OFG Bancorp (OFG)

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The chart shows the growth of an initial investment of $10,000 in OFG Bancorp, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

OFG Bancorp (OFG) has returned -0.39% so far this year and 4.18% over the past 12 months. Looking at the last ten years, OFG has achieved an annualized return of 22.03%, outperforming the S&P 500 Index benchmark, which averaged 12.16% per year.

Based on dividend-adjusted daily data since Mar 28, 1990, OFG's average daily return is +0.09%, while the average monthly return is +1.86%. At this rate, your investment would double in approximately 3.1 years.

Historically, 53% of months were positive and 47% were negative. The best month was Mar 2009 with a return of +181.1%, while the worst month was Feb 2009 at -65.4%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 10 months.

On a daily basis, OFG closed higher 45% of trading days. The best single day was Mar 10, 2009 with a return of +38.7%, while the worst single day was Apr 28, 2005 at -32.3%.

OFG Bancorp has an annualized alpha of 13.44%, beta of 0.94, and R² of 0.14 versus S&P 500 Index. Calculated based on daily prices since March 29, 1990.

• This stock captured 122.08% of S&P 500 Index gains and 105.71% of its losses — amplifying both gains and losses, but participating more in upside than downside.
• R² of 0.14 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

OFG ranks 43 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

The table below present risk-adjusted performance metrics for OFG Bancorp (OFG) and compare them to a chosen benchmark (S&P 500 Index).

OFG Bancorp provided a 3.09% dividend yield over the last twelve months, with an annual payout of $1.25 per share. The company has been increasing its dividends for 9 consecutive years.

The table displays the monthly dividend distributions for OFG Bancorp. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the OFG Bancorp. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the OFG Bancorp was 96.64%, occurring on Mar 5, 2009. Recovery took 2590 trading sessions.

The current OFG Bancorp drawdown is 9.57%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of OFG Bancorp over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how OFG Bancorp is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.