PHTNX vs. PLGIX
PHTNX (Principal LifeTime Hybrid 2030 Fund) and PLGIX (Principal LargeCap Growth Fund I) are both mutual funds - PHTNX is a Target Retirement Date fund managed by Principal, while PLGIX is a Large Cap Growth Equities fund managed by Principal. Over the past 10 years, PHTNX returned 8.37%/yr vs 18.96%/yr for PLGIX. Their correlation of 0.87 means they have usually moved in the same direction. PHTNX charges 0.05%/yr vs 0.67%/yr for PLGIX.
Performance
PHTNX vs. PLGIX - Performance Comparison
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Returns By Period
In the year-to-date period, PHTNX achieves a 6.05% return, which is significantly higher than PLGIX's -1.62% return. Over the past 10 years, PHTNX has underperformed PLGIX with an annualized return of 8.37%, while PLGIX has yielded a comparatively higher 18.96% annualized return.
PHTNX
- 1D
- 0.99%
- 1M
- -0.20%
- 6M
- 4.02%
- YTD
- 6.05%
- 1Y
- 13.80%
- 3Y*
- 11.69%
- 5Y*
- 5.98%
- 10Y*
- 8.37%
- ALL TIME*
- 7.94%
PLGIX
- 1D
- 3.14%
- 1M
- -2.17%
- 6M
- 1.55%
- YTD
- -1.62%
- 1Y
- 2.16%
- 3Y*
- 29.13%
- 5Y*
- 13.82%
- 10Y*
- 18.96%
- ALL TIME*
- 9.97%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
PHTNX vs. PLGIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PHTNX Principal LifeTime Hybrid 2030 Fund | 6.05% | 14.41% | 11.06% | 14.92% | -16.76% | 13.88% | 14.74% | 20.92% | -7.30% | 16.81% |
PLGIX Principal LargeCap Growth Fund I | -1.62% | 11.59% | 83.01% | 40.40% | -34.05% | 21.49% | 36.06% | 34.89% | 3.44% | 33.67% |
Correlation
The correlation between PHTNX and PLGIX is 0.85, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.85 |
Correlation (3Y) Balances recent behavior with more history. | 0.83 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.87 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.86 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2014 | 0.87 |
The correlation between PHTNX and PLGIX has been stable across timeframes, ranging from 0.83 to 0.87 - a consistent structural relationship.
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Return for Risk
PHTNX vs. PLGIX — Risk / Return Rank
PHTNX
PLGIX
PHTNX vs. PLGIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime Hybrid 2030 Fund (PHTNX) and Principal LargeCap Growth Fund I (PLGIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PHTNX | PLGIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.55 | ||
| Sortino ratioReturn per unit of downside risk | +2.09 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.01 | +0.27 |
| Calmar ratioReturn relative to maximum drawdown | 2.24 | -0.00 | +2.24 |
| Martin ratioReturn relative to average drawdown | 9.57 | -0.01 | +9.58 |
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Drawdowns
PHTNX vs. PLGIX - Drawdown Comparison
The maximum PHTNX drawdown since its inception was -24.52%, smaller than the maximum PLGIX drawdown of -55.43%. Use the drawdown chart below to compare losses from any high point for PHTNX and PLGIX.
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Drawdown Indicators
| PHTNX | PLGIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -24.52% | -55.43% | +30.91% |
Max Drawdown (1Y)Largest decline over 1 year | -5.79% | -18.32% | +12.53% |
Max Drawdown (3Y)Largest decline over 3 years | -10.07% | -21.39% | +11.32% |
Max Drawdown (5Y)Largest decline over 5 years | -22.06% | -40.63% | +18.57% |
Max Drawdown (10Y)Largest decline over 10 years | -24.52% | -40.63% | +16.11% |
Current DrawdownCurrent decline from peak | -1.04% | -7.56% | +6.52% |
Average DrawdownAverage peak-to-trough decline | -3.94% | -13.21% | +9.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.35% | 6.32% | -4.97% |
Volatility
PHTNX vs. PLGIX - Volatility Comparison
The current volatility for Principal LifeTime Hybrid 2030 Fund (PHTNX) is 2.27%, while Principal LargeCap Growth Fund I (PLGIX) has a volatility of 5.94%. This indicates that PHTNX experiences smaller price fluctuations and is considered to be less risky than PLGIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PHTNX | PLGIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.27% | 5.94% | -3.67% |
Volatility (6M)Calculated over the trailing 6-month period | 6.96% | 14.18% | -7.22% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.39% | 17.18% | -8.79% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.59% | 30.32% | -19.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.19% | 25.51% | -14.32% |
PHTNX vs. PLGIX - Expense Ratio Comparison
PHTNX has a 0.05% expense ratio, which is lower than PLGIX's 0.67% expense ratio.
Dividends
PHTNX vs. PLGIX - Dividend Comparison
PHTNX's dividend yield for the trailing twelve months is around 4.35%, less than PLGIX's 14.69% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PHTNX Principal LifeTime Hybrid 2030 Fund | 4.35% | 4.62% | 3.71% | 3.42% | 8.05% | 5.40% | 4.44% | 3.70% | 3.79% | 2.52% | 2.28% | 1.68% |
PLGIX Principal LargeCap Growth Fund I | 14.69% | 14.45% | 63.77% | 5.99% | 11.57% | 11.34% | 7.03% | 8.01% | 16.41% | 7.05% | 4.64% | 12.51% |
Frequently Asked Questions
PHTNX and PLGIX have a correlation of 0.85, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PLGIX has higher volatility (5.94%) compared to PHTNX (2.27%). In terms of maximum drawdown, PHTNX dropped -24.52% vs PLGIX's -55.43%.
PHTNX currently has the higher Sharpe Ratio (1.55 vs -0.00), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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