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OFG Bancorp (OFG)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

PR67103X1020

CUSIP

67103X102

Sector

Financial Services

IPO Date

Mar 28, 1990

Highlights

Market Cap

$1.97B

EPS (TTM)

$4.13

PE Ratio

10.38

PEG Ratio

0.93

Total Revenue (TTM)

$812.45M

Gross Profit (TTM)

$912.22M

EBITDA (TTM)

$218.00M

Year Range

$32.78 - $47.66

Target Price

$50.38

Short %

1.55%

Short Ratio

1.68

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
OFG vs. BPOP OFG vs. SPY
Popular comparisons:
OFG vs. BPOP OFG vs. SPY

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in OFG Bancorp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%0.00%10.00%20.00%30.00%JulyAugustSeptemberOctoberNovemberDecember
13.26%
7.29%
OFG (OFG Bancorp)
Benchmark (^GSPC)

Returns By Period

OFG Bancorp had a return of 12.09% year-to-date (YTD) and 11.82% in the last 12 months. Over the past 10 years, OFG Bancorp had an annualized return of 12.28%, outperforming the S&P 500 benchmark which had an annualized return of 11.01%.


OFG

YTD

12.09%

1M

-5.20%

6M

14.44%

1Y

11.82%

5Y*

14.76%

10Y*

12.28%

^GSPC (Benchmark)

YTD

23.11%

1M

-0.36%

6M

7.02%

1Y

23.15%

5Y*

12.80%

10Y*

11.01%

Monthly Returns

The table below presents the monthly returns of OFG, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-1.89%-1.50%2.35%-1.90%2.91%1.47%21.28%1.25%-1.77%-10.35%12.79%12.09%
20232.72%7.45%-17.29%2.53%-5.12%8.43%28.41%-9.94%-0.25%-0.80%13.30%12.33%40.22%
20224.18%1.84%-4.95%-0.23%6.62%-9.86%8.15%-0.98%-6.88%10.94%3.91%-4.16%6.54%
2021-7.34%12.40%17.57%4.73%1.73%-7.89%4.43%3.07%6.42%2.70%-6.95%10.70%45.63%
2020-16.52%-15.07%-32.81%12.52%-3.42%10.68%-2.17%-1.83%-2.42%15.49%16.40%11.12%-19.79%
201917.74%6.76%-4.01%1.97%-6.94%27.00%-4.80%-9.32%7.07%-7.26%5.61%10.40%45.34%
201821.28%-5.70%-2.24%29.19%4.44%0.07%18.51%-2.70%0.06%5.82%6.38%-9.06%78.29%
20171.14%-2.64%-8.03%-0.85%-20.09%7.61%0.50%-13.43%5.89%-2.73%10.11%-3.44%-26.43%
2016-23.23%3.56%21.14%26.32%3.51%-8.47%27.83%2.83%-6.77%5.34%26.76%-2.53%83.84%
2015-3.30%8.38%-5.92%-13.66%-6.74%-18.21%-24.46%7.20%2.16%5.50%-9.23%-11.77%-54.61%
2014-15.92%9.74%7.93%-0.76%5.86%2.38%-13.31%-0.38%-5.29%3.94%-4.05%12.12%-2.02%
20137.64%6.54%1.70%3.61%10.64%2.21%1.99%-6.98%-5.42%-8.52%16.14%1.29%31.93%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of OFG is 65, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of OFG is 6565
Overall Rank
The Sharpe Ratio Rank of OFG is 6464
Sharpe Ratio Rank
The Sortino Ratio Rank of OFG is 5858
Sortino Ratio Rank
The Omega Ratio Rank of OFG is 5757
Omega Ratio Rank
The Calmar Ratio Rank of OFG is 7878
Calmar Ratio Rank
The Martin Ratio Rank of OFG is 6868
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for OFG Bancorp (OFG) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for OFG, currently valued at 0.48, compared to the broader market-4.00-2.000.002.000.481.90
The chart of Sortino ratio for OFG, currently valued at 0.91, compared to the broader market-4.00-2.000.002.004.000.912.54
The chart of Omega ratio for OFG, currently valued at 1.11, compared to the broader market0.501.001.502.001.111.35
The chart of Calmar ratio for OFG, currently valued at 0.88, compared to the broader market0.002.004.006.000.882.81
The chart of Martin ratio for OFG, currently valued at 2.22, compared to the broader market0.0010.0020.002.2212.39
OFG
^GSPC

The current OFG Bancorp Sharpe ratio is 0.48. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of OFG Bancorp with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00JulyAugustSeptemberOctoberNovemberDecember
0.48
1.90
OFG (OFG Bancorp)
Benchmark (^GSPC)

Dividends

Dividend History

OFG Bancorp provided a 2.35% dividend yield over the last twelve months, with an annual payout of $0.97 per share. The company has been increasing its dividends for 7 consecutive years.


1.00%2.00%3.00%4.00%5.00%$0.00$0.20$0.40$0.60$0.8020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$0.97$0.88$0.70$0.40$0.28$0.28$0.25$0.24$0.24$0.36$0.34$0.26

Dividend yield

2.35%2.35%2.54%1.51%1.51%1.19%1.52%2.55%1.83%4.92%2.04%1.50%

Monthly Dividends

The table displays the monthly dividend distributions for OFG Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.00$0.75
2023$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.88
2022$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.20$0.00$0.00$0.20$0.70
2021$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.12$0.00$0.00$0.12$0.40
2020$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.28
2019$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.28
2018$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.07$0.25
2017$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.24
2016$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.24
2015$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.06$0.36
2014$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.10$0.34
2013$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.08$0.26

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%2.4%
OFG Bancorp has a dividend yield of 2.35%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%24.6%
OFG Bancorp has a payout ratio of 24.57%, which is quite average when compared to the overall market. This suggests that OFG Bancorp strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-15.00%-10.00%-5.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-11.82%
-3.58%
OFG (OFG Bancorp)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the OFG Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the OFG Bancorp was 96.31%, occurring on Mar 5, 2009. Recovery took 2503 trading sessions.

The current OFG Bancorp drawdown is 11.82%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-96.31%Apr 2, 20041239Mar 5, 20092503Feb 13, 20193742
-65.97%Apr 24, 1998656Nov 27, 2000583Mar 28, 20031239
-61.25%Jul 10, 2019178Mar 23, 2020260Apr 5, 2021438
-50%May 8, 199042Aug 13, 199061Mar 27, 1991103
-42.26%Oct 18, 1993273Dec 13, 1994169Aug 30, 1995442

Volatility

Volatility Chart

The current OFG Bancorp volatility is 7.17%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%JulyAugustSeptemberOctoberNovemberDecember
7.17%
3.64%
OFG (OFG Bancorp)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of OFG Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of OFG Bancorp compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.010.4
The chart displays the price to earnings (P/E) ratio for OFG in comparison to other companies of the Banks - Regional industry. Currently, OFG has a PE value of 10.4. This PE ratio falls in the average range for the industry.
PEG Ratio
-5.00.05.010.015.00.9
The chart displays the price to earnings to growth (PEG) ratio for OFG in comparison to other companies of the Banks - Regional industry. Currently, OFG has a PEG value of 0.9. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for OFG Bancorp.


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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