- ISIN
- US53946R1068
- CUSIP
- 53946R106
- Sector
- Financial Services
- Industry
- Mortgage Finance
- IPO Date
- Feb 11, 2021
Highlights
- Market Cap
- $328.73M
- Enterprise Value
- $51.31M
- EPS (TTM)
- -$0.36
- Total Revenue (TTM)
- $1.34B
- Gross Profit (TTM)
- $841.99M
- EBITDA (TTM)
- -$34.48M
- Year Range
- $0.93 - $5.05
- Target Price
- $2.08
- ROA (TTM)
- -1.08%
- ROE (TTM)
- -23.20%
- Avg. Volume (1M)
- 2M
- Avg. Volume Value (1M)
- $2.24M
Share Price Chart
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Performance
LDI Performance Chart
loanDepot, Inc. (LDI) is down 52.6% since the beginning of the year. At $1 per share, LDI is trading 80.6% below its 52-week high of $5. Investors who bought $1,000 worth of LDI shares 5 years ago would now be looking at an investment worth $99.
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Returns By Period
loanDepot, Inc. (LDI) has returned -52.60% so far this year and -41.60% over the past 12 months.
loanDepot, Inc.
- 1D
- -1.88%
- 1M
- -20.23%
- 6M
- -54.99%
- YTD
- -52.60%
- 1Y
- -41.60%
- 3Y*
- -25.47%
- 5Y*
- -36.99%
- 10Y*
- —
- ALL TIME*
- -37.56%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
LDI Monthly Returns History
Based on dividend-adjusted daily data since Feb 11, 2021, LDI's average daily return is -0.06%, while the average monthly return is -1.24%.
Historically, 38% of months were positive and 62% were negative. The best month was Dec 2023 with a return of +91.3%, while the worst month was Jun 2022 at -47.3%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 7 months.
On a daily basis, LDI closed higher 43% of trading days. The best single day was Feb 11, 2021 with a return of +57.1%, while the worst single day was Feb 16, 2021 at -16.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5.31% | -5.05% | -31.40% | 9.15% | -14.84% | -5.30% | -21.50% | -52.60% | |||||
| 2025 | -17.16% | -2.96% | -27.44% | -6.72% | 18.02% | -3.05% | 25.20% | 34.59% | 43.46% | -1.63% | -6.29% | -26.86% | 1.47% |
| 2024 | -20.17% | -9.25% | 1.57% | -19.69% | -12.98% | -8.84% | 22.42% | 29.70% | 4.20% | -22.34% | 6.13% | -9.33% | -42.05% |
| 2023 | 59.39% | -20.91% | -22.60% | 13.66% | 0.00% | 15.85% | 10.85% | -17.87% | -10.88% | -31.40% | 55.93% | 91.30% | 113.33% |
| 2022 | -2.29% | -11.94% | 0.48% | -25.06% | -10.49% | -47.25% | 23.61% | -7.30% | -20.00% | 34.85% | -6.74% | -0.60% | -64.95% |
| 2021 | 38.64% | 2.73% | 2.52% | -14.57% | -23.72% | -19.30% | -20.64% | -17.74% | -1.94% | -26.98% | 1.93% | -63.41% |
Benchmark Metrics
loanDepot, Inc. has an annualized alpha of -27.23%, beta of 1.29, and R2 of 0.07 versus S&P 500 Index. Calculated based on daily prices since February 11, 2021.
- This stock participated in 252.60% of S&P 500 Index downside but only 133.65% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.07 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -27.23%
- Beta
- 1.29
- R²
- 0.07
- Upside Capture
- 133.65%
- Downside Capture
- 252.60%
Return for Risk
Risk / Return Rank
LDI ranks 27 for risk / return — above 27% of stocks peers on PortfoliosLab. Its historical combined result is below the peer median.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for loanDepot, Inc. (LDI) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LDI | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.85 | ||
| Sortino ratioReturn per unit of downside risk | -2.19 | ||
| Omega ratioGain probability vs. loss probability | 0.98 | 1.25 | -0.28 |
| Calmar ratioReturn relative to maximum drawdown | -0.49 | 2.00 | -2.49 |
| Martin ratioReturn relative to average drawdown | -0.71 | 8.49 | -9.20 |
Dividends
Dividend History
loanDepot, Inc. provided a 0.00% dividend yield over the last twelve months, with an annual payout of $0.00 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Dividend | $0.00 | $0.00 | $0.00 | $0.00 | $0.08 | $0.85 |
Dividend yield | 0.00% | 0.00% | 0.00% | 0.00% | 4.85% | 17.75% |
Monthly Dividends
The table displays the monthly dividend distributions for loanDepot, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.08 |
| 2021 | $0.61 | $0.00 | $0.08 | $0.00 | $0.00 | $0.00 | $0.08 | $0.00 | $0.08 | $0.85 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the loanDepot, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the loanDepot, Inc. was 96.66%, occurring on Jul 23, 2026. The portfolio has not yet recovered.
The current loanDepot, Inc. drawdown is 96.61%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-96.66%Jul 2026 | 5y 5mo | — | 5y 5moFeb 2021 - now | — |
Drawdown Indicators
| LDI | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.66% | -56.78% | -39.88% |
Max Drawdown (1Y)Largest decline over 1 year | -78.78% | -9.10% | -69.68% |
Max Drawdown (3Y)Largest decline over 3 years | -78.78% | -18.90% | -59.88% |
Max Drawdown (5Y)Largest decline over 5 years | -90.05% | -25.43% | -64.62% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -96.61% | -1.58% | -95.03% |
Average DrawdownAverage peak-to-trough decline | -87.38% | -10.70% | -76.68% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 54.01% | 2.14% | +51.87% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of loanDepot, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how loanDepot, Inc. is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for LDI relative to other companies in the Mortgage Finance industry. Currently, LDI has a P/S ratio of 0.2. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for LDI in comparison with other companies in the Mortgage Finance industry. Currently, LDI has a P/B value of 0.7. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
| TTM | |
|---|---|
Revenue | |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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