PBCKX vs. PTDIX
PBCKX (Principal Blue Chip Fund) and PTDIX (Principal LifeTime 2040 Fund) are both mutual funds - PBCKX is a Large Cap Growth Equities fund managed by Principal, while PTDIX is a Target Retirement Date fund managed by Principal. Over the past 10 years, PBCKX returned 16.15%/yr vs 10.32%/yr for PTDIX. Their correlation of 0.90 means they have usually moved in the same direction. PBCKX charges 0.66%/yr vs 0.01%/yr for PTDIX.
Performance
PBCKX vs. PTDIX - Performance Comparison
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Returns By Period
Over the past 10 years, PBCKX has outperformed PTDIX with an annualized return of 16.15%, while PTDIX has yielded a comparatively lower 10.32% annualized return.
PBCKX
- 1D
- 2.53%
- 1M
- 2.40%
- 6M
- 1.76%
- YTD
- 0.00%
- 1Y
- -0.60%
- 3Y*
- 15.87%
- 5Y*
- 6.94%
- 10Y*
- 16.15%
- ALL TIME*
- 15.71%
PTDIX
- 1D
- 0.28%
- 1M
- 0.39%
- 6M
- 4.44%
- YTD
- 7.20%
- 1Y
- 15.12%
- 3Y*
- 15.01%
- 5Y*
- 7.75%
- 10Y*
- 10.32%
- ALL TIME*
- 7.31%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
PBCKX vs. PTDIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PBCKX Principal Blue Chip Fund | 0.00% | 9.20% | 26.90% | 40.58% | -30.74% | 25.05% | 34.77% | 45.22% | 2.83% | 28.85% |
PTDIX Principal LifeTime 2040 Fund | 7.20% | 15.59% | 17.43% | 18.33% | -18.13% | 15.35% | 16.04% | 24.91% | -7.95% | 20.69% |
Correlation
The correlation between PBCKX and PTDIX is 0.80, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.80 |
Correlation (3Y) Balances recent behavior with more history. | 0.84 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.89 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.89 |
Correlation (All Time) Calculated using the full available price history since Jun 15, 2012 | 0.90 |
The correlation between PBCKX and PTDIX has been stable across timeframes, ranging from 0.80 to 0.90 - a consistent structural relationship.
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Return for Risk
PBCKX vs. PTDIX — Risk / Return Rank
PBCKX
PTDIX
PBCKX vs. PTDIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal Blue Chip Fund (PBCKX) and Principal LifeTime 2040 Fund (PTDIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PBCKX | PTDIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.51 | ||
| Sortino ratioReturn per unit of downside risk | -2.04 | ||
| Omega ratioGain probability vs. loss probability | 0.98 | 1.24 | -0.26 |
| Calmar ratioReturn relative to maximum drawdown | -0.15 | 1.94 | -2.09 |
| Martin ratioReturn relative to average drawdown | -0.42 | 8.26 | -8.68 |
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Drawdowns
PBCKX vs. PTDIX - Drawdown Comparison
The maximum PBCKX drawdown since its inception was -38.00%, smaller than the maximum PTDIX drawdown of -54.38%. Use the drawdown chart below to compare losses from any high point for PBCKX and PTDIX.
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Drawdown Indicators
| PBCKX | PTDIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -38.00% | -54.38% | +16.38% |
Max Drawdown (1Y)Largest decline over 1 year | -19.10% | -7.32% | -11.78% |
Max Drawdown (3Y)Largest decline over 3 years | -19.10% | -13.05% | -6.05% |
Max Drawdown (5Y)Largest decline over 5 years | -38.00% | -25.43% | -12.57% |
Max Drawdown (10Y)Largest decline over 10 years | -38.00% | -30.02% | -7.98% |
Current DrawdownCurrent decline from peak | -3.80% | -0.56% | -3.24% |
Average DrawdownAverage peak-to-trough decline | -5.66% | -7.45% | +1.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.87% | 1.71% | +5.16% |
Volatility
PBCKX vs. PTDIX - Volatility Comparison
Principal Blue Chip Fund (PBCKX) has a higher volatility of 5.29% compared to Principal LifeTime 2040 Fund (PTDIX) at 2.82%. This indicates that PBCKX's price experiences larger fluctuations and is considered to be riskier than PTDIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PBCKX | PTDIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.29% | 2.82% | +2.47% |
Volatility (6M)Calculated over the trailing 6-month period | 13.56% | 8.76% | +4.80% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.52% | 10.61% | +5.91% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.54% | 13.58% | +6.96% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.24% | 13.78% | +6.46% |
PBCKX vs. PTDIX - Expense Ratio Comparison
PBCKX has a 0.66% expense ratio, which is higher than PTDIX's 0.01% expense ratio.
Dividends
PBCKX vs. PTDIX - Dividend Comparison
PBCKX's dividend yield for the trailing twelve months is around 19.94%, more than PTDIX's 9.14% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PBCKX Principal Blue Chip Fund | 19.94% | 19.94% | 9.01% | 0.51% | 0.71% | 6.67% | 3.28% | 8.90% | 7.86% | 2.79% | 1.01% | 2.40% |
PTDIX Principal LifeTime 2040 Fund | 9.14% | 9.80% | 12.28% | 4.40% | 8.61% | 8.92% | 6.01% | 7.26% | 9.28% | 6.07% | 4.86% | 6.73% |
Frequently Asked Questions
PBCKX and PTDIX have a correlation of 0.80, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PBCKX has higher volatility (5.29%) compared to PTDIX (2.82%). In terms of maximum drawdown, PBCKX dropped -38.00% vs PTDIX's -54.38%.
PTDIX currently has the higher Sharpe Ratio (1.34 vs -0.17), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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