PAYO vs. PAGS
PAYO (Payoneer Global Inc.) and PAGS (PagSeguro Digital Ltd.) are both stocks. Both operate in the Software - Infrastructure industry within the Technology sector. Over the past 3 years, PAYO returned 13.31%/yr vs -2.35%/yr for PAGS. At a 0.42 correlation, their price movements are largely independent.
Performance
PAYO vs. PAGS - Performance Comparison
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Returns By Period
In the year-to-date period, PAYO achieves a 20.11% return, which is significantly higher than PAGS's -3.85% return.
PAYO
- 1D
- 0.00%
- 1M
- 36.92%
- YTD
- 20.11%
- 6M
- 13.26%
- 1Y
- -2.17%
- 3Y*
- 13.31%
- 5Y*
- —
- 10Y*
- —
PAGS
- 1D
- 0.22%
- 1M
- 3.82%
- YTD
- -3.85%
- 6M
- -9.66%
- 1Y
- 11.77%
- 3Y*
- -2.35%
- 5Y*
- -28.70%
- 10Y*
- —
PAYO vs. PAGS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
PAYO Payoneer Global Inc. | 20.11% | -44.02% | 92.71% | -4.75% | -25.58% | -34.08% |
PAGS PagSeguro Digital Ltd. | -3.85% | 60.75% | -49.80% | 42.68% | -66.67% | -53.54% |
Correlation
The correlation between PAYO and PAGS is 0.39, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.39 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.35 |
Correlation (All Time) Calculated using the full available price history since Jun 28, 2021 | 0.42 |
Fundamentals
PAYO:
$2.37B
PAGS:
$2.53B
PAYO:
$0.20
PAGS:
R$7.31
PAYO:
34.40
PAGS:
6.25
PAYO:
2.33
PAGS:
0.67
PAYO:
3.59
PAGS:
0.90
PAYO:
$1.07B
PAGS:
R$19.80B
PAYO:
$660.73M
PAGS:
R$10.13B
PAYO:
$204.88M
PAGS:
R$9.32B
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Return for Risk
PAYO vs. PAGS — Risk / Return Rank
PAYO
PAGS
PAYO vs. PAGS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Payoneer Global Inc. (PAYO) and PagSeguro Digital Ltd. (PAGS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PAYO | PAGS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.28 | ||
| Sortino ratioReturn per unit of downside risk | -0.35 | ||
| Omega ratioGain probability vs. loss probability | 1.04 | 1.08 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | -0.05 | 0.43 | -0.49 |
| Martin ratioReturn relative to average drawdown | -0.09 | 0.90 | -1.00 |
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Drawdowns
PAYO vs. PAGS - Drawdown Comparison
The maximum PAYO drawdown since its inception was -69.06%, smaller than the maximum PAGS drawdown of -90.00%. Use the drawdown chart below to compare losses from any high point for PAYO and PAGS.
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Drawdown Indicators
| PAYO | PAGS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.06% | -90.00% | +20.94% |
Max Drawdown (1Y)Largest decline over 1 year | -42.45% | -27.21% | -15.24% |
Max Drawdown (3Y)Largest decline over 3 years | -61.36% | -57.60% | -3.76% |
Max Drawdown (5Y)Largest decline over 5 years | — | -89.84% | — |
Current DrawdownCurrent decline from peak | -39.46% | -84.37% | +44.91% |
Average DrawdownAverage peak-to-trough decline | -43.06% | -55.47% | +12.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 23.76% | 13.03% | +10.73% |
Volatility
PAYO vs. PAGS - Volatility Comparison
Payoneer Global Inc. (PAYO) has a higher volatility of 24.55% compared to PagSeguro Digital Ltd. (PAGS) at 11.85%. This indicates that PAYO's price experiences larger fluctuations and is considered to be riskier than PAGS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PAYO | PAGS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 24.55% | 11.85% | +12.70% |
Volatility (6M)Calculated over the trailing 6-month period | 43.67% | 33.74% | +9.93% |
Volatility (1Y)Calculated over the trailing 1-year period | 53.15% | 49.06% | +4.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 56.64% | 61.40% | -4.76% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 56.64% | 61.08% | -4.44% |
Dividends
PAYO vs. PAGS - Dividend Comparison
PAYO has not paid dividends to shareholders, while PAGS's dividend yield for the trailing twelve months is around 6.92%.
| Position | TTM | 2025 |
|---|---|---|
PAGS PagSeguro Digital Ltd. | 6.92% | 3.94% |
PAYO Payoneer Global Inc. | 0.00% | 0.00% |
Financials
PAYO vs. PAGS - Financials Comparison
This section allows you to compare key financial metrics between Payoneer Global Inc. and PagSeguro Digital Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PAYO vs. PAGS - Profitability Comparison
PAYO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Payoneer Global Inc. reported a gross profit of 0.00 and revenue of 261.60M. Therefore, the gross margin over that period was 0.0%.
PAGS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, PagSeguro Digital Ltd. reported a gross profit of 2.40B and revenue of 4.69B. Therefore, the gross margin over that period was 51.2%.
PAYO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Payoneer Global Inc. reported an operating income of 30.02M and revenue of 261.60M, resulting in an operating margin of 11.5%.
PAGS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, PagSeguro Digital Ltd. reported an operating income of 1.75B and revenue of 4.69B, resulting in an operating margin of 37.3%.
PAYO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Payoneer Global Inc. reported a net income of 19.57M and revenue of 261.60M, resulting in a net margin of 7.5%.
PAGS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, PagSeguro Digital Ltd. reported a net income of 535.32M and revenue of 4.69B, resulting in a net margin of 11.4%.
Frequently Asked Questions
PAYO and PAGS have a correlation of 0.39, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PAYO has higher volatility (24.55%) compared to PAGS (11.85%). In terms of maximum drawdown, PAYO dropped -69.06% vs PAGS's -90.00%.
PAGS currently has the higher Sharpe Ratio (0.24 vs -0.04), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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