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PGIM Income Builder Fund (PDCZX)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Fund Info

ISIN

US74442X5041

CUSIP

74442X504

Issuer

PGIM Investments

Inception Date

Nov 17, 1998

Min. Investment

$0

Asset Class

Multi-Asset

Asset Class Size

Large-Cap

Asset Class Style

Value

Expense Ratio

PDCZX has an expense ratio of 0.18%, which is considered low compared to other funds.


Expense ratio chart for PDCZX: current value at 0.18% compared with the broader market ranging from 0.00% to 2.12%.0.50%1.00%1.50%2.00%0.18%

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in PGIM Income Builder Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-4.00%-2.00%0.00%2.00%4.00%6.00%8.00%10.00%SeptemberOctoberNovemberDecember2025February
5.83%
9.31%
PDCZX (PGIM Income Builder Fund)
Benchmark (^GSPC)

Returns By Period

PGIM Income Builder Fund had a return of 3.78% year-to-date (YTD) and 16.68% in the last 12 months. Over the past 10 years, PGIM Income Builder Fund had an annualized return of 5.17%, while the S&P 500 had an annualized return of 11.31%, indicating that PGIM Income Builder Fund did not perform as well as the benchmark.


PDCZX

YTD

3.78%

1M

1.56%

6M

5.83%

1Y

16.68%

5Y*

5.47%

10Y*

5.17%

^GSPC (Benchmark)

YTD

4.46%

1M

2.46%

6M

9.31%

1Y

23.49%

5Y*

13.03%

10Y*

11.31%

*Annualized

Monthly Returns

The table below presents the monthly returns of PDCZX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20252.42%3.78%
2024-0.31%1.80%2.91%-2.52%2.85%1.40%2.66%3.01%2.23%-1.28%3.06%-3.08%13.18%
20234.46%-2.92%0.64%0.99%-2.08%3.03%2.24%-1.33%-2.38%-2.01%6.18%4.18%11.00%
2022-1.67%-2.08%0.32%-4.49%1.21%-6.79%4.70%-1.95%-7.01%3.58%5.73%-1.90%-10.75%
2021-0.12%1.94%1.39%2.94%1.82%0.76%-0.06%1.07%-1.77%2.17%-2.76%2.94%10.63%
2020-0.24%-5.08%-17.38%7.33%4.64%2.13%3.98%2.78%-1.76%-0.78%7.06%2.87%2.95%
20197.04%1.72%1.86%1.19%-2.01%3.51%0.69%-0.50%1.32%0.22%0.37%3.09%19.83%
20182.32%-3.75%-0.56%0.27%1.30%-0.23%2.19%0.68%-0.06%-4.50%-0.10%-3.68%-6.22%
20171.44%2.03%0.05%0.68%-0.52%0.43%1.39%0.07%0.70%0.10%0.60%0.92%8.18%
2016-2.78%0.39%4.49%2.00%0.83%2.04%2.02%0.52%0.35%-1.58%-1.02%2.09%9.54%
20150.14%1.96%-0.41%0.76%0.17%-1.98%0.15%-2.69%-3.67%4.33%-1.69%-1.45%-4.54%
2014-0.61%2.27%-0.60%0.00%1.72%0.85%-0.59%2.11%-1.57%1.14%0.26%-16.18%-11.97%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 92, PDCZX is among the top 8% of mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of PDCZX is 9292
Overall Rank
The Sharpe Ratio Rank of PDCZX is 9292
Sharpe Ratio Rank
The Sortino Ratio Rank of PDCZX is 9090
Sortino Ratio Rank
The Omega Ratio Rank of PDCZX is 9090
Omega Ratio Rank
The Calmar Ratio Rank of PDCZX is 9494
Calmar Ratio Rank
The Martin Ratio Rank of PDCZX is 9292
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for PGIM Income Builder Fund (PDCZX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for PDCZX, currently valued at 2.48, compared to the broader market-1.000.001.002.003.004.002.481.74
The chart of Sortino ratio for PDCZX, currently valued at 3.42, compared to the broader market0.002.004.006.008.0010.0012.003.422.35
The chart of Omega ratio for PDCZX, currently valued at 1.48, compared to the broader market1.002.003.004.001.481.32
The chart of Calmar ratio for PDCZX, currently valued at 4.28, compared to the broader market0.005.0010.0015.0020.004.282.61
The chart of Martin ratio for PDCZX, currently valued at 14.11, compared to the broader market0.0020.0040.0060.0080.0014.1110.66
PDCZX
^GSPC

