MARMX vs. MAIFX
Compare and contrast key facts about Mutual of America Retirement Income Fund (MARMX) and Mutual of America International Fund (MAIFX).
MARMX is managed by Mutual of America. It was launched on Nov 29, 2021. MAIFX is managed by Mutual of America. It was launched on Nov 29, 2021.
Performance
MARMX vs. MAIFX - Performance Comparison
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MARMX vs. MAIFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
MARMX Mutual of America Retirement Income Fund | -1.88% | 10.54% | 5.88% | 7.79% | -11.40% | 3.49% | 890.98% |
MAIFX Mutual of America International Fund | -1.36% | 37.23% | 3.22% | 16.96% | -12.81% | 9.11% | 1,067.50% |
Returns By Period
In the year-to-date period, MARMX achieves a -1.88% return, which is significantly lower than MAIFX's -1.36% return.
MARMX
- 1D
- -0.26%
- 1M
- -3.84%
- YTD
- -1.88%
- 6M
- -0.21%
- 1Y
- 7.50%
- 3Y*
- 6.21%
- 5Y*
- 2.53%
- 10Y*
- —
MAIFX
- 1D
- -0.73%
- 1M
- -11.07%
- YTD
- -1.36%
- 6M
- 3.58%
- 1Y
- 23.47%
- 3Y*
- 15.31%
- 5Y*
- 8.43%
- 10Y*
- —
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MARMX vs. MAIFX - Expense Ratio Comparison
Both MARMX and MAIFX have an expense ratio of 0.13%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
MARMX vs. MAIFX — Risk / Return Rank
MARMX
MAIFX
MARMX vs. MAIFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Mutual of America Retirement Income Fund (MARMX) and Mutual of America International Fund (MAIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| MARMX | MAIFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.40 | 1.43 | -0.03 |
Sortino ratioReturn per unit of downside risk | 2.08 | 2.01 | +0.07 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.29 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.38 | 1.81 | -0.43 |
Martin ratioReturn relative to average drawdown | 5.92 | 7.87 | -1.95 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| MARMX | MAIFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.40 | 1.43 | -0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.38 | 0.53 | -0.15 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.15 | 0.17 | -0.02 |
Correlation
The correlation between MARMX and MAIFX is 0.69, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
MARMX vs. MAIFX - Dividend Comparison
MARMX's dividend yield for the trailing twelve months is around 4.40%, more than MAIFX's 3.44% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
MARMX Mutual of America Retirement Income Fund | 4.40% | 4.32% | 4.16% | 1.55% | 5.73% | 2.03% |
MAIFX Mutual of America International Fund | 3.44% | 3.39% | 1.94% | 3.77% | 9.48% | 9.92% |
Drawdowns
MARMX vs. MAIFX - Drawdown Comparison
The maximum MARMX drawdown since its inception was -16.21%, smaller than the maximum MAIFX drawdown of -33.70%. Use the drawdown chart below to compare losses from any high point for MARMX and MAIFX.
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Drawdown Indicators
| MARMX | MAIFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.21% | -33.70% | +17.49% |
Max Drawdown (1Y)Largest decline over 1 year | -4.10% | -11.57% | +7.47% |
Max Drawdown (5Y)Largest decline over 5 years | -15.94% | -29.00% | +13.06% |
Current DrawdownCurrent decline from peak | -3.92% | -11.57% | +7.65% |
Average DrawdownAverage peak-to-trough decline | -4.41% | -6.10% | +1.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.14% | 2.97% | -1.83% |
Volatility
MARMX vs. MAIFX - Volatility Comparison
The current volatility for Mutual of America Retirement Income Fund (MARMX) is 1.55%, while Mutual of America International Fund (MAIFX) has a volatility of 6.05%. This indicates that MARMX experiences smaller price fluctuations and is considered to be less risky than MAIFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| MARMX | MAIFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.55% | 6.05% | -4.50% |
Volatility (6M)Calculated over the trailing 6-month period | 3.55% | 11.10% | -7.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.11% | 17.65% | -11.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.50% | 18.15% | -10.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 399.92% | 385.61% | +14.31% |