PAYS vs. SHOP
PAYS (PaySign, Inc.) and SHOP (Shopify Inc.) are both stocks. Both are in the Technology sector — PAYS in Software - Infrastructure, SHOP in Software - Application. Over the past 10 years, PAYS returned 43.04%/yr vs 43.59%/yr for SHOP. At a 0.22 correlation, their price movements are largely independent.
Performance
PAYS vs. SHOP - Performance Comparison
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Returns By Period
In the year-to-date period, PAYS achieves a 35.73% return, which is significantly higher than SHOP's -32.76% return. Both investments have delivered pretty close results over the past 10 years, with PAYS having a 43.04% annualized return and SHOP not far ahead at 43.59%.
PAYS
- 1D
- 4.48%
- 1M
- 19.90%
- YTD
- 35.73%
- 6M
- 27.32%
- 1Y
- 38.42%
- 3Y*
- 39.77%
- 5Y*
- 14.13%
- 10Y*
- 43.04%
SHOP
- 1D
- -2.02%
- 1M
- 13.46%
- YTD
- -32.76%
- 6M
- -34.08%
- 1Y
- -0.89%
- 3Y*
- 19.24%
- 5Y*
- -2.79%
- 10Y*
- 43.59%
PAYS vs. SHOP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PAYS PaySign, Inc. | 35.73% | 70.53% | 7.86% | 8.53% | 61.25% | -65.52% | -54.29% | 188.35% | 382.19% | 118.56% |
SHOP Shopify Inc. | -32.76% | 51.39% | 36.50% | 124.43% | -74.80% | 21.68% | 184.71% | 187.17% | 37.08% | 135.60% |
Correlation
The correlation between PAYS and SHOP is 0.34, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.34 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.29 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.35 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.25 |
Correlation (All Time) Calculated using the full available price history since May 21, 2015 | 0.22 |
The correlation between PAYS and SHOP shifts across timeframes, from 0.22 (all time) to 0.35 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
PAYS:
$426.54M
SHOP:
$141.08B
PAYS:
$0.17
SHOP:
$1.02
PAYS:
40.69
SHOP:
106.25
PAYS:
0.34
SHOP:
0.20
PAYS:
4.63
SHOP:
15.39
PAYS:
7.75
SHOP:
11.29
PAYS:
$91.47M
SHOP:
$9.20B
PAYS:
$46.93M
SHOP:
$5.93B
PAYS:
$22.09M
SHOP:
$1.60B
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Return for Risk
PAYS vs. SHOP — Risk / Return Rank
PAYS
SHOP
PAYS vs. SHOP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PaySign, Inc. (PAYS) and Shopify Inc. (SHOP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PAYS | SHOP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.55 | ||
| Sortino ratioReturn per unit of downside risk | +0.89 | ||
| Omega ratioGain probability vs. loss probability | 1.17 | 1.05 | +0.12 |
| Calmar ratioReturn relative to maximum drawdown | 0.61 | -0.02 | +0.63 |
| Martin ratioReturn relative to average drawdown | 1.04 | -0.04 | +1.08 |
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Drawdowns
PAYS vs. SHOP - Drawdown Comparison
The maximum PAYS drawdown since its inception was -98.95%, which is greater than SHOP's maximum drawdown of -84.82%. Use the drawdown chart below to compare losses from any high point for PAYS and SHOP.
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Drawdown Indicators
| PAYS | SHOP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.95% | -84.82% | -14.13% |
Max Drawdown (1Y)Largest decline over 1 year | -62.85% | -46.71% | -16.14% |
Max Drawdown (3Y)Largest decline over 3 years | -64.60% | -46.71% | -17.89% |
Max Drawdown (5Y)Largest decline over 5 years | -64.77% | -84.82% | +20.05% |
Max Drawdown (10Y)Largest decline over 10 years | -93.09% | -84.82% | -8.27% |
Current DrawdownCurrent decline from peak | -61.06% | -39.53% | -21.53% |
Average DrawdownAverage peak-to-trough decline | -69.37% | -28.23% | -41.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 37.19% | 22.27% | +14.92% |
Volatility
PAYS vs. SHOP - Volatility Comparison
PaySign, Inc. (PAYS) has a higher volatility of 17.34% compared to Shopify Inc. (SHOP) at 15.38%. This indicates that PAYS's price experiences larger fluctuations and is considered to be riskier than SHOP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PAYS | SHOP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 17.34% | 15.38% | +1.96% |
Volatility (6M)Calculated over the trailing 6-month period | 51.60% | 43.41% | +8.19% |
Volatility (1Y)Calculated over the trailing 1-year period | 72.57% | 57.03% | +15.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 67.43% | 65.55% | +1.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 76.01% | 59.07% | +16.94% |
Dividends
PAYS vs. SHOP - Dividend Comparison
Neither PAYS nor SHOP has paid dividends to shareholders.
Financials
PAYS vs. SHOP - Financials Comparison
This section allows you to compare key financial metrics between PaySign, Inc. and Shopify Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
PAYS and SHOP have a correlation of 0.34, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PAYS has higher volatility (17.34%) compared to SHOP (15.38%). In terms of maximum drawdown, PAYS dropped -98.95% vs SHOP's -84.82%.
PAYS currently has the higher Sharpe Ratio (0.53 vs -0.02), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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