LDI vs. RKT
LDI (loanDepot, Inc.) and RKT (Rocket Companies, Inc.) are both stocks. Both operate in the Mortgage Finance industry within the Financial Services sector. Over the past 5 years, LDI returned -38.18%/yr vs -5.73%/yr for RKT. At a 0.47 correlation, their price movements are largely independent.
Performance
LDI vs. RKT - Performance Comparison
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Returns By Period
In the year-to-date period, LDI achieves a -43.00% return, which is significantly lower than RKT's -33.16% return.
LDI
- 1D
- -5.60%
- 1M
- -21.85%
- YTD
- -43.00%
- 6M
- -56.46%
- 1Y
- -1.67%
- 3Y*
- -14.83%
- 5Y*
- -38.18%
- 10Y*
- —
RKT
- 1D
- -7.77%
- 1M
- -7.64%
- YTD
- -33.16%
- 6M
- -34.35%
- 1Y
- 1.97%
- 3Y*
- 18.20%
- 5Y*
- -5.73%
- 10Y*
- —
LDI vs. RKT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
LDI loanDepot, Inc. | -43.00% | 1.47% | -42.05% | 113.33% | -64.95% | -76.72% |
RKT Rocket Companies, Inc. | -33.16% | 81.69% | -22.24% | 106.86% | -46.18% | -29.14% |
Correlation
The correlation between LDI and RKT is 0.59, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.59 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.52 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.48 |
Correlation (All Time) Calculated using the full available price history since Feb 12, 2021 | 0.47 |
The correlation between LDI and RKT shifts across timeframes, from 0.47 (all time) to 0.59 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
LDI:
$270.18M
RKT:
$36.84B
LDI:
-$0.36
RKT:
$0.12
LDI:
0.19
RKT:
2.97
LDI:
0.80
RKT:
1.59
LDI:
$1.34B
RKT:
$8.68B
LDI:
$841.99M
RKT:
$5.20B
LDI:
-$34.48M
RKT:
$1.52B
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Return for Risk
LDI vs. RKT — Risk / Return Rank
LDI
RKT
LDI vs. RKT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for loanDepot, Inc. (LDI) and Rocket Companies, Inc. (RKT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LDI | RKT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.05 | ||
| Sortino ratioReturn per unit of downside risk | +0.27 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 1.06 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | -0.02 | 0.04 | -0.07 |
| Martin ratioReturn relative to average drawdown | -0.04 | 0.09 | -0.13 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LDI | RKT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.02 | 0.03 | -0.05 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.50 | -0.11 | -0.39 |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.52 | -0.09 | -0.43 |
Drawdowns
LDI vs. RKT - Drawdown Comparison
The maximum LDI drawdown since its inception was -96.47%, which is greater than RKT's maximum drawdown of -83.00%. Use the drawdown chart below to compare losses from any high point for LDI and RKT.
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Drawdown Indicators
| LDI | RKT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.47% | -83.00% | -13.47% |
Max Drawdown (1Y)Largest decline over 1 year | -75.00% | -45.95% | -29.05% |
Max Drawdown (3Y)Largest decline over 3 years | -75.00% | -50.60% | -24.40% |
Max Drawdown (5Y)Largest decline over 5 years | -92.85% | -68.89% | -23.96% |
Current DrawdownCurrent decline from peak | -95.92% | -62.98% | -32.94% |
Average DrawdownAverage peak-to-trough decline | -87.18% | -60.16% | -27.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 45.13% | 22.07% | +23.06% |
Volatility
LDI vs. RKT - Volatility Comparison
The current volatility for loanDepot, Inc. (LDI) is 19.36%, while Rocket Companies, Inc. (RKT) has a volatility of 20.82%. This indicates that LDI experiences smaller price fluctuations and is considered to be less risky than RKT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LDI | RKT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 19.36% | 20.82% | -1.46% |
Volatility (6M)Calculated over the trailing 6-month period | 51.16% | 42.29% | +8.87% |
Volatility (1Y)Calculated over the trailing 1-year period | 93.40% | 58.14% | +35.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 77.17% | 53.59% | +23.58% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 79.97% | 64.43% | +15.54% |
Dividends
LDI vs. RKT - Dividend Comparison
Neither LDI nor RKT has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
LDI loanDepot, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 4.85% | 17.75% |
RKT Rocket Companies, Inc. | 0.00% | 4.13% | 0.00% | 0.00% | 14.43% | 7.93% |
Financials
LDI vs. RKT - Financials Comparison
This section allows you to compare key financial metrics between loanDepot, Inc. and Rocket Companies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
LDI vs. RKT - Profitability Comparison
LDI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, loanDepot, Inc. reported a gross profit of 0.00 and revenue of 286.39M. Therefore, the gross margin over that period was 0.0%.
RKT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Rocket Companies, Inc. reported a gross profit of 0.00 and revenue of 2.94B. Therefore, the gross margin over that period was 0.0%.
LDI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, loanDepot, Inc. reported an operating income of 0.00 and revenue of 286.39M, resulting in an operating margin of 0.0%.
RKT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Rocket Companies, Inc. reported an operating income of 0.00 and revenue of 2.94B, resulting in an operating margin of 0.0%.
LDI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, loanDepot, Inc. reported a net income of -37.49M and revenue of 286.39M, resulting in a net margin of -13.1%.
RKT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Rocket Companies, Inc. reported a net income of 297.00M and revenue of 2.94B, resulting in a net margin of 10.1%.
Frequently Asked Questions
LDI and RKT have a correlation of 0.59, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RKT has higher volatility (20.82%) compared to LDI (19.36%). In terms of maximum drawdown, LDI dropped -96.47% vs RKT's -83.00%.
RKT currently has the higher Sharpe Ratio (0.03 vs -0.02), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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