financial Services Group, Inc. (PNC) is 6.16%, while Walmart Inc. (WMT) has a volatility of 9.86%. This indicates that PNC experiences smaller price fluctuations and is considered to be less risky than WMT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PNC | WMT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.16% | 9.86% | -3.70% |
Volatility (6M)Calculated over the trailing 6-month period | 16.31% | 18.49% | -2.18% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.66% | 23.67% | -2.01% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.14% | 21.68% | +5.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.70% | 21.73% | +7.97% |
Dividends
PNC vs. WMT - Dividend Comparison
PNC's dividend yield for the trailing twelve months is around 2.86%, more than WMT's 0.80% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PNC The PNC Financial Services Group, Inc. | 2.86% | 3.16% | 3.27% | 3.94% | 3.64% | 2.39% | 3.09% | 2.63% | 2.91% | 1.80% | 1.81% | 2.11% |
WMT Walmart Inc. | 0.80% | 0.84% | 0.92% | 1.45% | 1.58% | 1.52% | 1.50% | 1.78% | 2.23% | 2.07% | 2.89% | 3.20% |
Financials
PNC vs. WMT - Financials Comparison
This section allows you to compare key financial metrics between The PNC Financial Services Group, Inc. and Walmart Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PNC vs. WMT - Profitability Comparison
PNC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported a gross profit of 5.96B and revenue of 6.17B. Therefore, the gross margin over that period was 96.6%.
WMT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Walmart Inc. reported a gross profit of 44.69B and revenue of 177.75B. Therefore, the gross margin over that period was 25.1%.
PNC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported an operating income of 2.19B and revenue of 6.17B, resulting in an operating margin of 35.5%.
WMT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Walmart Inc. reported an operating income of 7.49B and revenue of 177.75B, resulting in an operating margin of 4.2%.
PNC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The PNC Financial Services Group, Inc. reported a net income of 1.77B and revenue of 6.17B, resulting in a net margin of 28.7%.
WMT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Walmart Inc. reported a net income of 5.65B and revenue of 177.75B, resulting in a net margin of 3.2%.
Frequently Asked Questions
PNC and WMT have a correlation of 0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
WMT has higher volatility (9.86%) compared to PNC (6.16%). In terms of maximum drawdown, PNC dropped -76.65% vs WMT's -77.14%.
PNC currently has the higher Sharpe Ratio (1.77 vs 1.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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