LTTIX vs. VOO
Compare and contrast key facts about MFS Lifetime 2025 Fund (LTTIX) and Vanguard S&P 500 ETF (VOO).
LTTIX is managed by MFS. It was launched on Nov 1, 2012. VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010.
Performance
LTTIX vs. VOO - Performance Comparison
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LTTIX vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LTTIX MFS Lifetime 2025 Fund | -0.00% | 9.29% | 6.73% | 10.36% | -12.36% | 8.61% | 10.61% | 17.82% | -3.97% | 13.16% |
VOO Vanguard S&P 500 ETF | -3.66% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
Returns By Period
Over the past 10 years, LTTIX has underperformed VOO with an annualized return of 6.22%, while VOO has yielded a comparatively higher 14.14% annualized return.
LTTIX
- 1D
- 0.85%
- 1M
- -2.39%
- YTD
- 0.00%
- 6M
- 1.03%
- 1Y
- 7.47%
- 3Y*
- 7.50%
- 5Y*
- 3.79%
- 10Y*
- 6.22%
VOO
- 1D
- 0.79%
- 1M
- -4.29%
- YTD
- -3.66%
- 6M
- -1.41%
- 1Y
- 18.17%
- 3Y*
- 18.58%
- 5Y*
- 11.93%
- 10Y*
- 14.14%
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LTTIX vs. VOO - Expense Ratio Comparison
LTTIX has a 0.00% expense ratio, which is lower than VOO's 0.03% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
LTTIX vs. VOO — Risk / Return Rank
LTTIX
VOO
LTTIX vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for MFS Lifetime 2025 Fund (LTTIX) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LTTIX | VOO | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.49 | 1.01 | +0.48 |
Sortino ratioReturn per unit of downside risk | 2.09 | 1.53 | +0.56 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.23 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.96 | 1.55 | +0.41 |
Martin ratioReturn relative to average drawdown | 7.97 | 7.31 | +0.66 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LTTIX | VOO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.49 | 1.01 | +0.48 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.71 | -0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.86 | 0.79 | +0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.83 | 0.83 | 0.00 |
Correlation
The correlation between LTTIX and VOO is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LTTIX vs. VOO - Dividend Comparison
LTTIX's dividend yield for the trailing twelve months is around 8.13%, more than VOO's 1.18% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTTIX MFS Lifetime 2025 Fund | 8.13% | 8.13% | 7.07% | 3.30% | 5.88% | 7.35% | 2.83% | 3.68% | 4.32% | 3.51% | 4.03% | 1.82% |
VOO Vanguard S&P 500 ETF | 1.18% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Drawdowns
LTTIX vs. VOO - Drawdown Comparison
The maximum LTTIX drawdown since its inception was -19.33%, smaller than the maximum VOO drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for LTTIX and VOO.
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Drawdown Indicators
| LTTIX | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.33% | -33.99% | +14.66% |
Max Drawdown (1Y)Largest decline over 1 year | -4.02% | -11.98% | +7.96% |
Max Drawdown (5Y)Largest decline over 5 years | -16.92% | -24.52% | +7.60% |
Max Drawdown (10Y)Largest decline over 10 years | -19.33% | -33.99% | +14.66% |
Current DrawdownCurrent decline from peak | -2.68% | -5.55% | +2.87% |
Average DrawdownAverage peak-to-trough decline | -2.70% | -3.72% | +1.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.99% | 2.55% | -1.56% |
Volatility
LTTIX vs. VOO - Volatility Comparison
The current volatility for MFS Lifetime 2025 Fund (LTTIX) is 2.02%, while Vanguard S&P 500 ETF (VOO) has a volatility of 5.34%. This indicates that LTTIX experiences smaller price fluctuations and is considered to be less risky than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LTTIX | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.02% | 5.34% | -3.32% |
Volatility (6M)Calculated over the trailing 6-month period | 3.07% | 9.47% | -6.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.14% | 18.11% | -12.97% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.38% | 16.82% | -10.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.25% | 17.99% | -10.74% |