JACAX vs. TLGAX

Last updated Jun 24, 2026

JACAX (Janus Henderson VIT Forty Portfolio) and TLGAX (Timothy Plan Large/Mid Cap Growth Fund) are both Large Cap Growth Equities funds. Over the past 10 years, JACAX returned 17.15%/yr vs 13.97%/yr for TLGAX. Their correlation of 0.88 suggests significant overlap in exposure. JACAX charges 0.77%/yr vs 1.61%/yr for TLGAX.

Performance

JACAX vs. TLGAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Janus Henderson VIT Forty Portfolio (JACAX) and Timothy Plan Large/Mid Cap Growth Fund (TLGAX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, JACAX achieves a 3.37% return, which is significantly lower than TLGAX's 20.96% return. Over the past 10 years, JACAX has outperformed TLGAX with an annualized return of 17.15%, while TLGAX has yielded a comparatively lower 13.97% annualized return.

JACAX

• 1D: -1.40%
• 1M: -0.42%
• YTD: 3.37%
• 6M: 2.49%
• 1Y: 17.83%
• 3Y*: 21.07%
• 5Y*: 9.59%
• 10Y*: 17.15%

TLGAX

• 1D: 0.59%
• 1M: 5.50%
• YTD: 20.96%
• 6M: 18.99%
• 1Y: 29.89%
• 3Y*: 22.58%
• 5Y*: 13.32%
• 10Y*: 13.97%

*Multi-year figures are annualized to reflect compound growth (CAGR)

JACAX vs. TLGAX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
JACAX Janus Henderson VIT Forty Portfolio	3.37%	18.31%	28.47%	39.96%	-33.20%	23.08%	38.78%	37.19%	1.94%	30.39%
TLGAX Timothy Plan Large/Mid Cap Growth Fund	20.96%	11.60%	22.24%	24.16%	-21.44%	29.00%	22.21%	30.73%	-11.48%	16.90%

Correlation

The correlation between JACAX and TLGAX is 0.79, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.79
Correlation (3Y) Calculated over the trailing 3-year period	0.86
Correlation (5Y) Calculated over the trailing 5-year period	0.90
Correlation (10Y) Calculated over the trailing 10-year period	0.89
Correlation (All Time) Calculated using the full available price history since Oct 25, 2000	0.88

The correlation between JACAX and TLGAX shifts across timeframes, from 0.79 (1 year) to 0.90 (5 years), reflecting how their relationship changes across market environments.

Return for Risk

JACAX vs. TLGAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

JACAX

JACAX Risk / Return Rank: 14
JACAX Sharpe Ratio Rank: 15
JACAX Sortino Ratio Rank: 15
JACAX Omega Ratio Rank: 15
JACAX Calmar Ratio Rank: 11
JACAX Martin Ratio Rank: 12

TLGAX

TLGAX Risk / Return Rank: 57
TLGAX Sharpe Ratio Rank: 45
TLGAX Sortino Ratio Rank: 40
TLGAX Omega Ratio Rank: 41
TLGAX Calmar Ratio Rank: 86
TLGAX Martin Ratio Rank: 73

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

JACAX vs. TLGAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Janus Henderson VIT Forty Portfolio (JACAX) and Timothy Plan Large/Mid Cap Growth Fund (TLGAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	JACAX	TLGAX	Difference
Sharpe ratio: Return per unit of total volatility	1.02	1.81	-0.79
Sortino ratio: Return per unit of downside risk	1.47	2.45	-0.99
Omega ratio: Gain probability vs. loss probability	1.18	1.32	-0.14
Calmar ratio: Return relative to maximum drawdown	0.99	3.93	-2.94
Martin ratio: Return relative to average drawdown	3.17	13.03	-9.86

JACAX vs. TLGAX - Sharpe Ratio Comparison

The current JACAX Sharpe Ratio is 1.02, which is lower than the TLGAX Sharpe Ratio of 1.81. The chart below compares the historical Sharpe Ratios of JACAX and TLGAX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

JACAX vs. TLGAX - Drawdown Comparison

The maximum JACAX drawdown since its inception was -57.74%, smaller than the maximum TLGAX drawdown of -61.24%. Use the drawdown chart below to compare losses from any high point for JACAX and TLGAX.

Drawdown Indicators

	JACAX	TLGAX	Difference
Max Drawdown Largest peak-to-trough decline	-57.74%	-61.24%	+3.50%
Max Drawdown (1Y) Largest decline over 1 year	-19.05%	-8.08%	-10.97%
Max Drawdown (3Y) Largest decline over 3 years	-22.10%	-21.12%	-0.98%
Max Drawdown (5Y) Largest decline over 5 years	-40.60%	-28.82%	-11.78%
Max Drawdown (10Y) Largest decline over 10 years	-40.60%	-35.72%	-4.88%
Current Drawdown Current decline from peak	-4.99%	-0.26%	-4.73%
Average Drawdown Average peak-to-trough decline	-16.74%	-18.82%	+2.08%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.96%	2.43%	+3.53%

Volatility

JACAX vs. TLGAX - Volatility Comparison

Janus Henderson VIT Forty Portfolio (JACAX) and Timothy Plan Large/Mid Cap Growth Fund (TLGAX) have volatilities of 7.61% and 7.77%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	JACAX	TLGAX	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.61%	7.77%	-0.16%
Volatility (6M) Calculated over the trailing 6-month period	14.76%	14.13%	+0.63%
Volatility (1Y) Calculated over the trailing 1-year period	18.56%	17.56%	+1.00%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	22.16%	19.35%	+2.81%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	21.64%	19.72%	+1.92%

JACAX vs. TLGAX - Expense Ratio Comparison

JACAX has a 0.77% expense ratio, which is lower than TLGAX's 1.61% expense ratio.

Dividends

JACAX vs. TLGAX - Dividend Comparison

JACAX's dividend yield for the trailing twelve months is around 33.08%, more than TLGAX's 10.41% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
JACAX Janus Henderson VIT Forty Portfolio	33.08%	12.42%	5.57%	0.17%	21.09%	12.14%	6.42%	7.80%	16.87%	5.10%	14.93%	23.91%
TLGAX Timothy Plan Large/Mid Cap Growth Fund	10.41%	12.59%	6.98%	5.89%	10.34%	5.99%	1.69%	4.03%	5.81%	2.54%	1.21%	10.79%

Frequently Asked Questions

Can I hold both JACAX and TLGAX in my portfolio?

JACAX and TLGAX have a correlation of 0.79, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, JACAX or TLGAX?

TLGAX has higher volatility (7.77%) compared to JACAX (7.61%). In terms of maximum drawdown, JACAX dropped -57.74% vs TLGAX's -61.24%.

Which has better risk-adjusted returns?

TLGAX currently has the higher Sharpe Ratio (1.81 vs 1.02), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.