KILO.TO vs. PSA.TO
KILO.TO (Purpose Gold Bullion Fund) and PSA.TO (Purpose High Interest Savings Fund) are both exchange-traded funds - KILO.TO is a Gold fund actively managed by Purpose Investments, while PSA.TO is a Money Market fund actively managed by Purpose Investments. Both are actively managed. Over the past 5 years, KILO.TO returned 16.78%/yr vs 3.19%/yr for PSA.TO. At a 0.03 correlation, their price movements are largely independent. KILO.TO charges 0.28%/yr vs 0.17%/yr for PSA.TO.
Performance
KILO.TO vs. PSA.TO - Performance Comparison
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Returns By Period
In the year-to-date period, KILO.TO achieves a -5.68% return, which is significantly lower than PSA.TO's 1.01% return.
KILO.TO
- 1D
- -1.81%
- 1M
- -9.01%
- YTD
- -5.68%
- 6M
- -9.56%
- 1Y
- 18.91%
- 3Y*
- 26.73%
- 5Y*
- 16.78%
- 10Y*
- —
PSA.TO
- 1D
- 0.00%
- 1M
- 0.15%
- YTD
- 1.01%
- 6M
- 1.06%
- 1Y
- 2.34%
- 3Y*
- 3.66%
- 5Y*
- 3.19%
- 10Y*
- 2.26%
KILO.TO vs. PSA.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
KILO.TO Purpose Gold Bullion Fund | -5.68% | 60.17% | 25.97% | 12.15% | -0.90% | -4.72% | -2.21% |
PSA.TO Purpose High Interest Savings Fund | 1.01% | 2.64% | 4.55% | 5.13% | 2.32% | 0.61% | 0.22% |
Correlation
The correlation between KILO.TO and PSA.TO is 0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.01 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.01 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.03 |
Correlation (All Time) Calculated using the full available price history since Aug 20, 2020 | 0.03 |
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Return for Risk
KILO.TO vs. PSA.TO — Risk / Return Rank
KILO.TO
PSA.TO
KILO.TO vs. PSA.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Purpose Gold Bullion Fund (KILO.TO) and Purpose High Interest Savings Fund (PSA.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| KILO.TO | PSA.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -8.81 | ||
| Sortino ratioReturn per unit of downside risk | -22.58 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 5.81 | -4.66 |
| Calmar ratioReturn relative to maximum drawdown | 0.76 | 117.26 | -116.50 |
| Martin ratioReturn relative to average drawdown | 2.01 | 357.78 | -355.77 |
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Drawdowns
KILO.TO vs. PSA.TO - Drawdown Comparison
The maximum KILO.TO drawdown since its inception was -24.90%, which is greater than PSA.TO's maximum drawdown of -0.04%. Use the drawdown chart below to compare losses from any high point for KILO.TO and PSA.TO.
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Drawdown Indicators
| KILO.TO | PSA.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -24.90% | -0.04% | -24.86% |
Max Drawdown (1Y)Largest decline over 1 year | -24.90% | -0.02% | -24.88% |
Max Drawdown (3Y)Largest decline over 3 years | -24.90% | -0.02% | -24.88% |
Max Drawdown (5Y)Largest decline over 5 years | -24.90% | -0.04% | -24.86% |
Max Drawdown (10Y)Largest decline over 10 years | — | -0.04% | — |
Current DrawdownCurrent decline from peak | -24.51% | 0.00% | -24.51% |
Average DrawdownAverage peak-to-trough decline | -6.79% | -0.00% | -6.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.44% | 0.01% | +9.43% |
Volatility
KILO.TO vs. PSA.TO - Volatility Comparison
Purpose Gold Bullion Fund (KILO.TO) has a higher volatility of 7.88% compared to Purpose High Interest Savings Fund (PSA.TO) at 0.05%. This indicates that KILO.TO's price experiences larger fluctuations and is considered to be riskier than PSA.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| KILO.TO | PSA.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.88% | 0.05% | +7.83% |
Volatility (6M)Calculated over the trailing 6-month period | 23.72% | 0.17% | +23.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.23% | 0.25% | +26.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 18.13% | 0.29% | +17.84% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.86% | 0.25% | +17.61% |
KILO.TO vs. PSA.TO - Expense Ratio Comparison
KILO.TO has a 0.28% expense ratio, which is higher than PSA.TO's 0.17% expense ratio.
Dividends
KILO.TO vs. PSA.TO - Dividend Comparison
KILO.TO has not paid dividends to shareholders, while PSA.TO's dividend yield for the trailing twelve months is around 2.33%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
KILO.TO Purpose Gold Bullion Fund | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.41% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
PSA.TO Purpose High Interest Savings Fund | 2.33% | 2.61% | 4.46% | 5.05% | 2.26% | 0.59% | 0.94% | 2.18% | 1.66% | 1.07% | 0.99% | 1.07% |
Frequently Asked Questions
KILO.TO and PSA.TO have a correlation of 0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, PSA.TO is cheaper at 0.17% per year. The better choice depends on whether you care most about return, fees, risk, or income.
PSA.TO is cheaper with a 0.17% expense ratio, compared with 0.28% for KILO.TO.
KILO.TO is categorized as Gold, while PSA.TO is Money Market. Their fees differ too: 0.28% for KILO.TO and 0.17% for PSA.TO.
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