KLAR vs. U

Last updated Aug 1, 2026

KLAR (Klarna Group PLC) and U (Unity Software Inc.) are both stocks. Both are in the Technology sector — KLAR in Software - Infrastructure, U in Software - Application. Their 0.39 correlation means their historical movements had little consistent relationship.

Performance

KLAR vs. U - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Klarna Group PLC (KLAR) and Unity Software Inc. (U). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, KLAR achieves a -34.49% return, which is significantly lower than U's -28.21% return.

KLAR

• 1D: -0.32%
• 1M: -3.96%
• 6M: -17.90%
• YTD: -34.49%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

U

• 1D: -4.89%
• 1M: 8.15%
• 6M: 8.97%
• YTD: -28.21%
• 1Y: -0.38%
• 3Y*: -11.21%
• 5Y*: -21.61%
• 10Y*: —
• ALL TIME*: -13.65%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
KLAR Klarna Group PLC	$70.37M	$69.90M	$93.27M
U Unity Software Inc.	$242.12M	$222.10M	$256.30M

KLAR vs. U - Yearly Performance Comparison

	2026 (YTD)	2025
KLAR Klarna Group PLC	-34.49%	-44.40%
U Unity Software Inc.	-28.21%	-2.92%

Correlation

The correlation between KLAR and U is 0.39, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (All Time) Calculated using the full available price history since Sep 10, 2025	0.39

Fundamentals

Market Cap KLAR : $7.15B U : $13.84B
EPS KLAR : -$0.52 U : -$1.56
PS Ratio KLAR : 1.89 U : 7.08
PB Ratio KLAR : 2.91 U : 4.63
Total Revenue (TTM) KLAR : $3.82B U : $1.92B
Gross Profit (TTM) KLAR : $2.11B U : $1.14B
EBITDA (TTM) KLAR : $123.00M U : -$294.88M

Return for Risk

KLAR vs. U — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

KLAR

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

U

U Risk / Return Rank: 43
U Sharpe Ratio Rank: 41
U Sortino Ratio Rank: 44
U Omega Ratio Rank: 45
U Calmar Ratio Rank: 42
U Martin Ratio Rank: 42

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

KLAR vs. U - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Klarna Group PLC (KLAR) and Unity Software Inc. (U). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	KLAR	U	Difference
Sharpe ratio: Return per unit of total volatility	—	-0.07	—
Sortino ratio: Return per unit of downside risk	—	0.42	—
Omega ratio: Gain probability vs. loss probability	—	1.06	—
Calmar ratio: Return relative to maximum drawdown	—	-0.08	—
Martin ratio: Return relative to average drawdown	—	-0.14	—

Drawdowns

KLAR vs. U - Drawdown Comparison

The maximum KLAR drawdown since its inception was -76.40%, smaller than the maximum U drawdown of -93.07%. Use the drawdown chart below to compare losses from any high point for KLAR and U.

Drawdown Indicators

	KLAR	U	Difference
Max Drawdown Largest peak-to-trough decline	-76.40%	-93.07%	+16.67%
Max Drawdown (1Y) Largest decline over 1 year	—	-65.37%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-67.40%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-93.07%	—
Current Drawdown Current decline from peak	-63.58%	-84.23%	+20.65%
Average Drawdown Average peak-to-trough decline	-53.27%	-69.76%	+16.49%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	36.19%	—

Volatility

Volatility by Period

	KLAR	U	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	13.91%	—
Volatility (6M) Calculated over the trailing 6-month period	—	60.82%	—
Volatility (1Y) Calculated over the trailing 1-year period	70.20%	73.05%	-2.85%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	70.20%	77.39%	-7.19%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	70.20%	76.01%	-5.81%

Dividends

KLAR vs. U - Dividend Comparison

Neither KLAR nor U has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

KLAR vs. U - Profitability Comparison

The chart below illustrates the profitability comparison between Klarna Group PLC and Unity Software Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

KLAR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Klarna Group PLC reported a gross profit of 573.00M and revenue of 1.01B. Therefore, the gross margin over that period was 56.6%.

U - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Unity Software Inc. reported a gross profit of 156.60M and revenue of 508.24M. Therefore, the gross margin over that period was 30.8%.

KLAR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Klarna Group PLC reported an operating income of 17.00M and revenue of 1.01B, resulting in an operating margin of 1.7%.

U - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Unity Software Inc. reported an operating income of -351.41M and revenue of 508.24M, resulting in an operating margin of -69.1%.

KLAR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Klarna Group PLC reported a net income of -5.00M and revenue of 1.01B, resulting in a net margin of -0.5%.

U - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Unity Software Inc. reported a net income of -346.93M and revenue of 508.24M, resulting in a net margin of -68.3%.

Frequently Asked Questions

Can I hold both KLAR and U in my portfolio?

KLAR and U have a correlation of 0.39, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.