LDI vs. FLYW
LDI (loanDepot, Inc.) and FLYW (Flywire Corporation) are both stocks. LDI operates in Mortgage Finance (Financial Services), while FLYW operates in Information Technology Services (Technology). Over the past 5 years, LDI returned -39.78%/yr vs -13.76%/yr for FLYW. At a 0.29 correlation, their price movements are largely independent.
Performance
LDI vs. FLYW - Performance Comparison
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Returns By Period
In the year-to-date period, LDI achieves a -45.41% return, which is significantly lower than FLYW's -1.98% return.
LDI
- 1D
- -4.24%
- 1M
- -19.29%
- YTD
- -45.41%
- 6M
- -60.07%
- 1Y
- -13.08%
- 3Y*
- -19.05%
- 5Y*
- -39.78%
- 10Y*
- —
FLYW
- 1D
- -3.61%
- 1M
- -19.44%
- YTD
- -1.98%
- 6M
- 2.89%
- 1Y
- 32.19%
- 3Y*
- -24.08%
- 5Y*
- -13.76%
- 10Y*
- —
LDI vs. FLYW - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
LDI loanDepot, Inc. | -45.41% | 1.47% | -42.05% | 113.33% | -64.95% | -68.87% |
FLYW Flywire Corporation | -1.98% | -31.33% | -10.93% | -5.39% | -35.71% | 8.43% |
Correlation
The correlation between LDI and FLYW is 0.30, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.30 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.28 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.29 |
Correlation (All Time) Calculated using the full available price history since May 27, 2021 | 0.29 |
Fundamentals
LDI:
$258.73M
FLYW:
$1.78B
LDI:
-$0.36
FLYW:
$99.12
LDI:
0.18
FLYW:
0.01
LDI:
0.77
FLYW:
0.00
LDI:
$1.34B
FLYW:
$188.60B
LDI:
$841.99M
FLYW:
$299.78M
LDI:
-$34.48M
FLYW:
$11.02B
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Return for Risk
LDI vs. FLYW — Risk / Return Rank
LDI
FLYW
LDI vs. FLYW - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for loanDepot, Inc. (LDI) and Flywire Corporation (FLYW). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LDI | FLYW | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.83 | ||
| Sortino ratioReturn per unit of downside risk | -0.86 | ||
| Omega ratioGain probability vs. loss probability | 1.05 | 1.17 | -0.12 |
| Calmar ratioReturn relative to maximum drawdown | -0.17 | 1.15 | -1.32 |
| Martin ratioReturn relative to average drawdown | -0.29 | 3.08 | -3.36 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LDI | FLYW | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.14 | 0.69 | -0.83 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.52 | -0.24 | -0.28 |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.53 | -0.29 | -0.23 |
Drawdowns
LDI vs. FLYW - Drawdown Comparison
The maximum LDI drawdown since its inception was -96.47%, which is greater than FLYW's maximum drawdown of -84.40%. Use the drawdown chart below to compare losses from any high point for LDI and FLYW.
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Drawdown Indicators
| LDI | FLYW | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.47% | -84.40% | -12.07% |
Max Drawdown (1Y)Largest decline over 1 year | -75.22% | -28.16% | -47.06% |
Max Drawdown (3Y)Largest decline over 3 years | -75.22% | -75.98% | +0.76% |
Max Drawdown (5Y)Largest decline over 5 years | -92.39% | -84.40% | -7.99% |
Current DrawdownCurrent decline from peak | -96.09% | -74.28% | -21.81% |
Average DrawdownAverage peak-to-trough decline | -87.20% | -56.05% | -31.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 45.85% | 10.49% | +35.36% |
Volatility
LDI vs. FLYW - Volatility Comparison
loanDepot, Inc. (LDI) has a higher volatility of 20.66% compared to Flywire Corporation (FLYW) at 13.57%. This indicates that LDI's price experiences larger fluctuations and is considered to be riskier than FLYW based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LDI | FLYW | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 20.66% | 13.57% | +7.09% |
Volatility (6M)Calculated over the trailing 6-month period | 51.71% | 36.75% | +14.96% |
Volatility (1Y)Calculated over the trailing 1-year period | 93.69% | 47.09% | +46.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 77.22% | 57.36% | +19.86% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 79.98% | 57.35% | +22.63% |
Dividends
LDI vs. FLYW - Dividend Comparison
Neither LDI nor FLYW has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
FLYW Flywire Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
LDI loanDepot, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 4.85% | 17.75% |
Financials
LDI vs. FLYW - Financials Comparison
This section allows you to compare key financial metrics between loanDepot, Inc. and Flywire Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
LDI vs. FLYW - Profitability Comparison
LDI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, loanDepot, Inc. reported a gross profit of 0.00 and revenue of 286.39M. Therefore, the gross margin over that period was 0.0%.
FLYW - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Flywire Corporation reported a gross profit of 0.00 and revenue of 188.11B. Therefore, the gross margin over that period was 0.0%.
LDI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, loanDepot, Inc. reported an operating income of 0.00 and revenue of 286.39M, resulting in an operating margin of 0.0%.
FLYW - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Flywire Corporation reported an operating income of 10.78B and revenue of 188.11B, resulting in an operating margin of 5.7%.
LDI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, loanDepot, Inc. reported a net income of -37.49M and revenue of 286.39M, resulting in a net margin of -13.1%.
FLYW - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Flywire Corporation reported a net income of 12.52B and revenue of 188.11B, resulting in a net margin of 6.7%.
Frequently Asked Questions
LDI and FLYW have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LDI has higher volatility (20.66%) compared to FLYW (13.57%). In terms of maximum drawdown, LDI dropped -96.47% vs FLYW's -84.40%.
FLYW currently has the higher Sharpe Ratio (0.69 vs -0.14), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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