PLTNX vs. PLGIX
PLTNX (Principal LifeTime Hybrid 2055 Fund) and PLGIX (Principal LargeCap Growth Fund I) are both mutual funds - PLTNX is a Target Retirement Date fund managed by Principal, while PLGIX is a Large Cap Growth Equities fund managed by Principal. Over the past 10 years, PLTNX returned 11.48%/yr vs 18.96%/yr for PLGIX. Their correlation of 0.88 means they have usually moved in the same direction. PLTNX charges 0.05%/yr vs 0.67%/yr for PLGIX.
Performance
PLTNX vs. PLGIX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, PLTNX achieves a 10.12% return, which is significantly higher than PLGIX's -1.62% return. Over the past 10 years, PLTNX has underperformed PLGIX with an annualized return of 11.48%, while PLGIX has yielded a comparatively higher 18.96% annualized return.
PLTNX
- 1D
- 1.77%
- 1M
- 0.15%
- 6M
- 6.93%
- YTD
- 10.12%
- 1Y
- 22.18%
- 3Y*
- 17.03%
- 5Y*
- 9.86%
- 10Y*
- 11.48%
- ALL TIME*
- 10.65%
PLGIX
- 1D
- 3.14%
- 1M
- -2.17%
- 6M
- 1.55%
- YTD
- -1.62%
- 1Y
- 2.16%
- 3Y*
- 29.13%
- 5Y*
- 13.82%
- 10Y*
- 18.96%
- ALL TIME*
- 9.97%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
PLTNX vs. PLGIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLTNX Principal LifeTime Hybrid 2055 Fund | 10.12% | 19.89% | 17.25% | 20.33% | -18.49% | 19.70% | 15.78% | 26.17% | -9.84% | 21.03% |
PLGIX Principal LargeCap Growth Fund I | -1.62% | 11.59% | 83.01% | 40.40% | -34.05% | 21.49% | 36.06% | 34.89% | 3.44% | 33.67% |
Correlation
The correlation between PLTNX and PLGIX is 0.87, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.87 |
Correlation (3Y) Balances recent behavior with more history. | 0.86 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.88 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.87 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2014 | 0.88 |
The correlation between PLTNX and PLGIX has been stable across timeframes, ranging from 0.86 to 0.88 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
PLTNX vs. PLGIX — Risk / Return Rank
PLTNX
PLGIX
PLTNX vs. PLGIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2055 Fund (PLTNX) and Principal LargeCap Growth Fund I (PLGIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PLTNX | PLGIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.53 | ||
| Sortino ratioReturn per unit of downside risk | +2.03 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.01 | +0.26 |
| Calmar ratioReturn relative to maximum drawdown | 2.32 | -0.00 | +2.32 |
| Martin ratioReturn relative to average drawdown | 9.97 | -0.01 | +9.98 |
Loading charts...
Drawdowns
PLTNX vs. PLGIX - Drawdown Comparison
The maximum PLTNX drawdown since its inception was -32.71%, smaller than the maximum PLGIX drawdown of -55.43%. Use the drawdown chart below to compare losses from any high point for PLTNX and PLGIX.
Loading charts...
Drawdown Indicators
| PLTNX | PLGIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.71% | -55.43% | +22.72% |
Max Drawdown (1Y)Largest decline over 1 year | -8.66% | -18.32% | +9.66% |
Max Drawdown (3Y)Largest decline over 3 years | -16.66% | -21.39% | +4.73% |
Max Drawdown (5Y)Largest decline over 5 years | -25.48% | -40.63% | +15.15% |
Max Drawdown (10Y)Largest decline over 10 years | -32.71% | -40.63% | +7.92% |
Current DrawdownCurrent decline from peak | -1.38% | -7.56% | +6.18% |
Average DrawdownAverage peak-to-trough decline | -4.73% | -13.21% | +8.48% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.01% | 6.32% | -4.31% |
Volatility
PLTNX vs. PLGIX - Volatility Comparison
The current volatility for Principal LifeTime Hybrid 2055 Fund (PLTNX) is 3.69%, while Principal LargeCap Growth Fund I (PLGIX) has a volatility of 5.94%. This indicates that PLTNX experiences smaller price fluctuations and is considered to be less risky than PLGIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| PLTNX | PLGIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.69% | 5.94% | -2.25% |
Volatility (6M)Calculated over the trailing 6-month period | 10.86% | 14.18% | -3.32% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.18% | 17.18% | -4.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.64% | 30.32% | -14.68% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.82% | 25.51% | -9.69% |
PLTNX vs. PLGIX - Expense Ratio Comparison
PLTNX has a 0.05% expense ratio, which is lower than PLGIX's 0.67% expense ratio.
Dividends
PLTNX vs. PLGIX - Dividend Comparison
PLTNX's dividend yield for the trailing twelve months is around 4.17%, less than PLGIX's 14.69% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLGIX Principal LargeCap Growth Fund I | 14.69% | 14.45% | 63.77% | 5.99% | 11.57% | 11.34% | 7.03% | 8.01% | 16.41% | 7.05% | 4.64% | 12.51% |
PLTNX Principal LifeTime Hybrid 2055 Fund | 4.17% | 4.59% | 4.40% | 2.84% | 9.11% | 4.23% | 3.11% | 3.47% | 4.68% | 2.21% | 1.99% | 1.63% |
Frequently Asked Questions
PLTNX and PLGIX have a correlation of 0.87, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PLGIX has higher volatility (5.94%) compared to PLTNX (3.69%). In terms of maximum drawdown, PLTNX dropped -32.71% vs PLGIX's -55.43%.
PLTNX currently has the higher Sharpe Ratio (1.53 vs -0.00), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for PLTNX and PLGIX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer