PLTZX vs. TBLEX
Compare and contrast key facts about Principal LifeTime 2060 Fund (PLTZX) and T. Rowe Price Retirement Blend 2025 Fund (TBLEX).
PLTZX is managed by Principal. It was launched on Feb 28, 2013. TBLEX is managed by T. Rowe Price. It was launched on Jul 25, 2021.
Performance
PLTZX vs. TBLEX - Performance Comparison
Loading graphics...
PLTZX vs. TBLEX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
PLTZX Principal LifeTime 2060 Fund | -5.21% | 17.76% | 16.89% | 20.36% | -18.81% | 3.74% |
TBLEX T. Rowe Price Retirement Blend 2025 Fund | -2.19% | 13.88% | 10.29% | 15.00% | -15.23% | 2.43% |
Returns By Period
In the year-to-date period, PLTZX achieves a -5.21% return, which is significantly lower than TBLEX's -2.19% return.
PLTZX
- 1D
- -0.28%
- 1M
- -8.28%
- YTD
- -5.21%
- 6M
- -2.98%
- 1Y
- 12.54%
- 3Y*
- 13.98%
- 5Y*
- 7.39%
- 10Y*
- 10.23%
TBLEX
- 1D
- 0.00%
- 1M
- -5.64%
- YTD
- -2.19%
- 6M
- -0.18%
- 1Y
- 10.49%
- 3Y*
- 10.36%
- 5Y*
- —
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
PLTZX vs. TBLEX - Expense Ratio Comparison
PLTZX has a 0.01% expense ratio, which is lower than TBLEX's 0.22% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
PLTZX vs. TBLEX — Risk / Return Rank
PLTZX
TBLEX
PLTZX vs. TBLEX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2060 Fund (PLTZX) and T. Rowe Price Retirement Blend 2025 Fund (TBLEX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PLTZX | TBLEX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.81 | 1.17 | -0.36 |
Sortino ratioReturn per unit of downside risk | 1.24 | 1.66 | -0.42 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.25 | -0.07 |
Calmar ratioReturn relative to maximum drawdown | 0.94 | 1.40 | -0.46 |
Martin ratioReturn relative to average drawdown | 4.59 | 6.38 | -1.79 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| PLTZX | TBLEX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.81 | 1.17 | -0.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.48 | — | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.64 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.63 | 0.46 | +0.17 |
Correlation
The correlation between PLTZX and TBLEX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PLTZX vs. TBLEX - Dividend Comparison
PLTZX's dividend yield for the trailing twelve months is around 8.79%, more than TBLEX's 3.32% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLTZX Principal LifeTime 2060 Fund | 8.79% | 8.33% | 7.85% | 4.12% | 8.44% | 5.29% | 3.60% | 5.86% | 5.75% | 2.73% | 3.48% | 3.29% |
TBLEX T. Rowe Price Retirement Blend 2025 Fund | 3.32% | 3.25% | 2.73% | 2.41% | 3.09% | 2.07% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
PLTZX vs. TBLEX - Drawdown Comparison
The maximum PLTZX drawdown since its inception was -34.01%, which is greater than TBLEX's maximum drawdown of -21.51%. Use the drawdown chart below to compare losses from any high point for PLTZX and TBLEX.
Loading graphics...
Drawdown Indicators
| PLTZX | TBLEX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.01% | -21.51% | -12.50% |
Max Drawdown (1Y)Largest decline over 1 year | -11.51% | -6.95% | -4.56% |
Max Drawdown (5Y)Largest decline over 5 years | -26.79% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -34.01% | — | — |
Current DrawdownCurrent decline from peak | -8.70% | -5.80% | -2.90% |
Average DrawdownAverage peak-to-trough decline | -4.67% | -5.58% | +0.91% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.35% | 1.52% | +0.83% |
Volatility
PLTZX vs. TBLEX - Volatility Comparison
Principal LifeTime 2060 Fund (PLTZX) has a higher volatility of 4.98% compared to T. Rowe Price Retirement Blend 2025 Fund (TBLEX) at 3.08%. This indicates that PLTZX's price experiences larger fluctuations and is considered to be riskier than TBLEX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| PLTZX | TBLEX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.98% | 3.08% | +1.90% |
Volatility (6M)Calculated over the trailing 6-month period | 8.88% | 5.26% | +3.62% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.74% | 9.12% | +6.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.38% | 9.82% | +5.56% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.93% | 9.82% | +6.11% |