ISWIX vs. FCQTX
Compare and contrast key facts about Voya Solution Income Portfolio (ISWIX) and American Funds 2065 Target Date Retirement Fund (FCQTX).
ISWIX is managed by Voya. It was launched on Apr 28, 2005. FCQTX is managed by American Funds. It was launched on Mar 26, 2020.
Performance
ISWIX vs. FCQTX - Performance Comparison
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ISWIX vs. FCQTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
ISWIX Voya Solution Income Portfolio | -2.04% | 11.26% | 6.47% | 10.89% | -14.74% | 6.70% | 23.91% |
FCQTX American Funds 2065 Target Date Retirement Fund | -5.95% | 20.74% | 15.64% | 21.56% | -19.63% | 17.34% | 47.06% |
Returns By Period
In the year-to-date period, ISWIX achieves a -2.04% return, which is significantly higher than FCQTX's -5.95% return.
ISWIX
- 1D
- -0.27%
- 1M
- -4.34%
- YTD
- -2.04%
- 6M
- -0.45%
- 1Y
- 7.45%
- 3Y*
- 7.15%
- 5Y*
- 3.04%
- 10Y*
- 5.05%
FCQTX
- 1D
- -0.42%
- 1M
- -9.36%
- YTD
- -5.95%
- 6M
- -2.92%
- 1Y
- 15.81%
- 3Y*
- 14.49%
- 5Y*
- 7.64%
- 10Y*
- —
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ISWIX vs. FCQTX - Expense Ratio Comparison
ISWIX has a 0.25% expense ratio, which is higher than FCQTX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
ISWIX vs. FCQTX — Risk / Return Rank
ISWIX
FCQTX
ISWIX vs. FCQTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Solution Income Portfolio (ISWIX) and American Funds 2065 Target Date Retirement Fund (FCQTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ISWIX | FCQTX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.25 | 1.04 | +0.21 |
Sortino ratioReturn per unit of downside risk | 1.81 | 1.56 | +0.25 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.22 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.18 | 1.35 | -0.16 |
Martin ratioReturn relative to average drawdown | 5.18 | 5.87 | -0.69 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| ISWIX | FCQTX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.25 | 1.04 | +0.21 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.45 | 0.53 | -0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.78 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.71 | 0.94 | -0.23 |
Correlation
The correlation between ISWIX and FCQTX is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
ISWIX vs. FCQTX - Dividend Comparison
ISWIX's dividend yield for the trailing twelve months is around 3.93%, less than FCQTX's 4.96% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ISWIX Voya Solution Income Portfolio | 3.93% | 3.85% | 2.99% | 4.17% | 17.41% | 6.86% | 2.76% | 5.10% | 5.54% | 2.79% | 2.38% | 6.99% |
FCQTX American Funds 2065 Target Date Retirement Fund | 4.96% | 4.67% | 2.80% | 1.99% | 3.96% | 1.54% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
ISWIX vs. FCQTX - Drawdown Comparison
The maximum ISWIX drawdown since its inception was -27.14%, roughly equal to the maximum FCQTX drawdown of -27.34%. Use the drawdown chart below to compare losses from any high point for ISWIX and FCQTX.
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Drawdown Indicators
| ISWIX | FCQTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.14% | -27.34% | +0.20% |
Max Drawdown (1Y)Largest decline over 1 year | -4.76% | -10.21% | +5.45% |
Max Drawdown (5Y)Largest decline over 5 years | -18.78% | -27.34% | +8.56% |
Max Drawdown (10Y)Largest decline over 10 years | -18.78% | — | — |
Current DrawdownCurrent decline from peak | -4.42% | -9.83% | +5.41% |
Average DrawdownAverage peak-to-trough decline | -3.05% | -6.02% | +2.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.19% | 2.34% | -1.15% |
Volatility
ISWIX vs. FCQTX - Volatility Comparison
The current volatility for Voya Solution Income Portfolio (ISWIX) is 1.78%, while American Funds 2065 Target Date Retirement Fund (FCQTX) has a volatility of 4.62%. This indicates that ISWIX experiences smaller price fluctuations and is considered to be less risky than FCQTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ISWIX | FCQTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.78% | 4.62% | -2.84% |
Volatility (6M)Calculated over the trailing 6-month period | 3.65% | 9.04% | -5.39% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.68% | 15.15% | -8.47% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.88% | 14.58% | -7.70% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.51% | 15.05% | -8.54% |