O vs. SYF
O (Realty Income Corporation) and SYF (Synchrony Financial) are both stocks. O operates in REIT - Retail (Real Estate), while SYF operates in Credit Services (Financial Services). Over the past 10 years, O returned 4.89%/yr vs 13.36%/yr for SYF. At a 0.21 correlation, their price movements are largely independent.
Performance
O vs. SYF - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, O achieves a 13.70% return, which is significantly higher than SYF's -11.35% return. Over the past 10 years, O has underperformed SYF with an annualized return of 4.89%, while SYF has yielded a comparatively higher 13.36% annualized return.
O
- 1D
- 1.31%
- 1M
- 2.40%
- YTD
- 13.70%
- 6M
- 11.57%
- 1Y
- 14.25%
- 3Y*
- 6.59%
- 5Y*
- 3.49%
- 10Y*
- 4.89%
SYF
- 1D
- 1.42%
- 1M
- 5.09%
- YTD
- -11.35%
- 6M
- -12.19%
- 1Y
- 21.39%
- 3Y*
- 31.82%
- 5Y*
- 10.68%
- 10Y*
- 13.36%
O vs. SYF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
O Realty Income Corporation | 13.70% | 12.20% | -2.11% | -4.55% | -7.38% | 23.95% | -11.60% | 21.27% | 15.94% | 3.67% |
SYF Synchrony Financial | -11.35% | 30.64% | 74.01% | 19.76% | -27.43% | 36.40% | -0.08% | 57.48% | -37.84% | 8.35% |
Correlation
The correlation between O and SYF is -0.00, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.00 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.13 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.23 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.23 |
Correlation (All Time) Calculated using the full available price history since Jul 31, 2014 | 0.21 |
The correlation between O and SYF shifts across timeframes, from -0.00 (1 year) to 0.23 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
O:
$1.17
SYF:
$9.85
O:
53.41
SYF:
7.45
O:
4.35
SYF:
0.71
O:
7.22
SYF:
1.35
O:
$5.92B
SYF:
$19.92B
O:
$3.89B
SYF:
$12.16B
O:
$3.93B
SYF:
$4.94B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
O vs. SYF — Risk / Return Rank
O
SYF
O vs. SYF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Realty Income Corporation (O) and Synchrony Financial (SYF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| O | SYF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.16 | ||
| Sortino ratioReturn per unit of downside risk | +0.16 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.15 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 1.29 | 0.78 | +0.51 |
| Martin ratioReturn relative to average drawdown | 3.12 | 1.72 | +1.40 |
Loading charts...
Drawdowns
O vs. SYF - Drawdown Comparison
The maximum O drawdown since its inception was -48.45%, smaller than the maximum SYF drawdown of -66.37%. Use the drawdown chart below to compare losses from any high point for O and SYF.
Loading charts...
Drawdown Indicators
| O | SYF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.45% | -66.37% | +17.92% |
Max Drawdown (1Y)Largest decline over 1 year | -11.10% | -27.61% | +16.51% |
Max Drawdown (3Y)Largest decline over 3 years | -26.49% | -37.75% | +11.26% |
Max Drawdown (5Y)Largest decline over 5 years | -34.48% | -46.65% | +12.17% |
Max Drawdown (10Y)Largest decline over 10 years | -48.28% | -66.37% | +18.09% |
Current DrawdownCurrent decline from peak | -5.94% | -16.40% | +10.46% |
Average DrawdownAverage peak-to-trough decline | -9.20% | -16.99% | +7.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.58% | 12.48% | -7.90% |
Volatility
O vs. SYF - Volatility Comparison
The current volatility for Realty Income Corporation (O) is 5.29%, while Synchrony Financial (SYF) has a volatility of 9.32%. This indicates that O experiences smaller price fluctuations and is considered to be less risky than SYF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| O | SYF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.29% | 9.32% | -4.03% |
Volatility (6M)Calculated over the trailing 6-month period | 11.98% | 23.51% | -11.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.21% | 29.58% | -13.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.92% | 36.81% | -17.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 25.64% | 39.55% | -13.91% |
Dividends
O vs. SYF - Dividend Comparison
O's dividend yield for the trailing twelve months is around 5.16%, more than SYF's 1.64% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
O Realty Income Corporation | 5.16% | 6.19% | 5.37% | 5.33% | 4.68% | 3.87% | 4.51% | 3.69% | 4.19% | 4.45% | 4.18% | 4.41% |
SYF Synchrony Financial | 1.64% | 1.38% | 1.54% | 2.51% | 2.74% | 1.90% | 2.54% | 2.39% | 3.07% | 1.45% | 0.72% | 0.00% |
Financials
O vs. SYF - Financials Comparison
This section allows you to compare key financial metrics between Realty Income Corporation and Synchrony Financial. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
O vs. SYF - Profitability Comparison
O - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Realty Income Corporation reported a gross profit of 0.00 and revenue of 1.55B. Therefore, the gross margin over that period was 0.0%.
SYF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported a gross profit of 4.64B and revenue of 5.60B. Therefore, the gross margin over that period was 82.7%.
O - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Realty Income Corporation reported an operating income of 0.00 and revenue of 1.55B, resulting in an operating margin of 0.0%.
SYF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported an operating income of 914.00M and revenue of 5.60B, resulting in an operating margin of 16.3%.
O - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Realty Income Corporation reported a net income of -9.17M and revenue of 1.55B, resulting in a net margin of -0.6%.
SYF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported a net income of 805.00M and revenue of 5.60B, resulting in a net margin of 14.4%.
Frequently Asked Questions
O and SYF have a correlation of -0.00, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SYF has higher volatility (9.32%) compared to O (5.29%). In terms of maximum drawdown, O dropped -48.45% vs SYF's -66.37%.
O currently has the higher Sharpe Ratio (0.88 vs 0.73), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for O and SYF
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer