ITDI vs. RBIL
ITDI (Ishares Lifepath Target Date 2065 ETF) and RBIL (F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF) are both exchange-traded funds - ITDI is a Target Retirement Date fund actively managed by iShares, while RBIL is a Inflation-Protected Bonds fund tracking the Bloomberg US Ultrashort TIPS 1-13 Months Index. ITDI is actively managed, while RBIL is passively managed. Over the past year, ITDI returned 29.55% vs 4.01% for RBIL. At a correlation of -0.21, they often move in opposite directions. ITDI charges 0.11%/yr vs 0.17%/yr for RBIL.
Performance
ITDI vs. RBIL - Performance Comparison
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Returns By Period
In the year-to-date period, ITDI achieves a 12.50% return, which is significantly higher than RBIL's 2.37% return.
ITDI
- 1D
- 1.22%
- 1M
- 2.02%
- YTD
- 12.50%
- 6M
- 13.03%
- 1Y
- 29.55%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
RBIL
- 1D
- 0.06%
- 1M
- -0.13%
- YTD
- 2.37%
- 6M
- 2.42%
- 1Y
- 4.01%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
ITDI vs. RBIL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
ITDI Ishares Lifepath Target Date 2065 ETF | 12.50% | 18.15% |
RBIL F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF | 2.37% | 2.85% |
Correlation
The correlation between ITDI and RBIL is -0.23, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.23 |
Correlation (All Time) Calculated using the full available price history since Feb 25, 2025 | -0.21 |
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Return for Risk
ITDI vs. RBIL — Risk / Return Rank
ITDI
RBIL
ITDI vs. RBIL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Ishares Lifepath Target Date 2065 ETF (ITDI) and F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ITDI | RBIL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.20 | ||
| Sortino ratioReturn per unit of downside risk | -3.72 | ||
| Omega ratioGain probability vs. loss probability | 1.39 | 2.13 | -0.74 |
| Calmar ratioReturn relative to maximum drawdown | 3.04 | 7.95 | -4.92 |
| Martin ratioReturn relative to average drawdown | 13.08 | 48.27 | -35.19 |
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Drawdowns
ITDI vs. RBIL - Drawdown Comparison
The maximum ITDI drawdown since its inception was -16.31%, which is greater than RBIL's maximum drawdown of -0.52%. Use the drawdown chart below to compare losses from any high point for ITDI and RBIL.
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Drawdown Indicators
| ITDI | RBIL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -16.31% | -0.52% | -15.79% |
Max Drawdown (1Y)Largest decline over 1 year | -9.60% | -0.52% | -9.08% |
Current DrawdownCurrent decline from peak | -0.46% | -0.46% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -1.58% | -0.07% | -1.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.22% | 0.09% | +2.13% |
Volatility
ITDI vs. RBIL - Volatility Comparison
Ishares Lifepath Target Date 2065 ETF (ITDI) has a higher volatility of 5.14% compared to F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL) at 0.36%. This indicates that ITDI's price experiences larger fluctuations and is considered to be riskier than RBIL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ITDI | RBIL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.14% | 0.36% | +4.78% |
Volatility (6M)Calculated over the trailing 6-month period | 11.19% | 0.85% | +10.34% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.44% | 0.95% | +12.49% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.64% | 1.07% | +13.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.64% | 1.07% | +13.57% |
ITDI vs. RBIL - Expense Ratio Comparison
ITDI has a 0.11% expense ratio, which is lower than RBIL's 0.17% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
ITDI vs. RBIL - Dividend Comparison
ITDI's dividend yield for the trailing twelve months is around 1.45%, less than RBIL's 4.38% yield.
| Position | TTM | 2025 | 2024 | 2023 |
|---|---|---|---|---|
ITDI Ishares Lifepath Target Date 2065 ETF | 1.45% | 1.63% | 1.68% | 0.84% |
RBIL F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF | 4.38% | 3.65% | 0.00% | 0.00% |
Frequently Asked Questions
ITDI and RBIL have a correlation of -0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ITDI has higher volatility (5.14%) compared to RBIL (0.36%). In terms of maximum drawdown, ITDI dropped -16.31% vs RBIL's -0.52%.
On 1-year performance, ITDI leads with 29.55% vs 4.01% for RBIL. On fees, ITDI is cheaper at 0.11% per year. On volatility, RBIL has been the lower-risk option at 0.36%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, ITDI has performed better with a 29.55% return vs 4.01%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
ITDI is cheaper with a 0.11% expense ratio, compared with 0.17% for RBIL.
RBIL has the higher dividend yield at 4.38%, compared with 1.45% for ITDI.
ITDI is categorized as Target Retirement Date, while RBIL is Inflation-Protected Bonds. They also come from different issuers: iShares and F/m. Their fees differ too: 0.11% for ITDI and 0.17% for RBIL.
RBIL currently has the higher Sharpe Ratio (4.36 vs 2.17), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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