MAIFX vs. VXUS
Compare and contrast key facts about Mutual of America International Fund (MAIFX) and Vanguard Total International Stock ETF (VXUS).
MAIFX is managed by Mutual of America. It was launched on Nov 29, 2021. VXUS is a passively managed fund by Vanguard that tracks the performance of the MSCI All Country World ex USA Investable Market Index. It was launched on Jan 26, 2011.
Performance
MAIFX vs. VXUS - Performance Comparison
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MAIFX vs. VXUS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
MAIFX Mutual of America International Fund | -1.36% | 37.23% | 3.22% | 16.96% | -12.81% | 9.11% | 926.37% |
VXUS Vanguard Total International Stock ETF | 2.32% | 32.35% | 5.08% | 15.86% | -16.08% | 8.98% | 9.45% |
Returns By Period
In the year-to-date period, MAIFX achieves a -1.36% return, which is significantly lower than VXUS's 2.32% return.
MAIFX
- 1D
- -0.73%
- 1M
- -11.07%
- YTD
- -1.36%
- 6M
- 3.58%
- 1Y
- 23.47%
- 3Y*
- 15.31%
- 5Y*
- 8.43%
- 10Y*
- —
VXUS
- 1D
- 3.32%
- 1M
- -7.90%
- YTD
- 2.32%
- 6M
- 7.01%
- 1Y
- 28.12%
- 3Y*
- 15.50%
- 5Y*
- 7.32%
- 10Y*
- 8.91%
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MAIFX vs. VXUS - Expense Ratio Comparison
MAIFX has a 0.13% expense ratio, which is higher than VXUS's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
MAIFX vs. VXUS — Risk / Return Rank
MAIFX
VXUS
MAIFX vs. VXUS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Mutual of America International Fund (MAIFX) and Vanguard Total International Stock ETF (VXUS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| MAIFX | VXUS | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.43 | 1.64 | -0.21 |
Sortino ratioReturn per unit of downside risk | 2.01 | 2.26 | -0.25 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.34 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.81 | 2.42 | -0.61 |
Martin ratioReturn relative to average drawdown | 7.87 | 9.37 | -1.50 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| MAIFX | VXUS | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.43 | 1.64 | -0.21 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.47 | +0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.52 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.17 | 0.35 | -0.18 |
Correlation
The correlation between MAIFX and VXUS is 0.81, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
MAIFX vs. VXUS - Dividend Comparison
MAIFX's dividend yield for the trailing twelve months is around 3.44%, more than VXUS's 2.97% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
MAIFX Mutual of America International Fund | 3.44% | 3.39% | 1.94% | 3.77% | 9.48% | 9.92% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VXUS Vanguard Total International Stock ETF | 2.97% | 3.18% | 3.37% | 3.24% | 3.09% | 3.10% | 2.14% | 3.06% | 3.18% | 2.73% | 2.93% | 2.83% |
Drawdowns
MAIFX vs. VXUS - Drawdown Comparison
The maximum MAIFX drawdown since its inception was -33.70%, smaller than the maximum VXUS drawdown of -35.97%. Use the drawdown chart below to compare losses from any high point for MAIFX and VXUS.
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Drawdown Indicators
| MAIFX | VXUS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.70% | -35.97% | +2.27% |
Max Drawdown (1Y)Largest decline over 1 year | -11.57% | -11.27% | -0.30% |
Max Drawdown (5Y)Largest decline over 5 years | -29.00% | -29.44% | +0.44% |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.97% | — |
Current DrawdownCurrent decline from peak | -11.57% | -8.33% | -3.24% |
Average DrawdownAverage peak-to-trough decline | -6.10% | -8.29% | +2.19% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.97% | 2.91% | +0.06% |
Volatility
MAIFX vs. VXUS - Volatility Comparison
The current volatility for Mutual of America International Fund (MAIFX) is 6.05%, while Vanguard Total International Stock ETF (VXUS) has a volatility of 8.31%. This indicates that MAIFX experiences smaller price fluctuations and is considered to be less risky than VXUS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| MAIFX | VXUS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.05% | 8.31% | -2.26% |
Volatility (6M)Calculated over the trailing 6-month period | 11.10% | 11.50% | -0.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.65% | 17.19% | +0.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.15% | 15.82% | +2.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 385.61% | 17.09% | +368.52% |