OFG Bancorp (OFG)
Company Info
| ISIN | PR67103X1020 |
|---|---|
| CUSIP | 67103X102 |
| Sector | Financial Services |
| Industry | Banks - Regional |
| IPO Date | Mar 28, 1990 |
Highlights
| Market Cap | $2.06B |
|---|---|
| EPS (TTM) | $4.13 |
| PE Ratio | 10.87 |
| PEG Ratio | 0.93 |
| Total Revenue (TTM) | $864.64M |
| Gross Profit (TTM) | $860.02M |
| EBITDA (TTM) | $148.56M |
| Year Range | $32.14 - $47.30 |
| Target Price | $48.50 |
| Short % | 1.06% |
| Short Ratio | 1.49 |
Share Price Chart
Loading data...
Compare to other instruments
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Popular comparisons: OFG vs. BPOP, OFG vs. SPY
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in OFG Bancorp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
OFG Bancorp had a return of 19.98% year-to-date (YTD) and 34.45% in the last 12 months. Over the past 10 years, OFG Bancorp had an annualized return of 14.13%, outperforming the S&P 500 benchmark which had an annualized return of 11.31%.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 19.98% | 24.72% |
| 1 month | -1.69% | 2.30% |
| 6 months | 17.78% | 12.31% |
| 1 year | 34.45% | 32.12% |
| 5 years (annualized) | 18.61% | 13.81% |
| 10 years (annualized) | 14.13% | 11.31% |
Monthly Returns
The table below presents the monthly returns of OFG, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -1.89% | -1.50% | 2.35% | -1.90% | 2.91% | 1.47% | 21.28% | 1.25% | -1.77% | -10.35% | 19.98% | ||
| 2023 | 2.72% | 7.45% | -17.29% | 2.53% | -5.12% | 8.43% | 28.41% | -9.94% | -0.25% | -0.80% | 13.30% | 12.33% | 40.22% |
| 2022 | 4.18% | 1.84% | -4.95% | -0.23% | 6.62% | -9.86% | 8.15% | -0.98% | -6.88% | 10.94% | 3.91% | -4.16% | 6.54% |
| 2021 | -7.34% | 12.40% | 17.57% | 4.73% | 1.73% | -7.89% | 4.43% | 3.07% | 6.42% | 2.70% | -6.95% | 10.70% | 45.63% |
| 2020 | -16.52% | -15.07% | -32.81% | 12.52% | -3.42% | 10.68% | -2.17% | -1.83% | -2.42% | 15.49% | 16.40% | 11.12% | -19.79% |
| 2019 | 17.74% | 6.76% | -4.01% | 1.97% | -6.94% | 27.00% | -4.80% | -9.32% | 7.07% | -7.26% | 5.61% | 10.40% | 45.34% |
| 2018 | 21.28% | -5.70% | -2.24% | 29.19% | 4.44% | 0.07% | 18.51% | -2.70% | 0.06% | 5.82% | 6.38% | -9.06% | 78.29% |
| 2017 | 1.14% | -2.64% | -8.03% | -0.85% | -20.09% | 7.61% | 0.50% | -13.43% | 5.89% | -2.73% | 10.11% | -3.44% | -26.43% |
| 2016 | -23.23% | 3.56% | 21.14% | 26.32% | 3.51% | -8.47% | 27.83% | 2.83% | -6.77% | 5.34% | 26.76% | -2.53% | 83.84% |
| 2015 | -3.30% | 8.38% | -5.92% | -13.66% | -6.74% | -18.21% | -24.46% | 7.20% | 2.16% | 5.50% | -9.23% | -11.77% | -54.61% |
| 2014 | -15.92% | 9.74% | 7.93% | -0.76% | 5.86% | 2.38% | -13.31% | -0.38% | -5.29% | 3.94% | -4.05% | 12.12% | -2.02% |
| 2013 | 7.64% | 6.54% | 1.70% | 3.61% | 10.64% | 2.21% | 1.99% | -6.98% | -5.42% | -8.52% | 16.14% | 1.29% | 31.93% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of OFG is 77, placing it in the top 23% of stocks on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for OFG Bancorp (OFG) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
OFG Bancorp provided a 2.20% dividend yield over the last twelve months, with an annual payout of $0.97 per share. The company has been increasing its dividends for 7 consecutive years.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.97 | $0.88 | $0.70 | $0.40 | $0.28 | $0.28 | $0.25 | $0.24 | $0.24 | $0.36 | $0.34 | $0.26 |
Dividend yield | 2.20% | 2.35% | 2.54% | 1.51% | 1.51% | 1.19% | 1.52% | 2.55% | 1.83% | 4.92% | 2.04% | 1.50% |
Monthly Dividends
The table displays the monthly dividend distributions for OFG Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.75 | |
| 2023 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.22 | $0.88 |
| 2022 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.70 |
| 2021 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.40 |
| 2020 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.28 |
| 2019 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.28 |
| 2018 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.25 |
| 2017 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.24 |
| 2016 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.24 |
| 2015 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.06 | $0.36 |
| 2014 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.10 | $0.34 |
| 2013 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.08 | $0.26 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the OFG Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the OFG Bancorp was 96.31%, occurring on Mar 5, 2009. Recovery took 2503 trading sessions.
The current OFG Bancorp drawdown is 5.32%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -96.31% | Apr 2, 2004 | 1239 | Mar 5, 2009 | 2503 | Feb 13, 2019 | 3742 |
| -65.97% | Apr 24, 1998 | 656 | Nov 27, 2000 | 583 | Mar 28, 2003 | 1239 |
| -61.25% | Jul 10, 2019 | 178 | Mar 23, 2020 | 260 | Apr 5, 2021 | 438 |
| -50% | May 8, 1990 | 42 | Aug 13, 1990 | 61 | Mar 27, 1991 | 103 |
| -42.26% | Oct 18, 1993 | 273 | Dec 13, 1994 | 169 | Aug 30, 1995 | 442 |
Volatility
Volatility Chart
The current OFG Bancorp volatility is 15.02%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of OFG Bancorp compared to its peers in the Banks - Regional industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for OFG in comparison to other companies of the Banks - Regional industry. Currently, OFG has a PE value of 10.9. This PE ratio falls in the average range for the industry.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for OFG in comparison to other companies of the Banks - Regional industry. Currently, OFG has a PEG value of 0.9. This PEG ratio falls in the average range for the industry.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for OFG Bancorp.
Loading data...
Income Statement
| TTM | |
|---|---|
| Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
| Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
| Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |