LPWRX vs. URSIX
LPWRX (BlackRock LifePath Dynamic 2065 Fund) and URSIX (USAA Target Retirement 2060 Fund) are both Target Retirement Date funds. Over the past 5 years, LPWRX returned 8.55%/yr vs 9.74%/yr for URSIX. Their 0.95 correlation means they have historically moved very closely together. LPWRX charges 0.93%/yr vs 0.10%/yr for URSIX.
Performance
LPWRX vs. URSIX - Performance Comparison
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Returns By Period
In the year-to-date period, LPWRX achieves a 11.74% return, which is significantly lower than URSIX's 13.54% return.
LPWRX
- 1D
- 2.72%
- 1M
- 0.23%
- 6M
- 8.13%
- YTD
- 11.74%
- 1Y
- 23.69%
- 3Y*
- 15.02%
- 5Y*
- 8.55%
- 10Y*
- —
- ALL TIME*
- 11.18%
URSIX
- 1D
- 1.42%
- 1M
- 0.56%
- 6M
- 9.91%
- YTD
- 13.54%
- 1Y
- 25.18%
- 3Y*
- 16.85%
- 5Y*
- 9.74%
- 10Y*
- 10.23%
- ALL TIME*
- 8.97%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
LPWRX vs. URSIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
LPWRX BlackRock LifePath Dynamic 2065 Fund | 11.74% | 20.43% | 8.99% | 22.14% | -18.94% | 17.84% | 13.47% | 5.28% |
URSIX USAA Target Retirement 2060 Fund | 13.54% | 19.62% | 13.05% | 18.22% | -15.78% | 17.70% | 10.17% | 4.16% |
Correlation
The correlation between LPWRX and URSIX is 0.98 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.98 |
Correlation (3Y) Balances recent behavior with more history. | 0.95 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.95 |
Correlation (All Time) Calculated using the full available price history since Oct 30, 2019 | 0.95 |
The correlation between LPWRX and URSIX has been stable across timeframes, ranging from 0.95 to 0.98 - a consistent structural relationship.
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Return for Risk
LPWRX vs. URSIX — Risk / Return Rank
LPWRX
URSIX
LPWRX vs. URSIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock LifePath Dynamic 2065 Fund (LPWRX) and USAA Target Retirement 2060 Fund (URSIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LPWRX | URSIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.48 | ||
| Sortino ratioReturn per unit of downside risk | -0.65 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.34 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 2.18 | 2.81 | -0.63 |
| Martin ratioReturn relative to average drawdown | 8.91 | 12.09 | -3.18 |
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Drawdowns
LPWRX vs. URSIX - Drawdown Comparison
The maximum LPWRX drawdown since its inception was -33.27%, which is greater than URSIX's maximum drawdown of -30.33%. Use the drawdown chart below to compare losses from any high point for LPWRX and URSIX.
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Drawdown Indicators
| LPWRX | URSIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.27% | -30.33% | -2.94% |
Max Drawdown (1Y)Largest decline over 1 year | -10.07% | -8.32% | -1.75% |
Max Drawdown (3Y)Largest decline over 3 years | -21.36% | -14.35% | -7.01% |
Max Drawdown (5Y)Largest decline over 5 years | -27.28% | -23.85% | -3.43% |
Max Drawdown (10Y)Largest decline over 10 years | — | -30.33% | — |
Current DrawdownCurrent decline from peak | -1.79% | -0.28% | -1.51% |
Average DrawdownAverage peak-to-trough decline | -6.34% | -4.40% | -1.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.46% | 1.93% | +0.53% |
Volatility
LPWRX vs. URSIX - Volatility Comparison
BlackRock LifePath Dynamic 2065 Fund (LPWRX) has a higher volatility of 4.64% compared to USAA Target Retirement 2060 Fund (URSIX) at 3.06%. This indicates that LPWRX's price experiences larger fluctuations and is considered to be riskier than URSIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LPWRX | URSIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.64% | 3.06% | +1.58% |
Volatility (6M)Calculated over the trailing 6-month period | 13.20% | 10.34% | +2.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.69% | 12.45% | +3.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.20% | 14.21% | +2.99% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.61% | 14.52% | +4.09% |
LPWRX vs. URSIX - Expense Ratio Comparison
LPWRX has a 0.93% expense ratio, which is higher than URSIX's 0.10% expense ratio.
Dividends
LPWRX vs. URSIX - Dividend Comparison
LPWRX's dividend yield for the trailing twelve months is around 2.04%, less than URSIX's 4.93% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LPWRX BlackRock LifePath Dynamic 2065 Fund | 2.04% | 2.26% | 1.00% | 2.07% | 2.35% | 9.34% | 1.00% | 0.55% | 0.00% | 0.00% | 0.00% | 0.00% |
URSIX USAA Target Retirement 2060 Fund | 4.93% | 5.60% | 2.55% | 2.89% | 10.97% | 7.07% | 4.79% | 5.88% | 4.77% | 3.82% | 3.01% | 1.73% |
Frequently Asked Questions
With a correlation of 0.98, LPWRX and URSIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
LPWRX has higher volatility (4.64%) compared to URSIX (3.06%). In terms of maximum drawdown, LPWRX dropped -33.27% vs URSIX's -30.33%.
URSIX currently has the higher Sharpe Ratio (1.88 vs 1.40), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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