ISRIX vs. LTRIX
Compare and contrast key facts about Voya Solution 2045 Portfolio (ISRIX) and Principal LifeTime 2045 Fund (LTRIX).
ISRIX is managed by Voya. It was launched on Apr 28, 2005. LTRIX is managed by Principal. It was launched on Feb 28, 2008.
Performance
ISRIX vs. LTRIX - Performance Comparison
Loading graphics...
ISRIX vs. LTRIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ISRIX Voya Solution 2045 Portfolio | -4.77% | 19.58% | 14.62% | 20.30% | -19.03% | 17.58% | 16.62% | 24.17% | -10.07% | 21.54% |
LTRIX Principal LifeTime 2045 Fund | -4.72% | 16.69% | 16.90% | 19.40% | -18.51% | 16.55% | 16.33% | 25.81% | -8.34% | 21.38% |
Returns By Period
The year-to-date returns for both investments are quite close, with ISRIX having a -4.77% return and LTRIX slightly higher at -4.72%. Both investments have delivered pretty close results over the past 10 years, with ISRIX having a 9.76% annualized return and LTRIX not far ahead at 9.79%.
ISRIX
- 1D
- -1.45%
- 1M
- -8.81%
- YTD
- -4.77%
- 6M
- -1.86%
- 1Y
- 14.52%
- 3Y*
- 13.67%
- 5Y*
- 7.23%
- 10Y*
- 9.76%
LTRIX
- 1D
- -0.21%
- 1M
- -7.69%
- YTD
- -4.72%
- 6M
- -2.65%
- 1Y
- 11.72%
- 3Y*
- 13.58%
- 5Y*
- 7.05%
- 10Y*
- 9.79%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
ISRIX vs. LTRIX - Expense Ratio Comparison
ISRIX has a 0.17% expense ratio, which is higher than LTRIX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
ISRIX vs. LTRIX — Risk / Return Rank
ISRIX
LTRIX
ISRIX vs. LTRIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Solution 2045 Portfolio (ISRIX) and Principal LifeTime 2045 Fund (LTRIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ISRIX | LTRIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.04 | 0.83 | +0.21 |
Sortino ratioReturn per unit of downside risk | 1.56 | 1.27 | +0.29 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.18 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 0.93 | 0.96 | -0.03 |
Martin ratioReturn relative to average drawdown | 4.51 | 4.66 | -0.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| ISRIX | LTRIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.04 | 0.83 | +0.21 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.49 | +0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.62 | 0.66 | -0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.42 | 0.44 | -0.02 |
Correlation
The correlation between ISRIX and LTRIX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
ISRIX vs. LTRIX - Dividend Comparison
ISRIX's dividend yield for the trailing twelve months is around 6.14%, less than LTRIX's 9.77% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ISRIX Voya Solution 2045 Portfolio | 6.14% | 5.85% | 1.53% | 8.18% | 28.81% | 9.05% | 7.37% | 11.50% | 7.75% | 3.80% | 11.39% | 21.72% |
LTRIX Principal LifeTime 2045 Fund | 9.77% | 9.31% | 9.40% | 4.25% | 8.71% | 6.75% | 4.62% | 6.93% | 7.50% | 4.57% | 4.48% | 5.42% |
Drawdowns
ISRIX vs. LTRIX - Drawdown Comparison
The maximum ISRIX drawdown since its inception was -56.73%, which is greater than LTRIX's maximum drawdown of -51.39%. Use the drawdown chart below to compare losses from any high point for ISRIX and LTRIX.
Loading graphics...
Drawdown Indicators
| ISRIX | LTRIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -56.73% | -51.39% | -5.34% |
Max Drawdown (1Y)Largest decline over 1 year | -10.77% | -10.65% | -0.12% |
Max Drawdown (5Y)Largest decline over 5 years | -26.60% | -26.25% | -0.35% |
Max Drawdown (10Y)Largest decline over 10 years | -33.74% | -31.56% | -2.18% |
Current DrawdownCurrent decline from peak | -9.03% | -8.04% | -0.99% |
Average DrawdownAverage peak-to-trough decline | -8.54% | -7.26% | -1.28% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.62% | 2.20% | +0.42% |
Volatility
ISRIX vs. LTRIX - Volatility Comparison
The current volatility for Voya Solution 2045 Portfolio (ISRIX) is 3.80%, while Principal LifeTime 2045 Fund (LTRIX) has a volatility of 4.53%. This indicates that ISRIX experiences smaller price fluctuations and is considered to be less risky than LTRIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| ISRIX | LTRIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.80% | 4.53% | -0.73% |
Volatility (6M)Calculated over the trailing 6-month period | 8.23% | 8.04% | +0.19% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.44% | 14.30% | +1.14% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.69% | 14.52% | +0.17% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.81% | 14.77% | +1.04% |