NAARX vs. SCHD
Compare and contrast key facts about American Funds Retirement Income Portfolio - Conservative (NAARX) and Schwab US Dividend Equity ETF (SCHD).
NAARX is managed by American Funds. It was launched on Aug 27, 2015. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: NAARX or SCHD.
Correlation
The correlation between NAARX and SCHD is 0.76, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
NAARX vs. SCHD - Performance Comparison
Key characteristics
NAARX:
1.91
SCHD:
1.06
NAARX:
2.61
SCHD:
1.57
NAARX:
1.36
SCHD:
1.19
NAARX:
1.76
SCHD:
1.53
NAARX:
8.69
SCHD:
3.97
NAARX:
1.20%
SCHD:
3.06%
NAARX:
5.34%
SCHD:
11.40%
NAARX:
-16.36%
SCHD:
-33.37%
NAARX:
0.00%
SCHD:
-4.81%
Returns By Period
In the year-to-date period, NAARX achieves a 3.10% return, which is significantly higher than SCHD's 1.94% return.
NAARX
3.10%
3.63%
3.34%
11.08%
3.82%
N/A
SCHD
1.94%
1.20%
4.28%
13.45%
11.14%
11.03%
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NAARX vs. SCHD - Expense Ratio Comparison
NAARX has a 0.34% expense ratio, which is higher than SCHD's 0.06% expense ratio.
Risk-Adjusted Performance
NAARX vs. SCHD — Risk-Adjusted Performance Rank
NAARX
SCHD
NAARX vs. SCHD - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Conservative (NAARX) and Schwab US Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
NAARX vs. SCHD - Dividend Comparison
NAARX's dividend yield for the trailing twelve months is around 3.26%, less than SCHD's 3.57% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NAARX American Funds Retirement Income Portfolio - Conservative | 3.26% | 3.36% | 3.17% | 3.19% | 2.01% | 3.12% | 2.59% | 2.54% | 2.05% | 2.07% | 0.69% | 0.00% |
SCHD Schwab US Dividend Equity ETF | 3.57% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% |
Drawdowns
NAARX vs. SCHD - Drawdown Comparison
The maximum NAARX drawdown since its inception was -16.36%, smaller than the maximum SCHD drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for NAARX and SCHD. For additional features, visit the drawdowns tool.
Volatility
NAARX vs. SCHD - Volatility Comparison
The current volatility for American Funds Retirement Income Portfolio - Conservative (NAARX) is 1.60%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 3.40%. This indicates that NAARX experiences smaller price fluctuations and is considered to be less risky than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.