OZK vs. PEP
OZK (Bank OZK) and PEP (PepsiCo, Inc.) are both stocks. OZK operates in Banks - Regional (Financial Services), while PEP operates in Beverages - Non-Alcoholic (Consumer Defensive). Over the past 10 years, OZK returned 6.90%/yr vs 6.62%/yr for PEP. At a 0.18 correlation, their price movements are largely independent.
Performance
OZK vs. PEP - Performance Comparison
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Returns By Period
In the year-to-date period, OZK achieves a 15.44% return, which is significantly higher than PEP's 2.49% return. Both investments have delivered pretty close results over the past 10 years, with OZK having a 6.90% annualized return and PEP not far behind at 6.62%.
OZK
- 1D
- 0.91%
- 1M
- 11.78%
- YTD
- 15.44%
- 6M
- 9.09%
- 1Y
- 18.62%
- 3Y*
- 13.26%
- 5Y*
- 7.75%
- 10Y*
- 6.90%
PEP
- 1D
- 0.38%
- 1M
- -2.33%
- YTD
- 2.49%
- 6M
- -2.36%
- 1Y
- 13.36%
- 3Y*
- -4.09%
- 5Y*
- 2.73%
- 10Y*
- 6.62%
OZK vs. PEP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
OZK Bank OZK | 15.44% | 7.45% | -7.36% | 29.12% | -11.24% | 53.15% | 7.57% | 38.23% | -52.03% | -6.51% |
PEP PepsiCo, Inc. | 2.49% | -1.85% | -7.60% | -3.29% | 6.78% | 20.56% | 11.67% | 27.38% | -4.81% | 17.82% |
Correlation
The correlation between OZK and PEP is 0.14, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.14 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.11 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.15 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.12 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2001 | 0.18 |
Fundamentals
OZK:
$5.78B
PEP:
$197.79B
OZK:
$6.28
PEP:
$6.37
OZK:
8.30
PEP:
22.64
OZK:
0.92
PEP:
7.83
OZK:
2.10
PEP:
2.07
OZK:
0.99
PEP:
9.25
OZK:
$2.80B
PEP:
$95.45B
OZK:
$1.56B
PEP:
$51.60B
OZK:
$992.96M
PEP:
$15.08B
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Return for Risk
OZK vs. PEP — Risk / Return Rank
OZK
PEP
OZK vs. PEP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Bank OZK (OZK) and PepsiCo, Inc. (PEP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| OZK | PEP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.14 | ||
| Sortino ratioReturn per unit of downside risk | +0.06 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.12 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 0.98 | 0.83 | +0.16 |
| Martin ratioReturn relative to average drawdown | 2.10 | 2.11 | 0.00 |
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Drawdowns
OZK vs. PEP - Drawdown Comparison
The maximum OZK drawdown since its inception was -70.41%, roughly equal to the maximum PEP drawdown of -73.92%. Use the drawdown chart below to compare losses from any high point for OZK and PEP.
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Drawdown Indicators
| OZK | PEP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.41% | -73.92% | +3.51% |
Max Drawdown (1Y)Largest decline over 1 year | -19.03% | -16.25% | -2.78% |
Max Drawdown (3Y)Largest decline over 3 years | -29.23% | -29.17% | -0.06% |
Max Drawdown (5Y)Largest decline over 5 years | -35.26% | -30.32% | -4.94% |
Max Drawdown (10Y)Largest decline over 10 years | -70.41% | -30.32% | -40.09% |
Current DrawdownCurrent decline from peak | 0.00% | -17.75% | +17.75% |
Average DrawdownAverage peak-to-trough decline | -15.62% | -13.65% | -1.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.88% | 6.37% | +2.51% |
Volatility
OZK vs. PEP - Volatility Comparison
Bank OZK (OZK) and PepsiCo, Inc. (PEP) have volatilities of 5.62% and 5.39%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| OZK | PEP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.62% | 5.39% | +0.23% |
Volatility (6M)Calculated over the trailing 6-month period | 16.09% | 14.62% | +1.47% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.74% | 21.71% | +3.03% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 34.67% | 18.39% | +16.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.97% | 19.67% | +19.30% |
Dividends
OZK vs. PEP - Dividend Comparison
OZK's dividend yield for the trailing twelve months is around 3.49%, less than PEP's 3.98% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
OZK Bank OZK | 3.49% | 3.78% | 3.55% | 2.85% | 3.15% | 2.43% | 3.45% | 3.08% | 3.48% | 1.47% | 1.20% | 1.11% |
PEP PepsiCo, Inc. | 3.98% | 3.92% | 3.51% | 2.91% | 2.50% | 2.45% | 2.71% | 2.77% | 3.25% | 2.64% | 2.83% | 2.76% |
Financials
OZK vs. PEP - Financials Comparison
This section allows you to compare key financial metrics between Bank OZK and PepsiCo, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
OZK vs. PEP - Profitability Comparison
OZK - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Bank OZK reported a gross profit of 376.15M and revenue of 661.55M. Therefore, the gross margin over that period was 56.9%.
PEP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, PepsiCo, Inc. reported a gross profit of 10.73B and revenue of 19.44B. Therefore, the gross margin over that period was 55.2%.
OZK - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Bank OZK reported an operating income of 211.61M and revenue of 661.55M, resulting in an operating margin of 32.0%.
PEP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, PepsiCo, Inc. reported an operating income of 3.21B and revenue of 19.44B, resulting in an operating margin of 16.5%.
OZK - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Bank OZK reported a net income of 163.36M and revenue of 661.55M, resulting in a net margin of 24.7%.
PEP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, PepsiCo, Inc. reported a net income of 2.34B and revenue of 19.44B, resulting in a net margin of 12.0%.
Frequently Asked Questions
OZK and PEP have a correlation of 0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
OZK has higher volatility (5.62%) compared to PEP (5.39%). In terms of maximum drawdown, OZK dropped -70.41% vs PEP's -73.92%.
OZK currently has the higher Sharpe Ratio (0.76 vs 0.62), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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