LTIUX vs. TCLEX
Compare and contrast key facts about Principal LifeTime 2035 Fund (LTIUX) and TIAA-CREF Lifecycle 2010 Fund (TCLEX).
LTIUX is managed by Principal. It was launched on Feb 28, 2008. TCLEX is managed by TIAA Investments. It was launched on Oct 14, 2004.
Performance
LTIUX vs. TCLEX - Performance Comparison
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LTIUX vs. TCLEX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LTIUX Principal LifeTime 2035 Fund | -3.69% | 14.26% | 14.13% | 16.51% | -17.48% | 14.07% | 15.70% | 23.48% | -7.37% | 19.69% |
TCLEX TIAA-CREF Lifecycle 2010 Fund | -2.01% | 11.22% | 7.31% | 10.64% | -12.64% | 6.62% | 10.95% | 15.14% | -4.14% | 9.99% |
Returns By Period
In the year-to-date period, LTIUX achieves a -3.69% return, which is significantly lower than TCLEX's -2.01% return. Over the past 10 years, LTIUX has outperformed TCLEX with an annualized return of 8.68%, while TCLEX has yielded a comparatively lower 5.43% annualized return.
LTIUX
- 1D
- -0.08%
- 1M
- -6.37%
- YTD
- -3.69%
- 6M
- -1.87%
- 1Y
- 9.88%
- 3Y*
- 11.62%
- 5Y*
- 5.83%
- 10Y*
- 8.68%
TCLEX
- 1D
- 0.08%
- 1M
- -4.14%
- YTD
- -2.01%
- 6M
- -0.24%
- 1Y
- 7.97%
- 3Y*
- 7.62%
- 5Y*
- 3.62%
- 10Y*
- 5.43%
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LTIUX vs. TCLEX - Expense Ratio Comparison
LTIUX has a 0.01% expense ratio, which is lower than TCLEX's 0.51% expense ratio.
Return for Risk
LTIUX vs. TCLEX — Risk / Return Rank
LTIUX
TCLEX
LTIUX vs. TCLEX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2035 Fund (LTIUX) and TIAA-CREF Lifecycle 2010 Fund (TCLEX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LTIUX | TCLEX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.90 | 1.36 | -0.46 |
Sortino ratioReturn per unit of downside risk | 1.34 | 1.90 | -0.56 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.27 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.06 | 1.72 | -0.66 |
Martin ratioReturn relative to average drawdown | 5.01 | 7.09 | -2.07 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LTIUX | TCLEX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.90 | 1.36 | -0.46 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.53 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | 0.78 | -0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.45 | 0.58 | -0.13 |
Correlation
The correlation between LTIUX and TCLEX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
LTIUX vs. TCLEX - Dividend Comparison
LTIUX's dividend yield for the trailing twelve months is around 9.37%, more than TCLEX's 5.44% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTIUX Principal LifeTime 2035 Fund | 9.37% | 9.03% | 9.46% | 4.17% | 7.50% | 7.06% | 5.35% | 7.28% | 7.75% | 5.46% | 4.28% | 5.59% |
TCLEX TIAA-CREF Lifecycle 2010 Fund | 5.44% | 5.33% | 4.44% | 2.95% | 5.91% | 8.53% | 6.93% | 3.95% | 5.60% | 1.72% | 3.45% | 2.47% |
Drawdowns
LTIUX vs. TCLEX - Drawdown Comparison
The maximum LTIUX drawdown since its inception was -49.65%, which is greater than TCLEX's maximum drawdown of -35.33%. Use the drawdown chart below to compare losses from any high point for LTIUX and TCLEX.
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Drawdown Indicators
| LTIUX | TCLEX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -49.65% | -35.33% | -14.32% |
Max Drawdown (1Y)Largest decline over 1 year | -8.44% | -4.49% | -3.95% |
Max Drawdown (5Y)Largest decline over 5 years | -24.23% | -17.31% | -6.92% |
Max Drawdown (10Y)Largest decline over 10 years | -28.12% | -17.31% | -10.81% |
Current DrawdownCurrent decline from peak | -6.57% | -4.21% | -2.36% |
Average DrawdownAverage peak-to-trough decline | -6.76% | -4.02% | -2.74% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.78% | 1.09% | +0.69% |
Volatility
LTIUX vs. TCLEX - Volatility Comparison
Principal LifeTime 2035 Fund (LTIUX) has a higher volatility of 3.74% compared to TIAA-CREF Lifecycle 2010 Fund (TCLEX) at 2.22%. This indicates that LTIUX's price experiences larger fluctuations and is considered to be riskier than TCLEX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LTIUX | TCLEX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.74% | 2.22% | +1.52% |
Volatility (6M)Calculated over the trailing 6-month period | 6.37% | 3.67% | +2.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.12% | 6.06% | +5.06% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.79% | 6.86% | +4.93% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.45% | 6.98% | +5.47% |