IS3B.DE vs. VDIV.DE
IS3B.DE (iShares Euro Corporate Bond Financials UCITS ETF) and VDIV.DE (VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF) are both exchange-traded funds - IS3B.DE is a European Corporate Bonds fund tracking the Bloomberg Euro Aggregate Financial, while VDIV.DE is a Global Equities fund tracking the Morningstar Developed Markets Large Cap Dividend Leaders Screened Select Index. Both are passively managed. Over the past 5 years, IS3B.DE returned 0.42%/yr vs 17.51%/yr for VDIV.DE. At a 0.23 correlation, their price movements are largely independent. IS3B.DE charges 0.20%/yr vs 0.38%/yr for VDIV.DE.
Performance
IS3B.DE vs. VDIV.DE - Performance Comparison
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Returns By Period
In the year-to-date period, IS3B.DE achieves a 0.39% return, which is significantly lower than VDIV.DE's 9.79% return.
IS3B.DE
- 1D
- 0.11%
- 1M
- 0.21%
- YTD
- 0.39%
- 6M
- 0.28%
- 1Y
- 2.26%
- 3Y*
- 5.22%
- 5Y*
- 0.42%
- 10Y*
- 1.25%
VDIV.DE
- 1D
- 0.23%
- 1M
- -0.18%
- YTD
- 9.79%
- 6M
- 12.68%
- 1Y
- 25.52%
- 3Y*
- 19.95%
- 5Y*
- 17.51%
- 10Y*
- —
IS3B.DE vs. VDIV.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
IS3B.DE iShares Euro Corporate Bond Financials UCITS ETF | 0.39% | 3.53% | 5.28% | 7.82% | -13.13% | -0.74% | 2.27% | 6.10% | 0.55% |
VDIV.DE VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF | 9.79% | 24.55% | 15.67% | 11.47% | 15.47% | 27.92% | -11.00% | 23.04% | -3.07% |
Correlation
The correlation between IS3B.DE and VDIV.DE is 0.24, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.24 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.27 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.22 |
Correlation (All Time) Calculated using the full available price history since Dec 12, 2018 | 0.23 |
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Return for Risk
IS3B.DE vs. VDIV.DE — Risk / Return Rank
IS3B.DE
VDIV.DE
IS3B.DE vs. VDIV.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Euro Corporate Bond Financials UCITS ETF (IS3B.DE) and VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF (VDIV.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| IS3B.DE | VDIV.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.15 | ||
| Sortino ratioReturn per unit of downside risk | -2.99 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.51 | -0.39 |
| Calmar ratioReturn relative to maximum drawdown | 0.73 | 6.94 | -6.20 |
| Martin ratioReturn relative to average drawdown | 2.62 | 20.46 | -17.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| IS3B.DE | VDIV.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.58 | 2.73 | -2.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.10 | 1.45 | -1.35 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.28 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.47 | 0.94 | -0.47 |
Drawdowns
IS3B.DE vs. VDIV.DE - Drawdown Comparison
The maximum IS3B.DE drawdown since its inception was -17.06%, smaller than the maximum VDIV.DE drawdown of -36.12%. Use the drawdown chart below to compare losses from any high point for IS3B.DE and VDIV.DE.
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Drawdown Indicators
| IS3B.DE | VDIV.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.06% | -36.12% | +19.06% |
Max Drawdown (1Y)Largest decline over 1 year | -2.71% | -3.68% | +0.97% |
Max Drawdown (3Y)Largest decline over 3 years | -2.71% | -15.12% | +12.41% |
Max Drawdown (5Y)Largest decline over 5 years | -17.06% | -15.12% | -1.94% |
Max Drawdown (10Y)Largest decline over 10 years | -17.06% | — | — |
Current DrawdownCurrent decline from peak | -0.77% | -2.39% | +1.62% |
Average DrawdownAverage peak-to-trough decline | -2.97% | -4.22% | +1.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.76% | 1.25% | -0.49% |
Volatility
IS3B.DE vs. VDIV.DE - Volatility Comparison
The current volatility for iShares Euro Corporate Bond Financials UCITS ETF (IS3B.DE) is 1.03%, while VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF (VDIV.DE) has a volatility of 2.82%. This indicates that IS3B.DE experiences smaller price fluctuations and is considered to be less risky than VDIV.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IS3B.DE | VDIV.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.03% | 2.82% | -1.79% |
Volatility (6M)Calculated over the trailing 6-month period | 3.16% | 6.79% | -3.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.44% | 9.36% | -5.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.18% | 11.92% | -7.74% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.35% | 15.36% | -11.01% |
IS3B.DE vs. VDIV.DE - Expense Ratio Comparison
IS3B.DE has a 0.20% expense ratio, which is lower than VDIV.DE's 0.38% expense ratio.
Dividends
IS3B.DE vs. VDIV.DE - Dividend Comparison
IS3B.DE's dividend yield for the trailing twelve months is around 3.19%, which matches VDIV.DE's 3.19% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IS3B.DE iShares Euro Corporate Bond Financials UCITS ETF | 3.19% | 3.08% | 2.95% | 2.42% | 1.00% | 0.75% | 0.97% | 1.09% | 1.10% | 1.12% | 1.52% | 1.70% |
VDIV.DE VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF | 3.19% | 3.58% | 4.19% | 4.97% | 4.56% | 3.97% | 4.11% | 4.35% | 0.91% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
IS3B.DE and VDIV.DE have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, IS3B.DE is cheaper at 0.20% per year. The better choice depends on whether you care most about return, fees, risk, or income.
IS3B.DE is cheaper with a 0.20% expense ratio, compared with 0.38% for VDIV.DE.
IS3B.DE is categorized as European Corporate Bonds, while VDIV.DE is Global Equities. IS3B.DE tracks Bloomberg Euro Aggregate Financial, while VDIV.DE tracks Morningstar Developed Markets Large Cap Dividend Leaders Screened Select Index. They also come from different issuers: iShares and VanEck. Their fees differ too: 0.20% for IS3B.DE and 0.38% for VDIV.DE.
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