LTTIX vs. URTRX
Compare and contrast key facts about MFS Lifetime 2025 Fund (LTTIX) and USAA Target Retirement 2030 Fund (URTRX).
LTTIX is managed by MFS. It was launched on Nov 1, 2012. URTRX is managed by Victory. It was launched on Jul 30, 2008.
Performance
LTTIX vs. URTRX - Performance Comparison
Loading graphics...
LTTIX vs. URTRX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LTTIX MFS Lifetime 2025 Fund | -0.00% | 9.29% | 6.73% | 10.36% | -12.36% | 8.61% | 10.61% | 17.82% | -3.97% | 13.16% |
URTRX USAA Target Retirement 2030 Fund | 0.38% | 14.78% | 8.09% | 13.98% | -13.23% | 12.23% | 9.25% | 17.13% | -6.98% | 16.14% |
Returns By Period
Over the past 10 years, LTTIX has underperformed URTRX with an annualized return of 6.22%, while URTRX has yielded a comparatively higher 7.49% annualized return.
LTTIX
- 1D
- 0.85%
- 1M
- -2.39%
- YTD
- 0.00%
- 6M
- 1.03%
- 1Y
- 7.47%
- 3Y*
- 7.50%
- 5Y*
- 3.79%
- 10Y*
- 6.22%
URTRX
- 1D
- 1.53%
- 1M
- -3.35%
- YTD
- 0.38%
- 6M
- 2.33%
- 1Y
- 13.74%
- 3Y*
- 10.83%
- 5Y*
- 5.75%
- 10Y*
- 7.49%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
LTTIX vs. URTRX - Expense Ratio Comparison
LTTIX has a 0.00% expense ratio, which is lower than URTRX's 0.03% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
LTTIX vs. URTRX — Risk / Return Rank
LTTIX
URTRX
LTTIX vs. URTRX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for MFS Lifetime 2025 Fund (LTTIX) and USAA Target Retirement 2030 Fund (URTRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LTTIX | URTRX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.49 | 1.58 | -0.09 |
Sortino ratioReturn per unit of downside risk | 2.09 | 2.25 | -0.16 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.33 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.96 | 2.11 | -0.15 |
Martin ratioReturn relative to average drawdown | 7.97 | 9.81 | -1.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| LTTIX | URTRX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.49 | 1.58 | -0.09 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.60 | 0.00 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.86 | 0.73 | +0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.83 | 0.58 | +0.26 |
Correlation
The correlation between LTTIX and URTRX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LTTIX vs. URTRX - Dividend Comparison
LTTIX's dividend yield for the trailing twelve months is around 8.13%, more than URTRX's 6.75% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTTIX MFS Lifetime 2025 Fund | 8.13% | 8.13% | 7.07% | 3.30% | 5.88% | 7.35% | 2.83% | 3.68% | 4.32% | 3.51% | 4.03% | 1.82% |
URTRX USAA Target Retirement 2030 Fund | 6.75% | 6.78% | 3.16% | 4.24% | 9.53% | 7.66% | 4.53% | 11.43% | 8.54% | 8.10% | 4.06% | 2.80% |
Drawdowns
LTTIX vs. URTRX - Drawdown Comparison
The maximum LTTIX drawdown since its inception was -19.33%, smaller than the maximum URTRX drawdown of -34.10%. Use the drawdown chart below to compare losses from any high point for LTTIX and URTRX.
Loading graphics...
Drawdown Indicators
| LTTIX | URTRX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.33% | -34.10% | +14.77% |
Max Drawdown (1Y)Largest decline over 1 year | -4.02% | -6.63% | +2.61% |
Max Drawdown (5Y)Largest decline over 5 years | -16.92% | -19.52% | +2.60% |
Max Drawdown (10Y)Largest decline over 10 years | -19.33% | -23.56% | +4.23% |
Current DrawdownCurrent decline from peak | -2.68% | -3.84% | +1.16% |
Average DrawdownAverage peak-to-trough decline | -2.70% | -4.19% | +1.49% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.99% | 1.43% | -0.44% |
Volatility
LTTIX vs. URTRX - Volatility Comparison
The current volatility for MFS Lifetime 2025 Fund (LTTIX) is 2.02%, while USAA Target Retirement 2030 Fund (URTRX) has a volatility of 3.55%. This indicates that LTTIX experiences smaller price fluctuations and is considered to be less risky than URTRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| LTTIX | URTRX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.02% | 3.55% | -1.53% |
Volatility (6M)Calculated over the trailing 6-month period | 3.07% | 5.46% | -2.39% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.14% | 8.89% | -3.75% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.38% | 9.67% | -3.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.25% | 10.33% | -3.08% |