NAARX vs. AMECX
Compare and contrast key facts about American Funds Retirement Income Portfolio - Conservative (NAARX) and American Funds The Income Fund of America Class A (AMECX).
NAARX is managed by American Funds. It was launched on Aug 27, 2015. AMECX is managed by American Funds. It was launched on Dec 1, 1973.
Performance
NAARX vs. AMECX - Performance Comparison
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NAARX vs. AMECX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NAARX American Funds Retirement Income Portfolio - Conservative | -1.10% | 13.24% | 6.80% | 6.89% | -10.04% | 8.51% | 8.40% | 13.11% | -2.76% | 8.89% |
AMECX American Funds The Income Fund of America Class A | 1.48% | 17.77% | 10.84% | 6.79% | -6.40% | 17.37% | 4.49% | 18.50% | -5.27% | 12.58% |
Returns By Period
In the year-to-date period, NAARX achieves a -1.10% return, which is significantly lower than AMECX's 1.48% return. Over the past 10 years, NAARX has underperformed AMECX with an annualized return of 5.23%, while AMECX has yielded a comparatively higher 8.21% annualized return.
NAARX
- 1D
- 0.32%
- 1M
- -4.91%
- YTD
- -1.10%
- 6M
- 0.86%
- 1Y
- 8.43%
- 3Y*
- 7.70%
- 5Y*
- 4.21%
- 10Y*
- 5.23%
AMECX
- 1D
- 0.23%
- 1M
- -5.74%
- YTD
- 1.48%
- 6M
- 4.22%
- 1Y
- 14.19%
- 3Y*
- 11.95%
- 5Y*
- 7.95%
- 10Y*
- 8.21%
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NAARX vs. AMECX - Expense Ratio Comparison
NAARX has a 0.34% expense ratio, which is lower than AMECX's 0.56% expense ratio.
Return for Risk
NAARX vs. AMECX — Risk / Return Rank
NAARX
AMECX
NAARX vs. AMECX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Conservative (NAARX) and American Funds The Income Fund of America Class A (AMECX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NAARX | AMECX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.45 | 1.55 | -0.10 |
Sortino ratioReturn per unit of downside risk | 1.97 | 2.13 | -0.16 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.32 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.65 | 1.71 | -0.05 |
Martin ratioReturn relative to average drawdown | 7.22 | 8.01 | -0.79 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| NAARX | AMECX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.45 | 1.55 | -0.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.65 | 0.85 | -0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.77 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.86 | 0.72 | +0.14 |
Correlation
The correlation between NAARX and AMECX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
NAARX vs. AMECX - Dividend Comparison
NAARX's dividend yield for the trailing twelve months is around 2.81%, less than AMECX's 9.86% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NAARX American Funds Retirement Income Portfolio - Conservative | 2.81% | 3.27% | 3.37% | 3.17% | 3.19% | 2.98% | 3.84% | 3.28% | 3.33% | 2.23% | 2.21% | 0.00% |
AMECX American Funds The Income Fund of America Class A | 9.86% | 9.94% | 6.38% | 2.93% | 6.98% | 6.67% | 2.80% | 5.01% | 7.48% | 4.26% | 3.09% | 5.09% |
Drawdowns
NAARX vs. AMECX - Drawdown Comparison
The maximum NAARX drawdown since its inception was -15.66%, smaller than the maximum AMECX drawdown of -41.92%. Use the drawdown chart below to compare losses from any high point for NAARX and AMECX.
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Drawdown Indicators
| NAARX | AMECX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.66% | -41.92% | +26.26% |
Max Drawdown (1Y)Largest decline over 1 year | -5.21% | -8.19% | +2.98% |
Max Drawdown (5Y)Largest decline over 5 years | -15.66% | -15.78% | +0.12% |
Max Drawdown (10Y)Largest decline over 10 years | -15.66% | -26.13% | +10.47% |
Current DrawdownCurrent decline from peak | -4.91% | -5.74% | +0.83% |
Average DrawdownAverage peak-to-trough decline | -2.54% | -4.46% | +1.92% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.19% | 1.74% | -0.55% |
Volatility
NAARX vs. AMECX - Volatility Comparison
The current volatility for American Funds Retirement Income Portfolio - Conservative (NAARX) is 2.35%, while American Funds The Income Fund of America Class A (AMECX) has a volatility of 2.94%. This indicates that NAARX experiences smaller price fluctuations and is considered to be less risky than AMECX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NAARX | AMECX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.35% | 2.94% | -0.59% |
Volatility (6M)Calculated over the trailing 6-month period | 3.73% | 5.49% | -1.76% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.06% | 9.48% | -3.42% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.54% | 9.44% | -2.90% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.38% | 10.66% | -4.28% |