OEF vs. VTI

Last updated Jun 5, 2026

OEF (iShares S&P 100 ETF) and VTI (Vanguard Total Stock Market ETF) are both Large Cap Blend Equities funds - OEF tracks the S&P 100 Index while VTI tracks the CRSP US Total Market Index. Both are passively managed. Over the past 10 years, OEF returned 16.70%/yr vs 15.04%/yr for VTI. With a 0.96 correlation, they move nearly in lockstep. OEF charges 0.20%/yr vs 0.03%/yr for VTI.

Performance

OEF vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in iShares S&P 100 ETF (OEF) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, OEF achieves a 9.86% return, which is significantly lower than VTI's 11.72% return. Over the past 10 years, OEF has outperformed VTI with an annualized return of 16.70%, while VTI has yielded a comparatively lower 15.04% annualized return.

OEF

• 1D: 0.32%
• 1M: 4.92%
• YTD: 9.86%
• 6M: 9.63%
• 1Y: 29.74%
• 3Y*: 24.73%
• 5Y*: 15.77%
• 10Y*: 16.70%

VTI

• 1D: 0.47%
• 1M: 4.59%
• YTD: 11.72%
• 6M: 11.43%
• 1Y: 28.79%
• 3Y*: 22.37%
• 5Y*: 12.80%
• 10Y*: 15.04%

*Multi-year figures are annualized to reflect compound growth (CAGR)

OEF vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
OEF iShares S&P 100 ETF	9.86%	19.80%	30.74%	32.71%	-21.03%	29.18%	21.21%	31.87%	-4.16%	21.82%
VTI Vanguard Total Stock Market ETF	11.72%	17.10%	23.81%	26.05%	-19.52%	25.68%	21.08%	30.67%	-5.23%	21.21%

Correlation

The correlation between OEF and VTI is 0.95, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.95
Correlation (3Y) Calculated over the trailing 3-year period	0.95
Correlation (5Y) Calculated over the trailing 5-year period	0.96
Correlation (10Y) Calculated over the trailing 10-year period	0.96
Correlation (All Time) Calculated using the full available price history since Jun 1, 2001	0.96

The correlation between OEF and VTI has been stable across timeframes, ranging from 0.95 to 0.96 - a consistent structural relationship.

OEF vs. VTI - Sectors Allocation Comparison

Sectors	OEF	VTI
Technology	41.0%	33.5%
Communication Services	14.5%	10.3%
Financial Services	10.7%	12.0%
Consumer Cyclical	10.5%	10.0%
Healthcare	8.3%	9.2%
Consumer Defensive	5.4%	4.7%
Industrials	5.3%	9.8%
Energy	2.6%	3.7%
Utilities	0.9%	2.3%
Basic Materials	0.5%	2.0%
Real Estate	0.3%	2.4%

Return for Risk

OEF vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

OEF

OEF Risk / Return Rank: 67
OEF Sharpe Ratio Rank: 73
OEF Sortino Ratio Rank: 71
OEF Omega Ratio Rank: 72
OEF Calmar Ratio Rank: 56
OEF Martin Ratio Rank: 64

VTI

VTI Risk / Return Rank: 73
VTI Sharpe Ratio Rank: 74
VTI Sortino Ratio Rank: 73
VTI Omega Ratio Rank: 73
VTI Calmar Ratio Rank: 66
VTI Martin Ratio Rank: 78

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

OEF vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares S&P 100 ETF (OEF) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	OEF	VTI	Difference
Sharpe ratio: Return per unit of total volatility	2.35	2.38	-0.03
Sortino ratio: Return per unit of downside risk	3.17	3.24	-0.07
Omega ratio: Gain probability vs. loss probability	1.42	1.43	0.00
Calmar ratio: Return relative to maximum drawdown	2.70	3.24	-0.54
Martin ratio: Return relative to average drawdown	11.37	14.94	-3.57
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

OEF vs. VTI - Sharpe Ratio Comparison

The current OEF Sharpe Ratio is 2.35, which is comparable to the VTI Sharpe Ratio of 2.38. The chart below compares the historical Sharpe Ratios of OEF and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	OEF	VTI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.35	2.38	-0.03
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.90	0.74	+0.16
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.91	0.82	+0.08
Sharpe Ratio (All Time) Calculated using the full available price history	0.45	0.51	-0.06

Drawdowns

OEF vs. VTI - Drawdown Comparison

The maximum OEF drawdown since its inception was -54.11%, roughly equal to the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for OEF and VTI.

Drawdown Indicators

	OEF	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-54.11%	-55.45%	+1.34%
Max Drawdown (1Y) Largest decline over 1 year	-11.06%	-8.92%	-2.14%
Max Drawdown (3Y) Largest decline over 3 years	-19.80%	-19.30%	-0.50%
Max Drawdown (5Y) Largest decline over 5 years	-26.47%	-25.36%	-1.11%
Max Drawdown (10Y) Largest decline over 10 years	-31.44%	-35.00%	+3.56%
Current Drawdown Current decline from peak	-0.63%	-0.26%	-0.37%
Average Drawdown Average peak-to-trough decline	-11.76%	-8.03%	-3.73%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.62%	1.93%	+0.69%

Volatility

OEF vs. VTI - Volatility Comparison

iShares S&P 100 ETF (OEF) has a higher volatility of 3.09% compared to Vanguard Total Stock Market ETF (VTI) at 2.90%. This indicates that OEF's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	OEF	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.09%	2.90%	+0.19%
Volatility (6M) Calculated over the trailing 6-month period	9.48%	9.13%	+0.35%
Volatility (1Y) Calculated over the trailing 1-year period	12.72%	12.17%	+0.55%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.69%	17.40%	+0.29%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.44%	18.30%	+0.14%

OEF vs. VTI - Expense Ratio Comparison

OEF has a 0.20% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

OEF vs. VTI - Dividend Comparison

OEF's dividend yield for the trailing twelve months is around 0.83%, less than VTI's 1.01% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
OEF iShares S&P 100 ETF	0.83%	0.81%	1.03%	1.19%	1.55%	1.06%	1.43%	1.87%	2.09%	1.81%	2.07%	2.11%
VTI Vanguard Total Stock Market ETF	1.01%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Frequently Asked Questions

Can I hold both OEF and VTI in my portfolio?

With a correlation of 0.95, OEF and VTI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, OEF or VTI?

OEF has higher volatility (3.09%) compared to VTI (2.90%). In terms of maximum drawdown, OEF dropped -54.11% vs VTI's -55.45%.

Which ETF is better, OEF or VTI?

On 10-year performance, OEF leads with 16.70% vs 15.04% for VTI. On fees, VTI is cheaper at 0.03% per year. On volatility, VTI has been the lower-risk option at 2.90%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, OEF or VTI?

Over the 10-year period, OEF has performed better with a 16.70% return vs 15.04%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, OEF or VTI?

VTI is cheaper with a 0.03% expense ratio, compared with 0.20% for OEF.

Which ETF pays a higher dividend yield, OEF or VTI?

VTI has the higher dividend yield at 1.01%, compared with 0.83% for OEF.

What is the main difference between OEF and VTI?

OEF tracks S&P 100 Index, while VTI tracks CRSP US Total Market Index. They also come from different issuers: iShares and Vanguard. Their fees differ too: 0.20% for OEF and 0.03% for VTI.

Which has better risk-adjusted returns?

VTI currently has the higher Sharpe Ratio (2.38 vs 2.35), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.