LBNK.DE vs. 4GLD.DE
LBNK.DE (Lyxor STOXX Europe 600 Banks UCITS ETF Acc) and 4GLD.DE (Xetra-Gold) are both exchange-traded funds - LBNK.DE is a Financials Equities fund tracking the STOXX® Europe 600 Banks, while 4GLD.DE is a Gold fund tracking the LBMA Gold Price. Both are passively managed. Over the past 10 years, LBNK.DE returned 14.15%/yr vs 13.36%/yr for 4GLD.DE. At a correlation of -0.09, they often move in opposite directions. LBNK.DE charges 0.30%/yr vs 0.00%/yr for 4GLD.DE.
Performance
LBNK.DE vs. 4GLD.DE - Performance Comparison
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Returns By Period
In the year-to-date period, LBNK.DE achieves a 7.56% return, which is significantly higher than 4GLD.DE's 2.80% return. Over the past 10 years, LBNK.DE has outperformed 4GLD.DE with an annualized return of 14.15%, while 4GLD.DE has yielded a comparatively lower 13.36% annualized return.
LBNK.DE
- 1D
- 0.67%
- 1M
- 2.51%
- YTD
- 7.56%
- 6M
- 15.54%
- 1Y
- 40.00%
- 3Y*
- 42.34%
- 5Y*
- 27.76%
- 10Y*
- 14.15%
4GLD.DE
- 1D
- 0.57%
- 1M
- -3.60%
- YTD
- 2.80%
- 6M
- 6.23%
- 1Y
- 31.21%
- 3Y*
- 28.18%
- 5Y*
- 19.85%
- 10Y*
- 13.36%
LBNK.DE vs. 4GLD.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LBNK.DE Lyxor STOXX Europe 600 Banks UCITS ETF Acc | 7.56% | 76.66% | 32.67% | 26.48% | 1.30% | 37.71% | -24.17% | 14.90% | -25.93% | 11.91% |
4GLD.DE Xetra-Gold | 2.80% | 49.32% | 34.57% | 9.32% | 7.12% | 4.03% | 13.05% | 21.25% | 3.20% | -1.67% |
Correlation
The correlation between LBNK.DE and 4GLD.DE is 0.16, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.16 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.05 |
Correlation (5Y) Calculated over the trailing 5-year period | -0.05 |
Correlation (10Y) Calculated over the trailing 10-year period | -0.13 |
Correlation (All Time) Calculated using the full available price history since Jan 4, 2008 | -0.09 |
The correlation between LBNK.DE and 4GLD.DE shifts across timeframes, from -0.13 (10 years) to 0.16 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
LBNK.DE vs. 4GLD.DE — Risk / Return Rank
LBNK.DE
4GLD.DE
LBNK.DE vs. 4GLD.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Lyxor STOXX Europe 600 Banks UCITS ETF Acc (LBNK.DE) and Xetra-Gold (4GLD.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| LBNK.DE | 4GLD.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.56 | ||
| Sortino ratioReturn per unit of downside risk | +0.82 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.26 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 2.60 | 1.82 | +0.78 |
| Martin ratioReturn relative to average drawdown | 8.86 | 4.63 | +4.24 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| LBNK.DE | 4GLD.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.86 | 1.31 | +0.56 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 1.20 | 1.23 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.57 | 0.92 | -0.35 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.06 | 0.65 | -0.59 |
Drawdowns
LBNK.DE vs. 4GLD.DE - Drawdown Comparison
The maximum LBNK.DE drawdown since its inception was -81.84%, which is greater than 4GLD.DE's maximum drawdown of -36.79%. Use the drawdown chart below to compare losses from any high point for LBNK.DE and 4GLD.DE.
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Drawdown Indicators
| LBNK.DE | 4GLD.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -81.84% | -36.79% | -45.05% |
Max Drawdown (1Y)Largest decline over 1 year | -15.83% | -16.54% | +0.71% |
Max Drawdown (3Y)Largest decline over 3 years | -20.26% | -16.54% | -3.72% |
Max Drawdown (5Y)Largest decline over 5 years | -27.82% | -16.54% | -11.28% |
Max Drawdown (10Y)Largest decline over 10 years | -56.08% | -18.23% | -37.85% |
Current DrawdownCurrent decline from peak | -1.13% | -14.95% | +13.82% |
Average DrawdownAverage peak-to-trough decline | -53.20% | -11.83% | -41.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.65% | 6.52% | -1.87% |
Volatility
LBNK.DE vs. 4GLD.DE - Volatility Comparison
Lyxor STOXX Europe 600 Banks UCITS ETF Acc (LBNK.DE) has a higher volatility of 5.68% compared to Xetra-Gold (4GLD.DE) at 5.09%. This indicates that LBNK.DE's price experiences larger fluctuations and is considered to be riskier than 4GLD.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LBNK.DE | 4GLD.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.68% | 5.09% | +0.59% |
Volatility (6M)Calculated over the trailing 6-month period | 18.02% | 20.09% | -2.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.10% | 23.06% | -0.96% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.90% | 16.00% | +6.90% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 25.34% | 14.37% | +10.97% |
LBNK.DE vs. 4GLD.DE - Expense Ratio Comparison
LBNK.DE has a 0.30% expense ratio, which is higher than 4GLD.DE's 0.00% expense ratio.
Dividends
LBNK.DE vs. 4GLD.DE - Dividend Comparison
Neither LBNK.DE nor 4GLD.DE has paid dividends to shareholders.
Frequently Asked Questions
LBNK.DE and 4GLD.DE have a correlation of 0.16, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, 4GLD.DE is cheaper at 0.00% per year. The better choice depends on whether you care most about return, fees, risk, or income.
4GLD.DE is cheaper with a 0.00% expense ratio, compared with 0.30% for LBNK.DE.
LBNK.DE is categorized as Financials Equities, while 4GLD.DE is Gold. LBNK.DE tracks STOXX® Europe 600 Banks, while 4GLD.DE tracks LBMA Gold Price. They also come from different issuers: Amundi and Deutsche Börse Commodities. Their fees differ too: 0.30% for LBNK.DE and 0.00% for 4GLD.DE.
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