PDCZX vs. PDBZX
Compare and contrast key facts about PGIM Income Builder Fund (PDCZX) and PGIM Total Return Bond Fund Class Z (PDBZX).
PDCZX is managed by PGIM. It was launched on Nov 17, 1998. PDBZX is managed by PGIM. It was launched on Jan 14, 1997.
Performance
PDCZX vs. PDBZX - Performance Comparison
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PDCZX vs. PDBZX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PDCZX PGIM Income Builder Fund | 1.75% | 14.51% | 13.16% | 11.00% | -10.75% | 10.63% | 2.94% | 19.84% | -6.24% | 8.17% |
PDBZX PGIM Total Return Bond Fund Class Z | -0.53% | 7.70% | 2.87% | 7.70% | -14.33% | -1.46% | 8.01% | 14.76% | -0.72% | 6.60% |
Returns By Period
In the year-to-date period, PDCZX achieves a 1.75% return, which is significantly higher than PDBZX's -0.53% return. Over the past 10 years, PDCZX has outperformed PDBZX with an annualized return of 6.87%, while PDBZX has yielded a comparatively lower 2.93% annualized return.
PDCZX
- 1D
- -0.09%
- 1M
- -4.67%
- YTD
- 1.75%
- 6M
- 3.37%
- 1Y
- 13.15%
- 3Y*
- 12.76%
- 5Y*
- 6.96%
- 10Y*
- 6.87%
PDBZX
- 1D
- 0.50%
- 1M
- -2.52%
- YTD
- -0.53%
- 6M
- 0.58%
- 1Y
- 4.25%
- 3Y*
- 4.79%
- 5Y*
- 1.00%
- 10Y*
- 2.93%
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PDCZX vs. PDBZX - Expense Ratio Comparison
PDCZX has a 0.18% expense ratio, which is lower than PDBZX's 0.49% expense ratio.
Return for Risk
PDCZX vs. PDBZX — Risk / Return Rank
PDCZX
PDBZX
PDCZX vs. PDBZX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PGIM Income Builder Fund (PDCZX) and PGIM Total Return Bond Fund Class Z (PDBZX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PDCZX | PDBZX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.62 | 1.04 | +0.58 |
Sortino ratioReturn per unit of downside risk | 2.13 | 1.48 | +0.65 |
Omega ratioGain probability vs. loss probability | 1.35 | 1.18 | +0.16 |
Calmar ratioReturn relative to maximum drawdown | 1.79 | 1.75 | +0.04 |
Martin ratioReturn relative to average drawdown | 8.87 | 5.12 | +3.75 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| PDCZX | PDBZX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.62 | 1.04 | +0.58 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.84 | 0.17 | +0.67 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | 0.55 | +0.17 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 1.09 | -0.41 |
Correlation
The correlation between PDCZX and PDBZX is 0.11, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
PDCZX vs. PDBZX - Dividend Comparison
PDCZX's dividend yield for the trailing twelve months is around 4.54%, more than PDBZX's 4.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PDCZX PGIM Income Builder Fund | 4.54% | 5.19% | 8.63% | 5.21% | 4.71% | 5.61% | 4.07% | 4.28% | 4.72% | 4.59% | 4.80% | 5.33% |
PDBZX PGIM Total Return Bond Fund Class Z | 4.19% | 4.54% | 4.79% | 4.60% | 5.73% | 2.73% | 2.94% | 10.36% | 4.01% | 2.87% | 3.92% | 3.33% |
Drawdowns
PDCZX vs. PDBZX - Drawdown Comparison
The maximum PDCZX drawdown since its inception was -31.16%, which is greater than PDBZX's maximum drawdown of -20.88%. Use the drawdown chart below to compare losses from any high point for PDCZX and PDBZX.
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Drawdown Indicators
| PDCZX | PDBZX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.16% | -20.88% | -10.28% |
Max Drawdown (1Y)Largest decline over 1 year | -7.27% | -3.06% | -4.21% |
Max Drawdown (5Y)Largest decline over 5 years | -17.89% | -20.81% | +2.92% |
Max Drawdown (10Y)Largest decline over 10 years | -31.16% | -20.88% | -10.28% |
Current DrawdownCurrent decline from peak | -4.72% | -2.52% | -2.20% |
Average DrawdownAverage peak-to-trough decline | -3.37% | -2.31% | -1.06% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.47% | 1.05% | +0.42% |
Volatility
PDCZX vs. PDBZX - Volatility Comparison
PGIM Income Builder Fund (PDCZX) has a higher volatility of 2.97% compared to PGIM Total Return Bond Fund Class Z (PDBZX) at 1.72%. This indicates that PDCZX's price experiences larger fluctuations and is considered to be riskier than PDBZX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PDCZX | PDBZX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.97% | 1.72% | +1.25% |
Volatility (6M)Calculated over the trailing 6-month period | 4.66% | 2.71% | +1.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.20% | 4.59% | +3.61% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.33% | 6.00% | +2.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.56% | 5.34% | +4.22% |