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NOSIX vs. VBIMX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

NOSIX vs. VBIMX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Northern Stock Index Fund (NOSIX) and Vanguard Intermediate-Term Bond Index Fund Institutional Shares (VBIMX). The values are adjusted to include any dividend payments, if applicable.

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NOSIX vs. VBIMX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
NOSIX
Northern Stock Index Fund
-7.06%17.83%24.87%26.24%-18.25%28.55%18.33%31.35%-4.54%21.71%
VBIMX
Vanguard Intermediate-Term Bond Index Fund Institutional Shares
-0.94%8.59%1.55%5.78%-13.25%-2.50%9.83%10.22%-0.13%3.89%

Returns By Period

In the year-to-date period, NOSIX achieves a -7.06% return, which is significantly lower than VBIMX's -0.94% return. Over the past 10 years, NOSIX has outperformed VBIMX with an annualized return of 13.65%, while VBIMX has yielded a comparatively lower 1.95% annualized return.


NOSIX

1D
-0.39%
1M
-7.68%
YTD
-7.06%
6M
-4.59%
1Y
14.42%
3Y*
17.12%
5Y*
11.31%
10Y*
13.65%

VBIMX

1D
0.48%
1M
-2.72%
YTD
-0.94%
6M
0.19%
1Y
4.25%
3Y*
3.71%
5Y*
0.43%
10Y*
1.95%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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NOSIX vs. VBIMX - Expense Ratio Comparison

Both NOSIX and VBIMX have an expense ratio of 0.05%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.


Return for Risk

NOSIX vs. VBIMX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NOSIX
NOSIX Risk / Return Rank: 4040
Overall Rank
NOSIX Sharpe Ratio Rank: 3737
Sharpe Ratio Rank
NOSIX Sortino Ratio Rank: 4343
Sortino Ratio Rank
NOSIX Omega Ratio Rank: 4747
Omega Ratio Rank
NOSIX Calmar Ratio Rank: 3232
Calmar Ratio Rank
NOSIX Martin Ratio Rank: 4040
Martin Ratio Rank

VBIMX
VBIMX Risk / Return Rank: 5959
Overall Rank
VBIMX Sharpe Ratio Rank: 5959
Sharpe Ratio Rank
VBIMX Sortino Ratio Rank: 6060
Sortino Ratio Rank
VBIMX Omega Ratio Rank: 4343
Omega Ratio Rank
VBIMX Calmar Ratio Rank: 7474
Calmar Ratio Rank
VBIMX Martin Ratio Rank: 6060
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NOSIX vs. VBIMX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Northern Stock Index Fund (NOSIX) and Vanguard Intermediate-Term Bond Index Fund Institutional Shares (VBIMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


NOSIXVBIMXDifference

Sharpe ratio

Return per unit of total volatility

0.79

1.05

-0.26

Sortino ratio

Return per unit of downside risk

1.28

1.53

-0.25

Omega ratio

Gain probability vs. loss probability

1.20

1.19

+0.01

Calmar ratio

Return relative to maximum drawdown

0.88

1.70

-0.83

Martin ratio

Return relative to average drawdown

4.18

5.70

-1.52

NOSIX vs. VBIMX - Sharpe Ratio Comparison

The current NOSIX Sharpe Ratio is 0.79, which is comparable to the VBIMX Sharpe Ratio of 1.05. The chart below compares the historical Sharpe Ratios of NOSIX and VBIMX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


NOSIXVBIMXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.79

1.05

-0.26

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.66

0.07

+0.59

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.75

0.36

+0.39

Sharpe Ratio (All Time)

Calculated using the full available price history

0.47

0.67

-0.20

Correlation

The correlation between NOSIX and VBIMX is -0.21. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.


Dividends

NOSIX vs. VBIMX - Dividend Comparison

NOSIX's dividend yield for the trailing twelve months is around 3.17%, less than VBIMX's 3.81% yield.


TTM20252024202320222021202020192018201720162015
NOSIX
Northern Stock Index Fund
3.17%2.94%2.59%5.02%4.72%3.22%4.00%2.41%4.82%3.13%2.76%3.36%
VBIMX
Vanguard Intermediate-Term Bond Index Fund Institutional Shares
3.81%4.03%3.82%2.82%2.41%3.23%2.95%2.75%2.89%2.76%3.08%3.12%

Drawdowns

NOSIX vs. VBIMX - Drawdown Comparison

The maximum NOSIX drawdown since its inception was -55.42%, which is greater than VBIMX's maximum drawdown of -19.07%. Use the drawdown chart below to compare losses from any high point for NOSIX and VBIMX.


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Drawdown Indicators


NOSIXVBIMXDifference

Max Drawdown

Largest peak-to-trough decline

-55.42%

-19.07%

-36.35%

Max Drawdown (1Y)

Largest decline over 1 year

-12.11%

-3.18%

-8.93%

Max Drawdown (5Y)

Largest decline over 5 years

-24.54%

-18.84%

-5.70%

Max Drawdown (10Y)

Largest decline over 10 years

-33.82%

-19.07%

-14.75%

Current Drawdown

Current decline from peak

-8.89%

-2.72%

-6.17%

Average Drawdown

Average peak-to-trough decline

-10.39%

-3.33%

-7.06%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.67%

0.95%

+1.72%

Volatility

NOSIX vs. VBIMX - Volatility Comparison

Northern Stock Index Fund (NOSIX) has a higher volatility of 4.24% compared to Vanguard Intermediate-Term Bond Index Fund Institutional Shares (VBIMX) at 1.64%. This indicates that NOSIX's price experiences larger fluctuations and is considered to be riskier than VBIMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


NOSIXVBIMXDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.24%

1.64%

+2.60%

Volatility (6M)

Calculated over the trailing 6-month period

9.20%

2.74%

+6.46%

Volatility (1Y)

Calculated over the trailing 1-year period

19.35%

4.61%

+14.74%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.16%

6.36%

+10.80%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

18.17%

5.37%

+12.80%