ORLY vs. CINF
ORLY (O'Reilly Automotive, Inc.) and CINF (Cincinnati Financial Corporation) are both stocks. ORLY operates in Specialty Retail (Consumer Cyclical), while CINF operates in Insurance - Property & Casualty (Financial Services). Over the past 10 years, ORLY returned 17.73%/yr vs 11.63%/yr for CINF. At a 0.30 correlation, their price movements are largely independent.
Performance
ORLY vs. CINF - Performance Comparison
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Returns By Period
In the year-to-date period, ORLY achieves a -2.40% return, which is significantly lower than CINF's -0.07% return. Over the past 10 years, ORLY has outperformed CINF with an annualized return of 17.73%, while CINF has yielded a comparatively lower 11.63% annualized return.
ORLY
- 1D
- -1.45%
- 1M
- -4.24%
- YTD
- -2.40%
- 6M
- -9.27%
- 1Y
- -3.08%
- 3Y*
- 13.76%
- 5Y*
- 20.39%
- 10Y*
- 17.73%
CINF
- 1D
- -1.84%
- 1M
- 0.46%
- YTD
- -0.07%
- 6M
- 1.71%
- 1Y
- 9.89%
- 3Y*
- 19.76%
- 5Y*
- 8.67%
- 10Y*
- 11.63%
ORLY vs. CINF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ORLY O'Reilly Automotive, Inc. | -2.40% | 15.38% | 24.81% | 12.56% | 19.51% | 56.05% | 3.27% | 27.28% | 43.15% | -13.60% |
CINF Cincinnati Financial Corporation | -0.07% | 16.27% | 42.48% | 4.00% | -7.89% | 33.28% | -14.15% | 38.87% | 6.25% | 2.34% |
Correlation
The correlation between ORLY and CINF is 0.28, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.28 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.28 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.33 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.33 |
Correlation (All Time) Calculated using the full available price history since Apr 26, 1993 | 0.30 |
Fundamentals
ORLY:
$3.06
CINF:
$23.30
ORLY:
29.10
CINF:
6.96
ORLY:
3.13
CINF:
0.21
ORLY:
4.16
CINF:
1.49
ORLY:
$18.21B
CINF:
$12.92B
ORLY:
$9.40B
CINF:
$5.39B
ORLY:
$3.96B
CINF:
$3.27B
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Return for Risk
ORLY vs. CINF — Risk / Return Rank
ORLY
CINF
ORLY vs. CINF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for O'Reilly Automotive, Inc. (ORLY) and Cincinnati Financial Corporation (CINF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ORLY | CINF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.64 | ||
| Sortino ratioReturn per unit of downside risk | -0.86 | ||
| Omega ratioGain probability vs. loss probability | 1.00 | 1.10 | -0.10 |
| Calmar ratioReturn relative to maximum drawdown | -0.15 | 0.95 | -1.10 |
| Martin ratioReturn relative to average drawdown | -0.29 | 2.47 | -2.76 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| ORLY | CINF | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.13 | 0.50 | -0.64 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.91 | 0.34 | +0.57 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.67 | 0.41 | +0.27 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.64 | 0.42 | +0.22 |
Drawdowns
ORLY vs. CINF - Drawdown Comparison
The maximum ORLY drawdown since its inception was -65.42%, which is greater than CINF's maximum drawdown of -59.64%. Use the drawdown chart below to compare losses from any high point for ORLY and CINF.
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Drawdown Indicators
| ORLY | CINF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -65.42% | -59.64% | -5.78% |
Max Drawdown (1Y)Largest decline over 1 year | -20.02% | -10.46% | -9.56% |
Max Drawdown (3Y)Largest decline over 3 years | -20.02% | -20.03% | +0.01% |
Max Drawdown (5Y)Largest decline over 5 years | -23.03% | -35.77% | +12.74% |
Max Drawdown (10Y)Largest decline over 10 years | -42.00% | -58.12% | +16.12% |
Current DrawdownCurrent decline from peak | -17.44% | -5.47% | -11.97% |
Average DrawdownAverage peak-to-trough decline | -10.78% | -12.19% | +1.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.58% | 4.07% | +6.51% |
Volatility
ORLY vs. CINF - Volatility Comparison
O'Reilly Automotive, Inc. (ORLY) has a higher volatility of 7.10% compared to Cincinnati Financial Corporation (CINF) at 5.78%. This indicates that ORLY's price experiences larger fluctuations and is considered to be riskier than CINF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ORLY | CINF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.10% | 5.78% | +1.32% |
Volatility (6M)Calculated over the trailing 6-month period | 18.17% | 13.67% | +4.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.08% | 19.78% | +3.30% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.64% | 25.69% | -3.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 26.53% | 28.82% | -2.29% |
Dividends
ORLY vs. CINF - Dividend Comparison
ORLY has not paid dividends to shareholders, while CINF's dividend yield for the trailing twelve months is around 2.19%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CINF Cincinnati Financial Corporation | 2.19% | 2.13% | 2.25% | 2.90% | 2.70% | 2.21% | 2.75% | 2.13% | 2.74% | 3.33% | 2.53% | 3.89% |
ORLY O'Reilly Automotive, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
ORLY vs. CINF - Financials Comparison
This section allows you to compare key financial metrics between O'Reilly Automotive, Inc. and Cincinnati Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ORLY vs. CINF - Profitability Comparison
ORLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, O'Reilly Automotive, Inc. reported a gross profit of 2.35B and revenue of 4.56B. Therefore, the gross margin over that period was 51.5%.
CINF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Cincinnati Financial Corporation reported a gross profit of 0.00 and revenue of 2.86B. Therefore, the gross margin over that period was 0.0%.
ORLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, O'Reilly Automotive, Inc. reported an operating income of 841.61M and revenue of 4.56B, resulting in an operating margin of 18.5%.
CINF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Cincinnati Financial Corporation reported an operating income of 0.00 and revenue of 2.86B, resulting in an operating margin of 0.0%.
ORLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, O'Reilly Automotive, Inc. reported a net income of 604.18M and revenue of 4.56B, resulting in a net margin of 13.3%.
CINF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Cincinnati Financial Corporation reported a net income of 274.00M and revenue of 2.86B, resulting in a net margin of 9.6%.
Frequently Asked Questions
ORLY and CINF have a correlation of 0.28, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ORLY has higher volatility (7.10%) compared to CINF (5.78%). In terms of maximum drawdown, ORLY dropped -65.42% vs CINF's -59.64%.
CINF currently has the higher Sharpe Ratio (0.50 vs -0.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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