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NOSIX vs. SPY
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

NOSIX vs. SPY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Northern Stock Index Fund (NOSIX) and State Street SPDR S&P 500 ETF (SPY). The values are adjusted to include any dividend payments, if applicable.

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NOSIX vs. SPY - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
NOSIX
Northern Stock Index Fund
-7.06%17.83%24.87%26.24%-18.25%28.55%18.33%31.35%-4.54%21.71%
SPY
State Street SPDR S&P 500 ETF
-4.37%17.72%24.89%26.18%-18.18%28.73%18.33%31.22%-4.57%21.71%

Returns By Period

In the year-to-date period, NOSIX achieves a -7.06% return, which is significantly lower than SPY's -4.37% return. Both investments have delivered pretty close results over the past 10 years, with NOSIX having a 13.65% annualized return and SPY not far ahead at 13.98%.


NOSIX

1D
-0.39%
1M
-7.68%
YTD
-7.06%
6M
-4.59%
1Y
14.42%
3Y*
17.12%
5Y*
11.31%
10Y*
13.65%

SPY

1D
2.91%
1M
-4.94%
YTD
-4.37%
6M
-1.82%
1Y
17.59%
3Y*
18.19%
5Y*
11.69%
10Y*
13.98%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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NOSIX vs. SPY - Expense Ratio Comparison

NOSIX has a 0.05% expense ratio, which is lower than SPY's 0.09% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.


Return for Risk

NOSIX vs. SPY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NOSIX
NOSIX Risk / Return Rank: 4040
Overall Rank
NOSIX Sharpe Ratio Rank: 3737
Sharpe Ratio Rank
NOSIX Sortino Ratio Rank: 4343
Sortino Ratio Rank
NOSIX Omega Ratio Rank: 4747
Omega Ratio Rank
NOSIX Calmar Ratio Rank: 3232
Calmar Ratio Rank
NOSIX Martin Ratio Rank: 4040
Martin Ratio Rank

SPY
SPY Risk / Return Rank: 6464
Overall Rank
SPY Sharpe Ratio Rank: 5656
Sharpe Ratio Rank
SPY Sortino Ratio Rank: 6060
Sortino Ratio Rank
SPY Omega Ratio Rank: 6565
Omega Ratio Rank
SPY Calmar Ratio Rank: 6565
Calmar Ratio Rank
SPY Martin Ratio Rank: 7575
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NOSIX vs. SPY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Northern Stock Index Fund (NOSIX) and State Street SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


NOSIXSPYDifference

Sharpe ratio

Return per unit of total volatility

0.79

0.93

-0.14

Sortino ratio

Return per unit of downside risk

1.28

1.45

-0.17

Omega ratio

Gain probability vs. loss probability

1.20

1.22

-0.03

Calmar ratio

Return relative to maximum drawdown

0.88

1.53

-0.65

Martin ratio

Return relative to average drawdown

4.18

7.30

-3.11

NOSIX vs. SPY - Sharpe Ratio Comparison

The current NOSIX Sharpe Ratio is 0.79, which is comparable to the SPY Sharpe Ratio of 0.93. The chart below compares the historical Sharpe Ratios of NOSIX and SPY, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


NOSIXSPYDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.79

0.93

-0.14

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.66

0.69

-0.03

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.75

0.78

-0.03

Sharpe Ratio (All Time)

Calculated using the full available price history

0.47

0.56

-0.09

Correlation

The correlation between NOSIX and SPY is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

NOSIX vs. SPY - Dividend Comparison

NOSIX's dividend yield for the trailing twelve months is around 3.17%, more than SPY's 1.14% yield.


TTM20252024202320222021202020192018201720162015
NOSIX
Northern Stock Index Fund
3.17%2.94%2.59%5.02%4.72%3.22%4.00%2.41%4.82%3.13%2.76%3.36%
SPY
State Street SPDR S&P 500 ETF
1.14%1.07%1.21%1.40%1.65%1.20%1.52%1.75%2.04%1.80%2.03%2.06%

Drawdowns

NOSIX vs. SPY - Drawdown Comparison

The maximum NOSIX drawdown since its inception was -55.42%, roughly equal to the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for NOSIX and SPY.


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Drawdown Indicators


NOSIXSPYDifference

Max Drawdown

Largest peak-to-trough decline

-55.42%

-55.19%

-0.23%

Max Drawdown (1Y)

Largest decline over 1 year

-12.11%

-12.05%

-0.06%

Max Drawdown (5Y)

Largest decline over 5 years

-24.54%

-24.50%

-0.04%

Max Drawdown (10Y)

Largest decline over 10 years

-33.82%

-33.72%

-0.10%

Current Drawdown

Current decline from peak

-8.89%

-6.24%

-2.65%

Average Drawdown

Average peak-to-trough decline

-10.39%

-9.09%

-1.30%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.67%

2.52%

+0.15%

Volatility

NOSIX vs. SPY - Volatility Comparison

The current volatility for Northern Stock Index Fund (NOSIX) is 4.24%, while State Street SPDR S&P 500 ETF (SPY) has a volatility of 5.31%. This indicates that NOSIX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


NOSIXSPYDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.24%

5.31%

-1.07%

Volatility (6M)

Calculated over the trailing 6-month period

9.20%

9.47%

-0.27%

Volatility (1Y)

Calculated over the trailing 1-year period

19.35%

19.05%

+0.30%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.16%

17.06%

+0.10%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

18.17%

17.92%

+0.25%