- Issuer
- Mutual of America
- Inception Date
- Nov 29, 2021
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
MARMX Performance Chart
Mutual of America Retirement Income Fund (MARMX) is up 3.1% since the beginning of the year. MARMX is currently trading at $12 per share. Investors who bought $1,000 worth of MARMX shares 5 years ago would now be looking at an investment worth $1,149.
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Compare this symbol against anything
Returns By Period
Mutual of America Retirement Income Fund (MARMX) has returned 3.12% so far this year and 7.95% over the past 12 months.
Mutual of America Retirement Income Fund
- 1D
- 0.59%
- 1M
- -0.42%
- 6M
- 2.07%
- YTD
- 3.12%
- 1Y
- 7.95%
- 3Y*
- 7.38%
- 5Y*
- 2.82%
- 10Y*
- —
- ALL TIME*
- 50.00%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
MARMX Monthly Returns History
Based on dividend-adjusted daily data since Jun 26, 2020, MARMX's average daily return is +0.67%, while the average monthly return is +12.02%. At this rate, an investment would double in approximately 0.5 years.
Historically, 65% of months were positive and 35% were negative. The best month was Sep 2020 with a return of +868.5%, while the worst month was Jun 2022 at -5.1%. The longest winning streak lasted 12 consecutive months, and the longest losing streak was 6 months.
On a daily basis, MARMX closed higher 47% of trading days. The best single day was Sep 25, 2020 with a return of +900.8%, while the worst single day was Dec 23, 2020 at -5.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.02% | 1.01% | -2.92% | 3.01% | 1.50% | 0.14% | -0.58% | 3.12% | |||||
| 2025 | 2.08% | -1.50% | 0.36% | 0.36% | 1.52% | 2.27% | 0.35% | 1.56% | 1.45% | 0.83% | 0.59% | 0.27% | 10.54% |
| 2024 | 0.37% | 0.64% | 1.54% | -2.42% | 2.38% | -0.09% | 1.97% | 1.49% | 1.21% | -1.79% | 2.28% | -1.72% | 5.88% |
| 2023 | 3.21% | -2.08% | 2.22% | 0.75% | -0.75% | 0.66% | 1.03% | -0.74% | -2.33% | -2.10% | 4.69% | 3.27% | 7.79% |
| 2022 | -2.61% | -1.01% | -0.51% | -2.89% | -0.79% | -5.12% | 2.33% | -4.27% | 1.21% | 3.47% | -1.50% | -11.40% | |
| 2021 | 0.17% | -0.74% | 0.75% | 1.98% | 0.16% | 0.16% | 1.29% | 0.64% | -1.58% | -0.40% | 0.40% | 0.66% | 3.49% |
Benchmark Metrics
Mutual of America Retirement Income Fund has an annualized alpha of 344.76%, beta of 1.24, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since June 26, 2020.
- This fund captured 27.93% of S&P 500 Index gains and tended to rise during its downturns (downside capture of -427.14%) - a profile typical of hedging or uncorrelated assets.
- R2 of 0.00 means this fund moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 344.76%
- Beta
- 1.24
- R²
- 0.00
- Upside Capture
- 27.93%
- Downside Capture
- -427.14%
Expense Ratio
MARMX has an expense ratio of 0.13%, which is considered low.
Return for Risk
Risk / Return Rank
MARMX ranks 63 for risk / return — above 63% of mutual funds peers on PortfoliosLab. Its historical combined result is above most peers.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for Mutual of America Retirement Income Fund (MARMX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| MARMX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.11 | ||
| Sortino ratioReturn per unit of downside risk | +0.34 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.25 | +0.03 |
| Calmar ratioReturn relative to maximum drawdown | 2.23 | 2.00 | +0.23 |
| Martin ratioReturn relative to average drawdown | 9.65 | 8.49 | +1.16 |
Dividends
Dividend History
Mutual of America Retirement Income Fund provided a 4.47% dividend yield over the last twelve months, with an annual payout of $0.53 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Dividend | $0.53 | $0.51 | $0.46 | $0.17 | $0.59 | $0.25 |
Dividend yield | 4.47% | 4.32% | 4.16% | 1.55% | 5.73% | 2.03% |
Monthly Dividends
The table displays the monthly dividend distributions for Mutual of America Retirement Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.15 | $0.00 | $0.15 | |||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.00 | $0.11 | $0.00 | $0.27 | $0.51 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.10 | $0.00 | $0.36 | $0.46 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.17 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.30 | $0.00 | $0.29 | $0.59 | |
| 2021 | $0.25 | $0.25 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Mutual of America Retirement Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Mutual of America Retirement Income Fund was 16.21%, occurring on Oct 20, 2022. Recovery took 463 trading sessions.
The current Mutual of America Retirement Income Fund drawdown is 0.75%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-16.21%Oct 2022 | 1y 10mo | 1y 10mo | 3y 8moDec 2020 - Sep 2024 | Bear market2022 |
-5.36%Apr 2025 | 1mo 19d | 1mo 8d | 2mo 27dFeb 2025 - May 2025 | 2025 selloff2025 |
-3.92%Mar 2026 | 1mo 2d | 18d | 1mo 20dFeb 2026 - Apr 2026 | — |
-3.34%Nov 2024 | 28d | 1mo 3d | 2mo 1dOct 2024 - Dec 2024 | — |
-2.85%Jan 2025 | 1mo 9d | 1mo 2d | 2mo 11dDec 2024 - Feb 2025 | — |
Drawdown Indicators
| MARMX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.21% | -56.78% | +40.57% |
Max Drawdown (1Y)Largest decline over 1 year | -3.92% | -9.10% | +5.18% |
Max Drawdown (3Y)Largest decline over 3 years | -5.36% | -18.90% | +13.54% |
Max Drawdown (5Y)Largest decline over 5 years | -15.94% | -25.43% | +9.49% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.75% | -1.58% | +0.83% |
Average DrawdownAverage peak-to-trough decline | -4.17% | -10.70% | +6.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.87% | 2.14% | -1.27% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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