NAARX vs. ABALX
Compare and contrast key facts about American Funds Retirement Income Portfolio - Conservative (NAARX) and American Funds American Balanced Fund Class A (ABALX).
NAARX is managed by American Funds. It was launched on Aug 27, 2015. ABALX is managed by American Funds. It was launched on Jul 26, 1975.
Performance
NAARX vs. ABALX - Performance Comparison
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NAARX vs. ABALX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NAARX American Funds Retirement Income Portfolio - Conservative | -0.24% | 13.24% | 6.80% | 6.89% | -10.04% | 8.51% | 8.40% | 13.11% | -2.76% | 8.89% |
ABALX American Funds American Balanced Fund Class A | -1.12% | 18.45% | 14.63% | 13.65% | -12.13% | 15.75% | 10.85% | 18.60% | -3.35% | 14.69% |
Returns By Period
In the year-to-date period, NAARX achieves a -0.24% return, which is significantly higher than ABALX's -1.12% return. Over the past 10 years, NAARX has underperformed ABALX with an annualized return of 5.33%, while ABALX has yielded a comparatively higher 9.17% annualized return.
NAARX
- 1D
- 0.87%
- 1M
- -3.64%
- YTD
- -0.24%
- 6M
- 1.34%
- 1Y
- 9.11%
- 3Y*
- 8.01%
- 5Y*
- 4.28%
- 10Y*
- 5.33%
ABALX
- 1D
- 1.79%
- 1M
- -4.88%
- YTD
- -1.12%
- 6M
- 2.08%
- 1Y
- 16.95%
- 3Y*
- 14.07%
- 5Y*
- 8.20%
- 10Y*
- 9.17%
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NAARX vs. ABALX - Expense Ratio Comparison
NAARX has a 0.34% expense ratio, which is lower than ABALX's 0.56% expense ratio.
Return for Risk
NAARX vs. ABALX — Risk / Return Rank
NAARX
ABALX
NAARX vs. ABALX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Retirement Income Portfolio - Conservative (NAARX) and American Funds American Balanced Fund Class A (ABALX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NAARX | ABALX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.54 | 1.56 | -0.01 |
Sortino ratioReturn per unit of downside risk | 2.11 | 2.28 | -0.17 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.32 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.85 | 2.43 | -0.58 |
Martin ratioReturn relative to average drawdown | 7.91 | 10.15 | -2.24 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| NAARX | ABALX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.54 | 1.56 | -0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.66 | 0.79 | -0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.84 | 0.87 | -0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.87 | 0.79 | +0.08 |
Correlation
The correlation between NAARX and ABALX is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
NAARX vs. ABALX - Dividend Comparison
NAARX's dividend yield for the trailing twelve months is around 2.79%, less than ABALX's 8.39% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NAARX American Funds Retirement Income Portfolio - Conservative | 2.79% | 3.27% | 3.37% | 3.17% | 3.19% | 2.98% | 3.84% | 3.28% | 3.33% | 2.23% | 2.21% | 0.00% |
ABALX American Funds American Balanced Fund Class A | 8.39% | 8.27% | 6.87% | 2.05% | 2.30% | 4.30% | 4.35% | 3.49% | 5.49% | 4.72% | 4.24% | 5.60% |
Drawdowns
NAARX vs. ABALX - Drawdown Comparison
The maximum NAARX drawdown since its inception was -15.66%, smaller than the maximum ABALX drawdown of -40.20%. Use the drawdown chart below to compare losses from any high point for NAARX and ABALX.
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Drawdown Indicators
| NAARX | ABALX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.66% | -40.20% | +24.54% |
Max Drawdown (1Y)Largest decline over 1 year | -5.21% | -7.33% | +2.12% |
Max Drawdown (5Y)Largest decline over 5 years | -15.66% | -18.76% | +3.10% |
Max Drawdown (10Y)Largest decline over 10 years | -15.66% | -22.34% | +6.68% |
Current DrawdownCurrent decline from peak | -4.08% | -5.37% | +1.29% |
Average DrawdownAverage peak-to-trough decline | -2.54% | -3.86% | +1.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.22% | 1.76% | -0.54% |
Volatility
NAARX vs. ABALX - Volatility Comparison
The current volatility for American Funds Retirement Income Portfolio - Conservative (NAARX) is 2.59%, while American Funds American Balanced Fund Class A (ABALX) has a volatility of 3.89%. This indicates that NAARX experiences smaller price fluctuations and is considered to be less risky than ABALX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NAARX | ABALX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.59% | 3.89% | -1.30% |
Volatility (6M)Calculated over the trailing 6-month period | 3.83% | 6.96% | -3.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.10% | 11.22% | -5.12% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.55% | 10.45% | -3.90% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.39% | 10.63% | -4.24% |