The current PGIM Income Builder Fund Sharpe ratio is 2.48. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of PGIM Income Builder Fund with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio1.502.002.503.003.504.00SeptemberOctoberNovemberDecember2025February
2.48
1.74
PDCZX (PGIM Income Builder Fund)
Benchmark (^GSPC)

Dividends

Dividend History

PGIM Income Builder Fund provided a 8.71% dividend yield over the last twelve months, with an annual payout of $0.87 per share. The fund has been increasing its distributions for 2 consecutive years.


2.00%3.00%4.00%5.00%6.00%7.00%8.00%9.00%$0.00$0.20$0.40$0.60$0.8020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.87$0.84$0.48$0.42$0.58$0.40$0.43$0.42$0.45$0.45$0.47$0.21

Dividend yield

8.71%8.65%5.22%4.71%5.61%4.09%4.28%4.74%4.59%4.81%5.14%2.10%

Monthly Dividends

The table displays the monthly dividend distributions for PGIM Income Builder Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.04$0.00$0.04
2024$0.01$0.04$0.02$0.04$0.05$0.02$0.04$0.05$0.03$0.04$0.04$0.47$0.84
2023$0.01$0.04$0.03$0.03$0.04$0.03$0.03$0.04$0.03$0.02$0.05$0.14$0.48
2022$0.03$0.03$0.02$0.03$0.03$0.02$0.03$0.02$0.03$0.03$0.03$0.13$0.42
2021$0.02$0.03$0.03$0.03$0.03$0.04$0.02$0.03$0.02$0.03$0.03$0.27$0.58
2020$0.04$0.03$0.04$0.02$0.04$0.02$0.03$0.02$0.04$0.03$0.03$0.07$0.40
2019$0.04$0.04$0.04$0.02$0.05$0.03$0.04$0.04$0.03$0.03$0.04$0.04$0.43
2018$0.03$0.04$0.03$0.03$0.04$0.03$0.05$0.05$0.02$0.03$0.04$0.04$0.42
2017$0.04$0.04$0.03$0.03$0.05$0.03$0.04$0.05$0.03$0.03$0.05$0.04$0.45
2016$0.04$0.03$0.04$0.03$0.05$0.04$0.03$0.05$0.03$0.03$0.04$0.03$0.45
2015$0.04$0.03$0.03$0.04$0.04$0.03$0.04$0.05$0.03$0.03$0.06$0.05$0.47
2014$0.10$0.04$0.07$0.21

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-5.00%-4.00%-3.00%-2.00%-1.00%0.00%SeptemberOctoberNovemberDecember2025February
-0.10%
0
PDCZX (PGIM Income Builder Fund)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the PGIM Income Builder Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the PGIM Income Builder Fund was 34.16%, occurring on Mar 9, 2009. Recovery took 488 trading sessions.

The current PGIM Income Builder Fund drawdown is 0.10%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-34.16%Nov 1, 2007338Mar 9, 2009488Feb 11, 2011826
-31.16%Feb 21, 202022Mar 23, 2020181Dec 8, 2020203
-25.92%Nov 28, 2014303Feb 11, 2016843Jun 19, 20191146
-22.59%Sep 5, 2000523Oct 9, 2002292Dec 8, 2003815
-17.9%Nov 10, 2021221Sep 27, 2022358Mar 1, 2024579

Volatility

Volatility Chart

The current PGIM Income Builder Fund volatility is 2.25%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


1.00%2.00%3.00%4.00%5.00%6.00%SeptemberOctoberNovemberDecember2025February
2.25%
3.07%
PDCZX (PGIM Income Builder Fund)
Benchmark (^GSPC)
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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