ITDI vs. UGA
ITDI (Ishares Lifepath Target Date 2065 ETF) and UGA (United States Gasoline Fund LP) are both exchange-traded funds - ITDI is a Target Retirement Date fund actively managed by iShares, while UGA is a Oil & Gas fund tracking the Front Month Unleaded Gasoline. ITDI is actively managed, while UGA is passively managed. Over the past year, ITDI returned 29.11% vs 80.94% for UGA. At a correlation of -0.08, they often move in opposite directions. ITDI charges 0.11%/yr vs 0.75%/yr for UGA.
Performance
ITDI vs. UGA - Performance Comparison
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Returns By Period
In the year-to-date period, ITDI achieves a 12.13% return, which is significantly lower than UGA's 75.49% return.
ITDI
- 1D
- -0.79%
- 1M
- 4.83%
- YTD
- 12.13%
- 6M
- 13.10%
- 1Y
- 29.11%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
UGA
- 1D
- -0.19%
- 1M
- -12.35%
- YTD
- 75.49%
- 6M
- 64.35%
- 1Y
- 80.94%
- 3Y*
- 22.21%
- 5Y*
- 25.10%
- 10Y*
- 14.43%
ITDI vs. UGA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
ITDI Ishares Lifepath Target Date 2065 ETF | 12.13% | 21.90% | 16.73% | 12.83% |
UGA United States Gasoline Fund LP | 75.49% | -2.00% | 3.77% | -9.36% |
Correlation
The correlation between ITDI and UGA is -0.31, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.31 |
Correlation (All Time) Calculated using the full available price history since Oct 20, 2023 | -0.08 |
Over the past year, the inverse relationship between ITDI and UGA has strengthened: their correlation has moved from -0.08 to -0.31, meaning they now move in opposite directions more often than their long-term average.
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Return for Risk
ITDI vs. UGA — Risk / Return Rank
ITDI
UGA
ITDI vs. UGA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Ishares Lifepath Target Date 2065 ETF (ITDI) and United States Gasoline Fund LP (UGA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ITDI | UGA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.03 | ||
| Sortino ratioReturn per unit of downside risk | +0.43 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.37 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 3.05 | 5.47 | -2.42 |
| Martin ratioReturn relative to average drawdown | 13.40 | 13.25 | +0.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| ITDI | UGA | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.28 | 2.32 | -0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.73 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.39 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.75 | 0.12 | +1.63 |
Drawdowns
ITDI vs. UGA - Drawdown Comparison
The maximum ITDI drawdown since its inception was -16.31%, smaller than the maximum UGA drawdown of -86.59%. Use the drawdown chart below to compare losses from any high point for ITDI and UGA.
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Drawdown Indicators
| ITDI | UGA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.31% | -86.59% | +70.28% |
Max Drawdown (1Y)Largest decline over 1 year | -9.60% | -14.88% | +5.28% |
Max Drawdown (3Y)Largest decline over 3 years | — | -26.68% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -38.11% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -75.89% | — |
Current DrawdownCurrent decline from peak | -0.79% | -12.35% | +11.56% |
Average DrawdownAverage peak-to-trough decline | -1.57% | -36.76% | +35.19% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.18% | 6.13% | -3.95% |
Volatility
ITDI vs. UGA - Volatility Comparison
The current volatility for Ishares Lifepath Target Date 2065 ETF (ITDI) is 3.92%, while United States Gasoline Fund LP (UGA) has a volatility of 11.66%. This indicates that ITDI experiences smaller price fluctuations and is considered to be less risky than UGA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ITDI | UGA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.92% | 11.66% | -7.74% |
Volatility (6M)Calculated over the trailing 6-month period | 10.30% | 30.41% | -20.11% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.81% | 35.14% | -22.33% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.49% | 34.38% | -19.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.49% | 37.27% | -22.78% |
ITDI vs. UGA - Expense Ratio Comparison
ITDI has a 0.11% expense ratio, which is lower than UGA's 0.75% expense ratio.
Dividends
ITDI vs. UGA - Dividend Comparison
ITDI's dividend yield for the trailing twelve months is around 1.45%, while UGA has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 |
|---|---|---|---|---|
ITDI Ishares Lifepath Target Date 2065 ETF | 1.45% | 1.63% | 1.68% | 0.84% |
UGA United States Gasoline Fund LP | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
ITDI and UGA have a correlation of -0.31, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UGA has higher volatility (11.66%) compared to ITDI (3.92%). In terms of maximum drawdown, ITDI dropped -16.31% vs UGA's -86.59%.
On 1-year performance, UGA leads with 80.94% vs 29.11% for ITDI. On fees, ITDI is cheaper at 0.11% per year. On volatility, ITDI has been the lower-risk option at 3.92%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, UGA has performed better with a 80.94% return vs 29.11%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
ITDI is cheaper with a 0.11% expense ratio, compared with 0.75% for UGA.
ITDI has the higher dividend yield at 1.45%, compared with 0.00% for UGA.
ITDI is categorized as Target Retirement Date, while UGA is Oil & Gas. They also come from different issuers: iShares and Concierge Technologies. Their fees differ too: 0.11% for ITDI and 0.75% for UGA.
UGA currently has the higher Sharpe Ratio (2.32 vs 2.28), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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