NBHC vs. CCB

Last updated Jun 23, 2026

NBHC (National Bank Holdings Corporation) and CCB (Coastal Financial Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 5 years, NBHC returned 5.61%/yr vs 18.60%/yr for CCB. A 0.51 correlation means they provide meaningful diversification when combined.

Performance

NBHC vs. CCB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in National Bank Holdings Corporation (NBHC) and Coastal Financial Corporation (CCB). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, NBHC achieves a 14.23% return, which is significantly higher than CCB's -37.11% return.

NBHC

• 1D: -0.16%
• 1M: 2.50%
• YTD: 14.23%
• 6M: 10.06%
• 1Y: 22.88%
• 3Y*: 17.45%
• 5Y*: 5.61%
• 10Y*: 10.43%

CCB

• 1D: 0.57%
• 1M: 3.45%
• YTD: -37.11%
• 6M: -38.97%
• 1Y: -16.25%
• 3Y*: 24.32%
• 5Y*: 18.60%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

NBHC vs. CCB - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
NBHC National Bank Holdings Corporation	14.23%	-8.94%	19.11%	-8.81%	-2.16%	37.06%	-4.50%	16.56%	-18.32%
CCB Coastal Financial Corporation	-37.11%	34.95%	91.20%	-6.54%	-6.12%	141.05%	27.50%	8.14%	-6.28%

Correlation

The correlation between NBHC and CCB is 0.53, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.53
Correlation (3Y) Calculated over the trailing 3-year period	0.61
Correlation (5Y) Calculated over the trailing 5-year period	0.61
Correlation (All Time) Calculated using the full available price history since Jul 18, 2018	0.51

The correlation between NBHC and CCB shifts across timeframes, from 0.51 (all time) to 0.61 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

EPS NBHC : $3.71 CCB : $4.25
PE Ratio NBHC : 11.53 CCB : 16.94
PEG Ratio NBHC : 2.63 CCB : 1.72
PS Ratio NBHC : 2.04 CCB : 1.98
Total Revenue (TTM) NBHC : $598.85M CCB : $422.59M
Gross Profit (TTM) NBHC : $313.20M CCB : $195.03M
EBITDA (TTM) NBHC : $128.33M CCB : $52.74M

Return for Risk

NBHC vs. CCB — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NBHC

NBHC Risk / Return Rank: 68
NBHC Sharpe Ratio Rank: 70
NBHC Sortino Ratio Rank: 65
NBHC Omega Ratio Rank: 63
NBHC Calmar Ratio Rank: 71
NBHC Martin Ratio Rank: 70

CCB

CCB Risk / Return Rank: 26
CCB Sharpe Ratio Rank: 25
CCB Sortino Ratio Rank: 25
CCB Omega Ratio Rank: 25
CCB Calmar Ratio Rank: 29
CCB Martin Ratio Rank: 29

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NBHC vs. CCB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for National Bank Holdings Corporation (NBHC) and Coastal Financial Corporation (CCB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	NBHC	CCB	Difference
Sharpe ratio: Return per unit of total volatility	0.89	-0.39	+1.28
Sortino ratio: Return per unit of downside risk	1.40	-0.28	+1.68
Omega ratio: Gain probability vs. loss probability	1.17	0.96	+0.21
Calmar ratio: Return relative to maximum drawdown	1.60	-0.38	+1.97
Martin ratio: Return relative to average drawdown	3.61	-0.72	+4.33

NBHC vs. CCB - Sharpe Ratio Comparison

The current NBHC Sharpe Ratio is 0.89, which is higher than the CCB Sharpe Ratio of -0.39. The chart below compares the historical Sharpe Ratios of NBHC and CCB, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

NBHC vs. CCB - Drawdown Comparison

The maximum NBHC drawdown since its inception was -48.43%, roughly equal to the maximum CCB drawdown of -50.22%. Use the drawdown chart below to compare losses from any high point for NBHC and CCB.

Drawdown Indicators

	NBHC	CCB	Difference
Max Drawdown Largest peak-to-trough decline	-48.43%	-50.22%	+1.79%
Max Drawdown (1Y) Largest decline over 1 year	-14.41%	-42.99%	+28.58%
Max Drawdown (3Y) Largest decline over 3 years	-32.94%	-42.99%	+10.05%
Max Drawdown (5Y) Largest decline over 5 years	-43.64%	-42.99%	-0.65%
Max Drawdown (10Y) Largest decline over 10 years	-48.43%	—	—
Current Drawdown Current decline from peak	-12.07%	-39.43%	+27.36%
Average Drawdown Average peak-to-trough decline	-13.48%	-14.76%	+1.28%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.35%	22.65%	-16.30%

Volatility

NBHC vs. CCB - Volatility Comparison

The current volatility for National Bank Holdings Corporation (NBHC) is 6.03%, while Coastal Financial Corporation (CCB) has a volatility of 8.49%. This indicates that NBHC experiences smaller price fluctuations and is considered to be less risky than CCB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	NBHC	CCB	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.03%	8.49%	-2.46%
Volatility (6M) Calculated over the trailing 6-month period	16.74%	30.45%	-13.71%
Volatility (1Y) Calculated over the trailing 1-year period	25.90%	41.46%	-15.56%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.60%	38.36%	-7.76%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	31.39%	47.84%	-16.45%

Dividends

NBHC vs. CCB - Dividend Comparison

NBHC's dividend yield for the trailing twelve months is around 2.92%, while CCB has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CCB Coastal Financial Corporation	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NBHC National Bank Holdings Corporation	2.92%	3.16%	2.60%	2.80%	2.23%	1.98%	2.44%	2.13%	1.75%	1.05%	0.69%	0.94%

Financials

Frequently Asked Questions

Can I hold both NBHC and CCB in my portfolio?

NBHC and CCB have a correlation of 0.53, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, NBHC or CCB?

CCB has higher volatility (8.49%) compared to NBHC (6.03%). In terms of maximum drawdown, NBHC dropped -48.43% vs CCB's -50.22%.

Which has better risk-adjusted returns?

NBHC currently has the higher Sharpe Ratio (0.89 vs -0.39), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.