LTIUX vs. PBCKX
LTIUX (Principal LifeTime 2035 Fund) and PBCKX (Principal Blue Chip Fund) are both mutual funds - LTIUX is a Target Retirement Date fund managed by Principal, while PBCKX is a Large Cap Growth Equities fund managed by Principal. Over the past 10 years, LTIUX returned 9.75%/yr vs 16.27%/yr for PBCKX. Their correlation of 0.90 suggests significant overlap in exposure. LTIUX charges 0.01%/yr vs 0.66%/yr for PBCKX.
Performance
LTIUX vs. PBCKX - Performance Comparison
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Returns By Period
In the year-to-date period, LTIUX achieves a 4.82% return, which is significantly higher than PBCKX's -5.68% return. Over the past 10 years, LTIUX has underperformed PBCKX with an annualized return of 9.75%, while PBCKX has yielded a comparatively higher 16.27% annualized return.
LTIUX
- 1D
- -1.14%
- 1M
- -0.07%
- YTD
- 4.82%
- 6M
- 4.28%
- 1Y
- 13.00%
- 3Y*
- 13.96%
- 5Y*
- 6.41%
- 10Y*
- 9.75%
PBCKX
- 1D
- -0.56%
- 1M
- -4.72%
- YTD
- -5.68%
- 6M
- -6.60%
- 1Y
- -3.09%
- 3Y*
- 15.58%
- 5Y*
- 6.41%
- 10Y*
- 16.27%
LTIUX vs. PBCKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LTIUX Principal LifeTime 2035 Fund | 4.82% | 14.26% | 14.13% | 16.51% | -17.48% | 14.07% | 15.70% | 23.48% | -7.37% | 19.69% |
PBCKX Principal Blue Chip Fund | -5.68% | 9.20% | 26.90% | 40.58% | -30.74% | 25.05% | 34.77% | 45.22% | 2.83% | 28.85% |
Correlation
The correlation between LTIUX and PBCKX is 0.82, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.82 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.84 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.88 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.89 |
Correlation (All Time) Calculated using the full available price history since Jun 15, 2012 | 0.90 |
The correlation between LTIUX and PBCKX has been stable across timeframes, ranging from 0.82 to 0.90 - a consistent structural relationship.
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Return for Risk
LTIUX vs. PBCKX — Risk / Return Rank
LTIUX
PBCKX
LTIUX vs. PBCKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2035 Fund (LTIUX) and Principal Blue Chip Fund (PBCKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LTIUX | PBCKX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.66 | ||
| Sortino ratioReturn per unit of downside risk | +2.25 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.00 | +0.29 |
| Calmar ratioReturn relative to maximum drawdown | 2.15 | -0.09 | +2.24 |
| Martin ratioReturn relative to average drawdown | 9.40 | -0.27 | +9.66 |
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Drawdowns
LTIUX vs. PBCKX - Drawdown Comparison
The maximum LTIUX drawdown since its inception was -49.65%, which is greater than PBCKX's maximum drawdown of -38.00%. Use the drawdown chart below to compare losses from any high point for LTIUX and PBCKX.
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Drawdown Indicators
| LTIUX | PBCKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -49.65% | -38.00% | -11.65% |
Max Drawdown (1Y)Largest decline over 1 year | -6.57% | -19.10% | +12.53% |
Max Drawdown (3Y)Largest decline over 3 years | -11.08% | -19.10% | +8.02% |
Max Drawdown (5Y)Largest decline over 5 years | -24.23% | -38.00% | +13.77% |
Max Drawdown (10Y)Largest decline over 10 years | -28.12% | -38.00% | +9.88% |
Current DrawdownCurrent decline from peak | -1.76% | -9.26% | +7.50% |
Average DrawdownAverage peak-to-trough decline | -6.69% | -5.65% | -1.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.50% | 6.48% | -4.98% |
Volatility
LTIUX vs. PBCKX - Volatility Comparison
The current volatility for Principal LifeTime 2035 Fund (LTIUX) is 3.63%, while Principal Blue Chip Fund (PBCKX) has a volatility of 5.79%. This indicates that LTIUX experiences smaller price fluctuations and is considered to be less risky than PBCKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LTIUX | PBCKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.63% | 5.79% | -2.16% |
Volatility (6M)Calculated over the trailing 6-month period | 7.62% | 13.07% | -5.45% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.18% | 15.87% | -6.69% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.91% | 20.46% | -8.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.46% | 20.22% | -7.76% |
LTIUX vs. PBCKX - Expense Ratio Comparison
LTIUX has a 0.01% expense ratio, which is lower than PBCKX's 0.66% expense ratio.
Dividends
LTIUX vs. PBCKX - Dividend Comparison
LTIUX's dividend yield for the trailing twelve months is around 8.61%, less than PBCKX's 21.15% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LTIUX Principal LifeTime 2035 Fund | 8.61% | 9.03% | 9.46% | 4.17% | 7.50% | 7.06% | 5.35% | 7.28% | 7.75% | 5.46% | 4.28% | 5.59% |
PBCKX Principal Blue Chip Fund | 21.15% | 19.94% | 9.01% | 0.51% | 0.71% | 6.67% | 3.28% | 8.90% | 7.86% | 2.79% | 1.01% | 2.40% |
Frequently Asked Questions
LTIUX and PBCKX have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PBCKX has higher volatility (5.79%) compared to LTIUX (3.63%). In terms of maximum drawdown, LTIUX dropped -49.65% vs PBCKX's -38.00%.
LTIUX currently has the higher Sharpe Ratio (1.55 vs -0.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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