PAYS vs. TOYO

Last updated Jun 4, 2026

PAYS (PaySign, Inc.) and TOYO (TOYO Co., Ltd) are both stocks. Both are in the Technology sector — PAYS in Software - Infrastructure, TOYO in Solar. Over the past year, PAYS returned 57.27% vs 380.99% for TOYO. At a 0.06 correlation, their price movements are largely independent.

Performance

PAYS vs. TOYO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in PaySign, Inc. (PAYS) and TOYO Co., Ltd (TOYO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PAYS achieves a 32.23% return, which is significantly lower than TOYO's 180.72% return.

PAYS

• 1D: -7.97%
• 1M: -0.58%
• YTD: 32.23%
• 6M: 29.47%
• 1Y: 57.27%
• 3Y*: 38.56%
• 5Y*: 15.73%
• 10Y*: 42.66%

TOYO

• 1D: -1.67%
• 1M: 41.44%
• YTD: 180.72%
• 6M: 157.43%
• 1Y: 380.99%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PAYS vs. TOYO - Yearly Performance Comparison

	2026 (YTD)	2025	2024
PAYS PaySign, Inc.	32.23%	70.53%	-23.54%
TOYO TOYO Co., Ltd	180.72%	73.37%	-20.28%

Correlation

The correlation between PAYS and TOYO is 0.03, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.03
Correlation (All Time) Calculated using the full available price history since Jul 2, 2024	0.06

Fundamentals

EPS PAYS : $0.17 TOYO : $0.72
PE Ratio PAYS : 39.65 TOYO : 22.93
PEG Ratio PAYS : 0.33 TOYO : 0.17
PS Ratio PAYS : 4.51 TOYO : 3.15
Total Revenue (TTM) PAYS : $91.47M TOYO : $177.98M
Gross Profit (TTM) PAYS : $46.93M TOYO : $18.34M
EBITDA (TTM) PAYS : $22.09M TOYO : $19.98M

Return for Risk

PAYS vs. TOYO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PAYS

PAYS Risk / Return Rank: 63
PAYS Sharpe Ratio Rank: 66
PAYS Sortino Ratio Rank: 66
PAYS Omega Ratio Rank: 68
PAYS Calmar Ratio Rank: 60
PAYS Martin Ratio Rank: 57

TOYO

TOYO Risk / Return Rank: 96
TOYO Sharpe Ratio Rank: 98
TOYO Sortino Ratio Rank: 94
TOYO Omega Ratio Rank: 93
TOYO Calmar Ratio Rank: 98
TOYO Martin Ratio Rank: 97

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PAYS vs. TOYO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for PaySign, Inc. (PAYS) and TOYO Co., Ltd (TOYO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PAYS	TOYO	Difference
Sharpe ratio Return per unit of total volatility	0.79	4.74	-3.95
Sortino ratio Return per unit of downside risk	1.57	4.01	-2.44
Omega ratio Gain probability vs. loss probability	1.21	1.50	-0.29
Calmar ratio Return relative to maximum drawdown	0.92	13.61	-12.70
Martin ratio Return relative to average drawdown	1.55	26.81	-25.26
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PAYS vs. TOYO - Sharpe Ratio Comparison

The current PAYS Sharpe Ratio is 0.79, which is lower than the TOYO Sharpe Ratio of 4.74. The chart below compares the historical Sharpe Ratios of PAYS and TOYO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	PAYS	TOYO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.79	4.74	-3.95
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.23	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.56	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.09	0.81	-0.72

Drawdowns

PAYS vs. TOYO - Drawdown Comparison

The maximum PAYS drawdown since its inception was -98.95%, which is greater than TOYO's maximum drawdown of -63.44%. Use the drawdown chart below to compare losses from any high point for PAYS and TOYO.

Drawdown Indicators

	PAYS	TOYO	Difference
Max Drawdown Largest peak-to-trough decline	-98.95%	-63.44%	-35.51%
Max Drawdown (1Y) Largest decline over 1 year	-62.85%	-28.21%	-34.64%
Max Drawdown (3Y) Largest decline over 3 years	-64.60%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-65.65%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-93.09%	—	—
Current Drawdown Current decline from peak	-62.06%	-1.67%	-60.39%
Average Drawdown Average peak-to-trough decline	-69.40%	-29.14%	-40.26%
Ulcer Index Depth and duration of drawdowns from previous peaks	37.04%	14.30%	+22.74%

Volatility

PAYS vs. TOYO - Volatility Comparison

The current volatility for PaySign, Inc. (PAYS) is 23.81%, while TOYO Co., Ltd (TOYO) has a volatility of 35.66%. This indicates that PAYS experiences smaller price fluctuations and is considered to be less risky than TOYO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PAYS	TOYO	Difference
Volatility (1M) Calculated over the trailing 1-month period	23.81%	35.66%	-11.85%
Volatility (6M) Calculated over the trailing 6-month period	51.41%	61.79%	-10.38%
Volatility (1Y) Calculated over the trailing 1-year period	72.80%	80.98%	-8.18%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	67.43%	128.04%	-60.61%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	76.22%	128.04%	-51.82%

Dividends

PAYS vs. TOYO - Dividend Comparison

Neither PAYS nor TOYO has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

Frequently Asked Questions

Can I hold both PAYS and TOYO in my portfolio?

PAYS and TOYO have a correlation of 0.03, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PAYS or TOYO?

TOYO has higher volatility (35.66%) compared to PAYS (23.81%). In terms of maximum drawdown, PAYS dropped -98.95% vs TOYO's -63.44%.

Which has better risk-adjusted returns?

TOYO currently has the higher Sharpe Ratio (4.74 vs 0.79), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.