OFG vs. DRI
OFG (OFG Bancorp) and DRI (Darden Restaurants, Inc.) are both stocks. OFG operates in Banks - Regional (Financial Services), while DRI operates in Restaurants (Consumer Cyclical). Over the past 10 years, OFG returned 19.83%/yr vs 15.96%/yr for DRI. Their 0.26 correlation means their historical movements had little consistent relationship.
Performance
OFG vs. DRI - Performance Comparison
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Returns By Period
In the year-to-date period, OFG achieves a 31.61% return, which is significantly higher than DRI's 14.70% return. Over the past 10 years, OFG has outperformed DRI with an annualized return of 19.83%, while DRI has yielded a comparatively lower 15.96% annualized return.
OFG
- 1D
- 0.42%
- 1M
- 7.28%
- 6M
- 32.42%
- YTD
- 31.61%
- 1Y
- 30.93%
- 3Y*
- 20.11%
- 5Y*
- 21.56%
- 10Y*
- 19.83%
- ALL TIME*
- 12.73%
DRI
- 1D
- 1.31%
- 1M
- 1.76%
- 6M
- 4.29%
- YTD
- 14.70%
- 1Y
- 4.57%
- 3Y*
- 11.86%
- 5Y*
- 10.68%
- 10Y*
- 15.96%
- ALL TIME*
- 14.76%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $278.52M | $286.01M | $271.18M | |
OFG OFG Bancorp | $18.38M | $16.67M | $16.85M |
OFG vs. DRI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
OFG OFG Bancorp | 31.61% | -0.35% | 15.81% | 40.22% | 6.54% | 45.63% | -19.79% | 45.34% | 78.29% | -26.43% |
DRI Darden Restaurants, Inc. | 14.70% | 1.56% | 17.70% | 22.83% | -4.84% | 29.48% | 10.45% | 12.29% | 6.89% | 35.99% |
Correlation
The correlation between OFG and DRI is 0.19, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.19 |
Correlation (3Y) Balances recent behavior with more history. | 0.28 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.34 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.32 |
Correlation (All Time) Calculated using the full available price history since May 9, 1995 | 0.26 |
The correlation between OFG and DRI shifts across timeframes, from 0.19 (1 year) to 0.34 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
OFG:
$2.24B
DRI:
$23.62B
OFG:
$4.74
DRI:
$10.35
OFG:
11.19
DRI:
19.92
OFG:
0.90
DRI:
2.23
OFG:
2.71
DRI:
1.82
OFG:
$882.19M
DRI:
$13.21B
OFG:
$637.14M
DRI:
$9.17B
OFG:
$300.23M
DRI:
$2.34B
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Return for Risk
OFG vs. DRI — Risk / Return Rank
OFG
DRI
OFG vs. DRI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for OFG Bancorp (OFG) and Darden Restaurants, Inc. (DRI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| OFG | DRI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.05 | ||
| Sortino ratioReturn per unit of downside risk | +1.30 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.05 | +0.19 |
| Calmar ratioReturn relative to maximum drawdown | 1.84 | 0.23 | +1.61 |
| Martin ratioReturn relative to average drawdown | 4.41 | 0.49 | +3.92 |
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Drawdowns
OFG vs. DRI - Drawdown Comparison
The maximum OFG drawdown since its inception was -96.64%, which is greater than DRI's maximum drawdown of -72.80%. Use the drawdown chart below to compare losses from any high point for OFG and DRI.
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Drawdown Indicators
| OFG | DRI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.64% | -72.80% | -23.84% |
Max Drawdown (1Y)Largest decline over 1 year | -16.89% | -20.07% | +3.18% |
Max Drawdown (3Y)Largest decline over 3 years | -24.56% | -23.92% | -0.64% |
Max Drawdown (5Y)Largest decline over 5 years | -24.56% | -28.38% | +3.82% |
Max Drawdown (10Y)Largest decline over 10 years | -61.25% | -72.80% | +11.55% |
Current DrawdownCurrent decline from peak | 0.00% | -5.10% | +5.10% |
Average DrawdownAverage peak-to-trough decline | -29.36% | -12.97% | -16.39% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.03% | 9.35% | -2.32% |
Volatility
OFG vs. DRI - Volatility Comparison
The current volatility for OFG Bancorp (OFG) is 7.66%, while Darden Restaurants, Inc. (DRI) has a volatility of 8.57%. This indicates that OFG experiences smaller price fluctuations and is considered to be less risky than DRI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| OFG | DRI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.66% | 8.57% | -0.91% |
Volatility (6M)Calculated over the trailing 6-month period | 15.98% | 19.31% | -3.33% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.44% | 26.24% | -0.80% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.11% | 27.11% | +2.00% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.79% | 35.97% | +2.82% |
Dividends
OFG vs. DRI - Dividend Comparison
OFG's dividend yield for the trailing twelve months is around 2.45%, less than DRI's 2.97% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DRI Darden Restaurants, Inc. | 2.97% | 3.15% | 2.90% | 3.07% | 3.34% | 2.29% | 0.99% | 2.99% | 2.76% | 2.48% | 2.92% | 13.76% |
OFG OFG Bancorp | 2.45% | 2.93% | 2.36% | 2.35% | 2.54% | 1.51% | 1.51% | 1.19% | 1.52% | 2.55% | 1.83% | 4.92% |
Financials
OFG vs. DRI - Financials Comparison
This section allows you to compare key financial metrics between OFG Bancorp and Darden Restaurants, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
OFG and DRI have a correlation of 0.19, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
DRI has higher volatility (8.57%) compared to OFG (7.66%). In terms of maximum drawdown, OFG dropped -96.64% vs DRI's -72.80%.
OFG currently has the higher Sharpe Ratio (1.22 vs 0.18), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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