PLJIX vs. FRAMX
Compare and contrast key facts about Principal LifeTime 2065 (PLJIX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX).
PLJIX is managed by Principal. It was launched on Sep 5, 2017. FRAMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
PLJIX vs. FRAMX - Performance Comparison
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PLJIX vs. FRAMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PLJIX Principal LifeTime 2065 | -2.42% | 17.76% | 15.83% | 20.27% | -18.82% | 18.18% | 16.87% | 27.36% | -9.36% | 7.78% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 0.18% | 9.55% | 4.04% | 7.80% | -11.87% | 2.52% | 8.30% | 10.28% | -2.05% | 1.84% |
Returns By Period
In the year-to-date period, PLJIX achieves a -2.42% return, which is significantly lower than FRAMX's 0.18% return.
PLJIX
- 1D
- 2.96%
- 1M
- -5.14%
- YTD
- -2.42%
- 6M
- -0.52%
- 1Y
- 15.31%
- 3Y*
- 14.71%
- 5Y*
- 7.49%
- 10Y*
- —
FRAMX
- 1D
- 0.75%
- 1M
- -2.08%
- YTD
- 0.18%
- 6M
- 1.18%
- 1Y
- 7.30%
- 3Y*
- 5.92%
- 5Y*
- 2.18%
- 10Y*
- 3.73%
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PLJIX vs. FRAMX - Expense Ratio Comparison
PLJIX has a 0.05% expense ratio, which is lower than FRAMX's 0.70% expense ratio.
Return for Risk
PLJIX vs. FRAMX — Risk / Return Rank
PLJIX
FRAMX
PLJIX vs. FRAMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2065 (PLJIX) and Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PLJIX | FRAMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.99 | 1.64 | -0.65 |
Sortino ratioReturn per unit of downside risk | 1.51 | 2.30 | -0.78 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.33 | -0.11 |
Calmar ratioReturn relative to maximum drawdown | 1.38 | 2.22 | -0.84 |
Martin ratioReturn relative to average drawdown | 6.67 | 8.81 | -2.14 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PLJIX | FRAMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.99 | 1.64 | -0.65 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.42 | +0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.84 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.59 | 0.50 | +0.09 |
Correlation
The correlation between PLJIX and FRAMX is 0.71, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PLJIX vs. FRAMX - Dividend Comparison
PLJIX's dividend yield for the trailing twelve months is around 7.05%, more than FRAMX's 2.88% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PLJIX Principal LifeTime 2065 | 7.05% | 6.88% | 6.05% | 3.59% | 6.54% | 3.83% | 2.45% | 3.83% | 3.34% | 1.87% | 0.00% | 0.00% |
FRAMX Fidelity Advisor Managed Retirement Income Fund Class A | 2.88% | 2.77% | 2.77% | 2.58% | 4.26% | 3.31% | 2.23% | 2.37% | 4.40% | 8.26% | 1.42% | 1.42% |
Drawdowns
PLJIX vs. FRAMX - Drawdown Comparison
The maximum PLJIX drawdown since its inception was -34.13%, roughly equal to the maximum FRAMX drawdown of -33.94%. Use the drawdown chart below to compare losses from any high point for PLJIX and FRAMX.
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Drawdown Indicators
| PLJIX | FRAMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.13% | -33.94% | -0.19% |
Max Drawdown (1Y)Largest decline over 1 year | -11.48% | -3.45% | -8.03% |
Max Drawdown (5Y)Largest decline over 5 years | -26.81% | -16.31% | -10.50% |
Max Drawdown (10Y)Largest decline over 10 years | — | -16.31% | — |
Current DrawdownCurrent decline from peak | -6.02% | -2.47% | -3.55% |
Average DrawdownAverage peak-to-trough decline | -5.69% | -3.86% | -1.83% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.38% | 0.87% | +1.51% |
Volatility
PLJIX vs. FRAMX - Volatility Comparison
Principal LifeTime 2065 (PLJIX) has a higher volatility of 5.99% compared to Fidelity Advisor Managed Retirement Income Fund Class A (FRAMX) at 2.14%. This indicates that PLJIX's price experiences larger fluctuations and is considered to be riskier than FRAMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PLJIX | FRAMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.99% | 2.14% | +3.85% |
Volatility (6M)Calculated over the trailing 6-month period | 9.36% | 2.95% | +6.41% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.98% | 4.64% | +11.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.38% | 5.22% | +10.16% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.79% | 4.48% | +12.31% |