CCB vs. SPY
CCB (Coastal Financial Corporation) is a stock, while SPY (State Street SPDR S&P 500 ETF) is S&P 500 fund tracking the S&P 500 Index. Over the past 5 years, CCB returned 18.60%/yr vs 13.51%/yr for SPY. At a 0.40 correlation, their price movements are largely independent.
Performance
CCB vs. SPY - Performance Comparison
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Returns By Period
In the year-to-date period, CCB achieves a -37.11% return, which is significantly lower than SPY's 9.74% return.
CCB
- 1D
- 0.57%
- 1M
- 3.45%
- YTD
- -37.11%
- 6M
- -38.97%
- 1Y
- -16.25%
- 3Y*
- 24.32%
- 5Y*
- 18.60%
- 10Y*
- —
SPY
- 1D
- -0.31%
- 1M
- 0.09%
- YTD
- 9.74%
- 6M
- 9.27%
- 1Y
- 26.65%
- 3Y*
- 21.27%
- 5Y*
- 13.51%
- 10Y*
- 15.70%
CCB vs. SPY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
CCB Coastal Financial Corporation | -37.11% | 34.95% | 91.20% | -6.54% | -6.12% | 141.05% | 27.50% | 8.14% | -6.28% |
SPY State Street SPDR S&P 500 ETF | 9.74% | 17.72% | 24.89% | 26.18% | -18.18% | 28.73% | 18.33% | 31.22% | -9.97% |
Correlation
The correlation between CCB and SPY is 0.44, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.44 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.40 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.44 |
Correlation (All Time) Calculated using the full available price history since Jul 18, 2018 | 0.40 |
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Return for Risk
CCB vs. SPY — Risk / Return Rank
CCB
SPY
CCB vs. SPY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Coastal Financial Corporation (CCB) and State Street SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CCB | SPY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.55 | ||
| Sortino ratioReturn per unit of downside risk | -3.19 | ||
| Omega ratioGain probability vs. loss probability | 0.96 | 1.39 | -0.43 |
| Calmar ratioReturn relative to maximum drawdown | -0.38 | 3.01 | -3.39 |
| Martin ratioReturn relative to average drawdown | -0.72 | 13.54 | -14.25 |
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Drawdowns
CCB vs. SPY - Drawdown Comparison
The maximum CCB drawdown since its inception was -50.22%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for CCB and SPY.
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Drawdown Indicators
| CCB | SPY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.22% | -55.19% | +4.97% |
Max Drawdown (1Y)Largest decline over 1 year | -42.99% | -8.88% | -34.11% |
Max Drawdown (3Y)Largest decline over 3 years | -42.99% | -18.76% | -24.23% |
Max Drawdown (5Y)Largest decline over 5 years | -42.99% | -24.50% | -18.49% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.72% | — |
Current DrawdownCurrent decline from peak | -39.43% | -1.75% | -37.68% |
Average DrawdownAverage peak-to-trough decline | -14.76% | -9.04% | -5.72% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 22.65% | 1.97% | +20.68% |
Volatility
CCB vs. SPY - Volatility Comparison
Coastal Financial Corporation (CCB) has a higher volatility of 8.49% compared to State Street SPDR S&P 500 ETF (SPY) at 4.64%. This indicates that CCB's price experiences larger fluctuations and is considered to be riskier than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CCB | SPY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.49% | 4.64% | +3.85% |
Volatility (6M)Calculated over the trailing 6-month period | 30.45% | 9.75% | +20.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 41.46% | 12.43% | +29.03% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 38.36% | 17.14% | +21.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 47.84% | 17.99% | +29.85% |
Dividends
CCB vs. SPY - Dividend Comparison
CCB has not paid dividends to shareholders, while SPY's dividend yield for the trailing twelve months is around 1.01%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CCB Coastal Financial Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SPY State Street SPDR S&P 500 ETF | 1.01% | 1.07% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% |
Frequently Asked Questions
CCB and SPY have a correlation of 0.44, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CCB has higher volatility (8.49%) compared to SPY (4.64%). In terms of maximum drawdown, CCB dropped -50.22% vs SPY's -55.19%.
SPY currently has the higher Sharpe Ratio (2.16 vs -0.39), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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