IPHYX vs. IRGMX
Compare and contrast key facts about Voya High Yield Portfolio (IPHYX) and Voya Retirement Moderate Growth Portfolio (IRGMX).
IPHYX is managed by Voya. It was launched on May 3, 2004. IRGMX is managed by Voya. It was launched on Apr 27, 2006.
Performance
IPHYX vs. IRGMX - Performance Comparison
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IPHYX vs. IRGMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IPHYX Voya High Yield Portfolio | -1.15% | 6.80% | 6.74% | 11.47% | -13.75% | 4.15% | 5.66% | 15.24% | -3.18% | 6.24% |
IRGMX Voya Retirement Moderate Growth Portfolio | -2.13% | 14.26% | 12.89% | 15.88% | -16.04% | 14.38% | 13.54% | 20.44% | -8.06% | 15.10% |
Returns By Period
In the year-to-date period, IPHYX achieves a -1.15% return, which is significantly higher than IRGMX's -2.13% return. Over the past 10 years, IPHYX has underperformed IRGMX with an annualized return of 4.62%, while IRGMX has yielded a comparatively higher 7.94% annualized return.
IPHYX
- 1D
- 0.81%
- 1M
- -1.47%
- YTD
- -1.15%
- 6M
- -0.12%
- 1Y
- 4.34%
- 3Y*
- 6.55%
- 5Y*
- 2.50%
- 10Y*
- 4.62%
IRGMX
- 1D
- 2.01%
- 1M
- -3.89%
- YTD
- -2.13%
- 6M
- -0.31%
- 1Y
- 12.55%
- 3Y*
- 11.60%
- 5Y*
- 6.31%
- 10Y*
- 7.94%
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IPHYX vs. IRGMX - Expense Ratio Comparison
IPHYX has a 0.73% expense ratio, which is higher than IRGMX's 0.26% expense ratio.
Return for Risk
IPHYX vs. IRGMX — Risk / Return Rank
IPHYX
IRGMX
IPHYX vs. IRGMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya High Yield Portfolio (IPHYX) and Voya Retirement Moderate Growth Portfolio (IRGMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| IPHYX | IRGMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.21 | 1.22 | -0.01 |
Sortino ratioReturn per unit of downside risk | 1.73 | 1.82 | -0.08 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.27 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.31 | 1.20 | +0.11 |
Martin ratioReturn relative to average drawdown | 5.81 | 5.66 | +0.15 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| IPHYX | IRGMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.21 | 1.22 | -0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.59 | -0.09 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.85 | 0.71 | +0.14 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.01 | 0.71 | +0.31 |
Correlation
The correlation between IPHYX and IRGMX is 0.46, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
IPHYX vs. IRGMX - Dividend Comparison
IPHYX's dividend yield for the trailing twelve months is around 3.95%, less than IRGMX's 23.49% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IPHYX Voya High Yield Portfolio | 3.95% | 4.47% | 5.90% | 5.68% | 4.36% | 4.26% | 5.03% | 5.14% | 6.03% | 6.82% | 6.44% | 6.32% |
IRGMX Voya Retirement Moderate Growth Portfolio | 23.49% | 22.99% | 7.83% | 9.72% | 17.03% | 6.44% | 6.69% | 8.86% | 8.13% | 9.42% | 11.83% | 5.09% |
Drawdowns
IPHYX vs. IRGMX - Drawdown Comparison
The maximum IPHYX drawdown since its inception was -32.43%, which is greater than IRGMX's maximum drawdown of -23.38%. Use the drawdown chart below to compare losses from any high point for IPHYX and IRGMX.
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Drawdown Indicators
| IPHYX | IRGMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.43% | -23.38% | -9.05% |
Max Drawdown (1Y)Largest decline over 1 year | -3.00% | -7.87% | +4.87% |
Max Drawdown (5Y)Largest decline over 5 years | -17.18% | -21.53% | +4.35% |
Max Drawdown (10Y)Largest decline over 10 years | -20.45% | -23.38% | +2.93% |
Current DrawdownCurrent decline from peak | -1.72% | -4.46% | +2.74% |
Average DrawdownAverage peak-to-trough decline | -2.81% | -3.42% | +0.61% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.76% | 1.98% | -1.22% |
Volatility
IPHYX vs. IRGMX - Volatility Comparison
The current volatility for Voya High Yield Portfolio (IPHYX) is 1.64%, while Voya Retirement Moderate Growth Portfolio (IRGMX) has a volatility of 3.37%. This indicates that IPHYX experiences smaller price fluctuations and is considered to be less risky than IRGMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IPHYX | IRGMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.64% | 3.37% | -1.73% |
Volatility (6M)Calculated over the trailing 6-month period | 2.37% | 6.33% | -3.96% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.27% | 11.54% | -7.27% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.16% | 10.88% | -5.72% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.51% | 11.28% | -5.77% |