KR vs. ALLY
KR (The Kroger Co.) and ALLY (Ally Financial Inc.) are both stocks. KR operates in Grocery Stores (Consumer Defensive), while ALLY operates in Credit Services (Financial Services). Over the past 10 years, KR returned 6.90%/yr vs 14.26%/yr for ALLY. At a 0.10 correlation, their price movements are largely independent.
Performance
KR vs. ALLY - Performance Comparison
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Returns By Period
In the year-to-date period, KR achieves a -9.84% return, which is significantly lower than ALLY's 2.03% return. Over the past 10 years, KR has underperformed ALLY with an annualized return of 6.90%, while ALLY has yielded a comparatively higher 14.26% annualized return.
KR
- 1D
- -1.50%
- 1M
- -17.09%
- YTD
- -9.84%
- 6M
- -9.56%
- 1Y
- -20.91%
- 3Y*
- 8.89%
- 5Y*
- 9.62%
- 10Y*
- 6.90%
ALLY
- 1D
- 0.18%
- 1M
- 7.60%
- YTD
- 2.03%
- 6M
- -0.44%
- 1Y
- 27.06%
- 3Y*
- 24.07%
- 5Y*
- 1.37%
- 10Y*
- 14.26%
KR vs. ALLY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
KR The Kroger Co. | -9.84% | 4.25% | 36.91% | 4.99% | 0.44% | 45.41% | 11.90% | 7.90% | 2.08% | -18.97% |
ALLY Ally Financial Inc. | 2.03% | 29.92% | 6.37% | 49.22% | -46.89% | 36.04% | 20.56% | 37.94% | -20.67% | 56.05% |
Correlation
The correlation between KR and ALLY is -0.21, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.21 |
Correlation (3Y) Calculated over the trailing 3-year period | -0.04 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.04 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.08 |
Correlation (All Time) Calculated using the full available price history since Apr 10, 2014 | 0.10 |
The correlation between KR and ALLY shifts across timeframes, from -0.21 (1 year) to 0.10 (all time), reflecting how their relationship changes across market environments.
Fundamentals
KR:
$34.29B
ALLY:
$14.27B
KR:
$1.64
ALLY:
$4.45
KR:
33.97
ALLY:
10.23
KR:
0.24
ALLY:
0.91
KR:
5.29
ALLY:
1.07
KR:
$148.65B
ALLY:
$15.65B
KR:
$34.46B
ALLY:
$7.65B
KR:
$5.60B
ALLY:
$2.77B
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Return for Risk
KR vs. ALLY — Risk / Return Rank
KR
ALLY
KR vs. ALLY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The Kroger Co. (KR) and Ally Financial Inc. (ALLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| KR | ALLY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.68 | ||
| Sortino ratioReturn per unit of downside risk | -2.40 | ||
| Omega ratioGain probability vs. loss probability | 0.89 | 1.18 | -0.29 |
| Calmar ratioReturn relative to maximum drawdown | -0.81 | 1.18 | -1.99 |
| Martin ratioReturn relative to average drawdown | -1.99 | 2.91 | -4.90 |
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Drawdowns
KR vs. ALLY - Drawdown Comparison
The maximum KR drawdown since its inception was -66.81%, roughly equal to the maximum ALLY drawdown of -66.24%. Use the drawdown chart below to compare losses from any high point for KR and ALLY.
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Drawdown Indicators
| KR | ALLY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.81% | -66.24% | -0.57% |
Max Drawdown (1Y)Largest decline over 1 year | -25.85% | -23.04% | -2.81% |
Max Drawdown (3Y)Largest decline over 3 years | -25.85% | -31.60% | +5.75% |
Max Drawdown (5Y)Largest decline over 5 years | -31.07% | -58.08% | +27.01% |
Max Drawdown (10Y)Largest decline over 10 years | -46.25% | -66.24% | +19.99% |
Current DrawdownCurrent decline from peak | -25.85% | -4.30% | -21.55% |
Average DrawdownAverage peak-to-trough decline | -22.44% | -20.32% | -2.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.52% | 9.32% | +1.20% |
Volatility
KR vs. ALLY - Volatility Comparison
The Kroger Co. (KR) has a higher volatility of 11.24% compared to Ally Financial Inc. (ALLY) at 8.43%. This indicates that KR's price experiences larger fluctuations and is considered to be riskier than ALLY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| KR | ALLY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.24% | 8.43% | +2.81% |
Volatility (6M)Calculated over the trailing 6-month period | 21.95% | 22.02% | -0.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.36% | 29.87% | -2.51% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.10% | 38.52% | -11.42% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.10% | 39.57% | -10.47% |
Dividends
KR vs. ALLY - Dividend Comparison
KR's dividend yield for the trailing twelve months is around 2.51%, less than ALLY's 2.63% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ALLY Ally Financial Inc. | 2.63% | 2.65% | 3.33% | 3.44% | 4.91% | 1.85% | 2.13% | 2.23% | 2.47% | 1.37% | 0.84% | 0.00% |
KR The Kroger Co. | 2.51% | 2.14% | 2.00% | 2.41% | 2.11% | 1.72% | 2.14% | 2.07% | 1.93% | 1.79% | 1.30% | 0.94% |
Financials
KR vs. ALLY - Financials Comparison
This section allows you to compare key financial metrics between The Kroger Co. and Ally Financial Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
KR vs. ALLY - Profitability Comparison
KR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The Kroger Co. reported a gross profit of 10.63B and revenue of 46.12B. Therefore, the gross margin over that period was 23.0%.
ALLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported a gross profit of 1.90B and revenue of 3.89B. Therefore, the gross margin over that period was 49.0%.
KR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The Kroger Co. reported an operating income of 1.41B and revenue of 46.12B, resulting in an operating margin of 3.1%.
ALLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported an operating income of 400.00M and revenue of 3.89B, resulting in an operating margin of 10.3%.
KR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The Kroger Co. reported a net income of 903.00M and revenue of 46.12B, resulting in a net margin of 2.0%.
ALLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Ally Financial Inc. reported a net income of 319.00M and revenue of 3.89B, resulting in a net margin of 8.2%.
Frequently Asked Questions
KR and ALLY have a correlation of -0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
KR has higher volatility (11.24%) compared to ALLY (8.43%). In terms of maximum drawdown, KR dropped -66.81% vs ALLY's -66.24%.
ALLY currently has the higher Sharpe Ratio (0.91 vs -0.77), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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