PGIM Income Builder Fund (PDCZX)

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The chart shows the growth of an initial investment of $10,000 in PGIM Income Builder Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

PGIM Income Builder Fund (PDCZX) has returned 1.75% so far this year and 13.15% over the past 12 months. Over the last ten years, PDCZX has returned 6.87% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Nov 18, 1998, PDCZX's average daily return is +0.02%, while the average monthly return is +0.51%. At this rate, your investment would double in approximately 11.4 years.

Historically, 63% of months were positive and 37% were negative. The best month was Apr 2020 with a return of +7.3%, while the worst month was Mar 2020 at -17.4%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 5 months.

On a daily basis, PDCZX closed higher 50% of trading days. The best single day was Mar 24, 2020 with a return of +4.3%, while the worst single day was Mar 9, 2020 at -7.1%.

PGIM Income Builder Fund has an annualized alpha of 3.00%, beta of 0.38, and R² of 0.73 versus S&P 500 Index. Calculated based on daily prices since November 19, 1998.

• This fund participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (52.30%) than losses (50.62%) — typical of diversified or defensive assets.
• This fund generated an annualized alpha of 3.00% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
• Beta of 0.38 indicates this fund moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.

PDCZX has an expense ratio of 0.18%, which is considered low.

PDCZX ranks 82 for risk / return — in the top 82% of mutual funds on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The table below present risk-adjusted performance metrics for PGIM Income Builder Fund (PDCZX) and compare them to a chosen benchmark (S&P 500 Index).

PGIM Income Builder Fund provided a 4.54% dividend yield over the last twelve months, with an annual payout of $0.48 per share.

The table displays the monthly dividend distributions for PGIM Income Builder Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the PGIM Income Builder Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the PGIM Income Builder Fund was 31.16%, occurring on Mar 23, 2020. Recovery took 181 trading sessions.

The current PGIM Income Builder Fund drawdown is 4.72%.

The chart below shows the rolling one-month volatility.