IWFH vs. SGOV

Last updated Jun 27, 2026

IWFH (iShares Virtual Work and Life Multisector ETF) and SGOV (iShares 0-3 Month Treasury Bond ETF) are both exchange-traded funds - IWFH is a Technology Equities fund tracking the NYSE FactSet Global Virtual Work and Life Index, while SGOV is a Ultrashort Bond fund tracking the ICE 0-3 Month US Treasury Securities Index. Both are passively managed. At a correlation of -0.00, they often move in opposite directions. IWFH charges 0.47%/yr vs 0.09%/yr for SGOV.

Performance

IWFH vs. SGOV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in iShares Virtual Work and Life Multisector ETF (IWFH) and iShares 0-3 Month Treasury Bond ETF (SGOV). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

IWFH

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SGOV

• 1D: 0.02%
• 1M: 0.30%
• YTD: 1.75%
• 6M: 1.79%
• 1Y: 3.93%
• 3Y*: 4.69%
• 5Y*: 3.58%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

IWFH vs. SGOV - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
IWFH iShares Virtual Work and Life Multisector ETF	0.00%	0.00%	-7.41%	17.42%	-39.32%	-25.56%	15.77%
SGOV iShares 0-3 Month Treasury Bond ETF	1.75%	4.24%	5.27%	5.12%	1.58%	0.04%	0.02%

Correlation

The correlation between IWFH and SGOV is -0.00, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (3Y) Calculated over the trailing 3-year period	-0.01
Correlation (5Y) Calculated over the trailing 5-year period	0.01
Correlation (All Time) Calculated using the full available price history since Oct 1, 2020	-0.00

Return for Risk

IWFH vs. SGOV — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

IWFH

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

SGOV

SGOV Risk / Return Rank: 100
SGOV Sharpe Ratio Rank: 100
SGOV Sortino Ratio Rank: 100
SGOV Omega Ratio Rank: 100
SGOV Calmar Ratio Rank: 100
SGOV Martin Ratio Rank: 100

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

IWFH vs. SGOV - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares Virtual Work and Life Multisector ETF (IWFH) and iShares 0-3 Month Treasury Bond ETF (SGOV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	IWFH	SGOV	Difference
Sharpe ratio: Return per unit of total volatility	—	20.38	—
Sortino ratio: Return per unit of downside risk	—	274.27	—
Omega ratio: Gain probability vs. loss probability	—	194.55	—
Calmar ratio: Return relative to maximum drawdown	—	396.11	—
Martin ratio: Return relative to average drawdown	—	4,438.60	—

Drawdowns

Drawdown Indicators

	IWFH	SGOV	Difference
Max Drawdown Largest peak-to-trough decline	—	-0.03%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-0.01%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-0.01%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-0.03%	—
Current Drawdown Current decline from peak	—	0.00%	—
Average Drawdown Average peak-to-trough decline	—	-0.00%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	0.00%	—

Volatility

Volatility by Period

	IWFH	SGOV	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	0.04%	—
Volatility (6M) Calculated over the trailing 6-month period	—	0.12%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	0.19%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	0.24%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	0.24%	—

IWFH vs. SGOV - Expense Ratio Comparison

IWFH has a 0.47% expense ratio, which is higher than SGOV's 0.09% expense ratio.

Dividends

IWFH vs. SGOV - Dividend Comparison

IWFH has not paid dividends to shareholders, while SGOV's dividend yield for the trailing twelve months is around 3.85%.

Position	TTM	2025	2024	2023	2022	2021	2020
IWFH iShares Virtual Work and Life Multisector ETF	0.00%	0.00%	0.05%	1.83%	0.31%	0.00%	0.18%
SGOV iShares 0-3 Month Treasury Bond ETF	3.85%	4.10%	5.10%	4.87%	1.45%	0.03%	0.05%

Frequently Asked Questions

Can I hold both IWFH and SGOV in my portfolio?

IWFH and SGOV have a correlation of -0.00, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, IWFH or SGOV?

On fees, SGOV is cheaper at 0.09% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, IWFH or SGOV?

SGOV is cheaper with a 0.09% expense ratio, compared with 0.47% for IWFH.

Which ETF pays a higher dividend yield, IWFH or SGOV?

SGOV has the higher dividend yield at 3.85%, compared with 0.00% for IWFH.

What is the main difference between IWFH and SGOV?

IWFH is categorized as Technology Equities, while SGOV is Ultrashort Bond. IWFH tracks NYSE FactSet Global Virtual Work and Life Index, while SGOV tracks ICE 0-3 Month US Treasury Securities Index. Their fees differ too: 0.47% for IWFH and 0.09% for SGOV.