PCDLX vs. PLTZX
Compare and contrast key facts about Putnam Retirement Advantage 2035 Fund (PCDLX) and Principal LifeTime 2060 Fund (PLTZX).
PCDLX is managed by Putnam. It was launched on Dec 30, 2019. PLTZX is managed by Principal. It was launched on Feb 28, 2013.
Performance
PCDLX vs. PLTZX - Performance Comparison
Loading graphics...
PCDLX vs. PLTZX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
PCDLX Putnam Retirement Advantage 2035 Fund | -2.77% | 14.56% | 10.81% | 23.95% | -15.18% | 13.08% | 14.49% |
PLTZX Principal LifeTime 2060 Fund | -5.21% | 17.76% | 16.89% | 20.36% | -18.81% | 18.12% | 15.66% |
Returns By Period
In the year-to-date period, PCDLX achieves a -2.77% return, which is significantly higher than PLTZX's -5.21% return.
PCDLX
- 1D
- 0.00%
- 1M
- -4.98%
- YTD
- -2.77%
- 6M
- -0.57%
- 1Y
- 12.22%
- 3Y*
- 13.27%
- 5Y*
- 7.50%
- 10Y*
- —
PLTZX
- 1D
- -0.28%
- 1M
- -8.28%
- YTD
- -5.21%
- 6M
- -2.98%
- 1Y
- 12.54%
- 3Y*
- 13.98%
- 5Y*
- 7.39%
- 10Y*
- 10.23%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
PCDLX vs. PLTZX - Expense Ratio Comparison
PCDLX has a 0.45% expense ratio, which is higher than PLTZX's 0.01% expense ratio.
Return for Risk
PCDLX vs. PLTZX — Risk / Return Rank
PCDLX
PLTZX
PCDLX vs. PLTZX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Putnam Retirement Advantage 2035 Fund (PCDLX) and Principal LifeTime 2060 Fund (PLTZX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| PCDLX | PLTZX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.21 | 0.81 | +0.40 |
Sortino ratioReturn per unit of downside risk | 1.76 | 1.24 | +0.52 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.18 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.47 | 0.94 | +0.54 |
Martin ratioReturn relative to average drawdown | 7.30 | 4.59 | +2.71 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| PCDLX | PLTZX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.21 | 0.81 | +0.40 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.68 | 0.48 | +0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.64 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.66 | 0.63 | +0.03 |
Correlation
The correlation between PCDLX and PLTZX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
PCDLX vs. PLTZX - Dividend Comparison
PCDLX's dividend yield for the trailing twelve months is around 10.30%, more than PLTZX's 8.79% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PCDLX Putnam Retirement Advantage 2035 Fund | 10.30% | 10.02% | 6.60% | 4.41% | 8.70% | 14.61% | 1.71% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
PLTZX Principal LifeTime 2060 Fund | 8.79% | 8.33% | 7.85% | 4.12% | 8.44% | 5.29% | 3.60% | 5.86% | 5.75% | 2.73% | 3.48% | 3.29% |
Drawdowns
PCDLX vs. PLTZX - Drawdown Comparison
The maximum PCDLX drawdown since its inception was -24.78%, smaller than the maximum PLTZX drawdown of -34.01%. Use the drawdown chart below to compare losses from any high point for PCDLX and PLTZX.
Loading graphics...
Drawdown Indicators
| PCDLX | PLTZX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -24.78% | -34.01% | +9.23% |
Max Drawdown (1Y)Largest decline over 1 year | -7.73% | -11.51% | +3.78% |
Max Drawdown (5Y)Largest decline over 5 years | -20.51% | -26.79% | +6.28% |
Max Drawdown (10Y)Largest decline over 10 years | — | -34.01% | — |
Current DrawdownCurrent decline from peak | -5.40% | -8.70% | +3.30% |
Average DrawdownAverage peak-to-trough decline | -4.76% | -4.67% | -0.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.56% | 2.35% | -0.79% |
Volatility
PCDLX vs. PLTZX - Volatility Comparison
The current volatility for Putnam Retirement Advantage 2035 Fund (PCDLX) is 3.06%, while Principal LifeTime 2060 Fund (PLTZX) has a volatility of 4.98%. This indicates that PCDLX experiences smaller price fluctuations and is considered to be less risky than PLTZX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| PCDLX | PLTZX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.06% | 4.98% | -1.92% |
Volatility (6M)Calculated over the trailing 6-month period | 5.52% | 8.88% | -3.36% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.34% | 15.74% | -5.40% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.02% | 15.38% | -4.36% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.17% | 15.93% | -2.76% |